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Preferensi dan Perilaku Tokoh Masyarakat terhadap Perbankan Syariah di Kecamatan Sungai Pagu Kabupaten Solok Selatan Ariyun Anisah; Rika Widianita; Khadijah Nurani
Al-bank: Journal of Islamic Banking and Finance Vol 1, No 2 (2021): July - Desember 2021
Publisher : IAIN Batusangkar

The development of Islamic banking in the Sungai Pagu sub-district of South Solok Regency in terms of network operations, where the Bank Syariah Services Unit in Nagari Muaralabuh is the only Islamic banking institution operating in this area. The problem in this study is: What are the preferences and behavior of community leaders on Islamic banking in Sungai Pagu District.With the aim of knowing the preferences and behavior of community figures on Islamic banking in Sungai Pagu district, South Solok Regency. This research is a field study with a qualitative descriptive approach. Primary data sources are community figure involved in BAMUS Nagari management of 55 people selected with purposive sampling techniques. Data collection techniques are conducted through interviews, observations, questionnaires, and documentation. The results revealed the preferences of respondents in the banking sector in Sungai Pagu district, South Solok Regency, with a percentage index above 60%, but this was not supported by good behavior from correspondents where the score index was below 60%. While the role of respondents in delivering and disseminating Islamic banking to the community is at 60%, meaning that good and community leaders are a medium of socialization and promotion of Islamic banking in this area

MAKSIMUM MASLAHAH DALAM PENGELUARAN KONSUMSI rika Widianita Widianita; Ariyun Anisah; Khadijah Nurani
el-Amwal Vol 4, No 2 (2021): Volume 4 Nomor 2, September 2021
Publisher : LPPM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/el-amwal.v4i2.5261

Penelitian ini bertujuan untuk mengetahui secara empirik mengenai perilaku konsumen muslim Kota Bukittinggi dalam memaksimalkan maslahah dalam pengeluaran konsumsinya. Dimana maslahah hanya bisa diperoleh ketika konsumsi yang dilakukan terhadap barang barang halal, tidak berlebih-lebihan dalam konsumsi, kemudian melakukan konsumsi sosial untuk akhirat dengan membantu kebutuhan orang lain yang membutuhkan melalui zakat. Infak dan sedekah. Penilitian dilakukan melalui survey lapangan dengan membagikan kuesioner kepada konsumen muslim yang berdomisili di Kota Bukittinggi, Sumatera Barat. Data yang diperoleh diolah menggunakan statistik deskriptif, kemudian dianalisis menggunakan teori-teori yang ada. Dari hasil penelitian diperoleh bahwa konsumen muslim Bukittinggi telah memaksimumkan maslahah dalam pengeluaran konsumsi dengan mengkonsumsi barang yang halal, kemudian tidak berlebih-lebihan dalam konsumsi, serta melakukan konsumsi sosial untuk akhirat dengan membantu orang lain yang membutuhkan melalui zakat, infak dan sedekah.

THE EFFECT OF SERVICE QUALITY AND PRICE ON CUSTOMER SATISFACTION AND ITS IMPACT ON THE LOYALTY OF SIANTAR EXPRESS TRAIN CUSTOMERS Khadijah Nurani; Rika Widianita; Ariyun Anisah
Jurnal Ilmiah MEA (Manajemen, Ekonomi, & Akuntansi) Vol 6 No 3 (2022): Edisi September - Desember 2022
Publisher : LPPM STIE Muhammadiah Bandung

The Siantar Express train is one of the transportations used by the people of Medan city to travel to Pematang Siantar and vice versa. The objective of this study is to test and analyze the effect of service quality, price on customer satisfaction and its impact on customer loyalty.The sampling technique used is Accidental Sampling which is sampling based on who are the members of the population who coincidentally meet the researcher who can provide the necessary information. The data analysis method is carried out by data analysis Path Analysis.Service quality has a positive and significant effect on customer satisfaction, price has a positive and significant effect on customer satisfaction, service quality has a positive and significant effect on customer loyalty, price has a positive and significant effect on customer loyalty, customer satisfaction has a positive and significant effect on customer loyalty, service quality has a positive and significant effect on customer loyalty through satisfaction customers, prices have a positive and significant effect on customer loyalty through customer satisfaction of the Siantar Express train. Siantar Express train customers will be loyal when using the Siantar Express train service, this is because the customer agrees to reuse the train service and suggests to others.

The Influence of Brand Image, Product Quality, and Price on Interest in Buying Products: Case study at Ms Glow Beauty Store, Bukittinggi Putri Dewi Mutia; Khadijah Nurani
Indikator: Jurnal Ilmiah Manajemen dan Bisnis Vol 7, No 2 (2023)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/indikator.v7i2.19715

This study intends to analyze the impact of price, customer desire, and product quality on customer satisfaction. This is a quantitative research with causality. The sampling technique used is purposive sampling, the information used is basic information obtained from the owner of Sanjai Sil, Aur Kuning Bukittinggi. The information analysis method used is Multiple Linear Regression, data analysis using SPSS 16. The results of this study found that the three exogenous variables of customer desire, product quality and price have a positive effect on customer satisfaction which encourages interest in buying the product.

MARKETING STRATEGY IN EFFORTS TO IMPROVE THE QUALITY OF COMPETITIVENESS IN THE TRAVEL BUREAU OF PT. BABUL UMROH MANDIRI WISATA BRANCH BUKITTINGGI Hadad Alwi; Khadijah Nurani
Multazam : Jurnal Manajemen Haji dan Umrah Vol 3 No 1 (2023): Multazam : Jurnal Manajemen Haji dan Umrah
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/multazam.v3i1.6661

The background of this research is the number of Umrah Travel Organizers (PPIU) in various regions areas, especially umrah travel agents in the city of Bukittinggi and its surroundings. So, in this case, PT. Babul Umroh Mandiri Wisata Bukittinggi Branch can try to optimize and implement several marketing strategies through SWOT analysis to improve the quality of competitiveness. The research method used by the author is a qualitative descriptive method, starting from observation, interviews and documentation. The SWOT diagram shows that this travel is in quadrant 1 (positive, positive) supports the Aggressive Strategy. This position signifies that PT. Babul Umroh Mandiri Wisata Bukittinggi Branch is a condition that can use that power owned to take advantage of existing opportunities, so it is possible to continue to expand by implementing a maximum marketing strategy in an effort to improve the quality of competitiveness.

ANALISIS KINERJA KEUANGAN SEBELUM DAN SESUDAH INITIAL PUBLIC OFFERING PERUSAHAAN YANG TERDAFTAR DI INDEKS SAHAM SYARIAH INDONESIA Risa Faturahma; Khadijah Nurani
Jurnal Akuntansi Syariah (JAkSya) Vol 3, No 2 (2023): JAkSya Jurnal Akuntansi Syariah
Publisher : IAIN BATUSANGKAR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/jaksya.v3i2.10208

Penelitian ini beranjak dari fenomena terdapatnya inkosistensi pengukuran dan penurunan kinerjaa keuangan pasca IPO pada perusahaan. Dana yang di dapatkan melalui IPO bila dikelola dengan efektif akan menciptakan kinerja perusahaan yang lebih baik. Pengujian kembali apakah terdapat perbedaan kinerja keuangan perusahaan sebelum dan sesudah IPO yang signifikan melalui rasio keuangan menjadi tujuan penelitian ini. Rasio yang digunakan yaitu Rasio Likuiditas, Leverage, aktivitas dan Profitabilitas. Seluruh perusahaan yang IPO pada tahun 2019 menjadi populasi penelitian ini yang berjumlah 55 perusahaan, Pengambilan sampel dengan Purposive Sampling melalui kriteria-kriteria tertentu. Sampel akhir dalam penelitian berjumlah 14 perusahaan. Teknik analisis data yang digunakan adalah statistik deskriptif, uji normalitas dan uji beda yaitu Paired Sample t-test dan Wilcoxon Sign Rank Test mengunakan program SPSS versi 29. Hasil pengolahaan data yang telah dilakukan menunjukan bahwa CR, DAR, DER, TATO, dan ROE berbeda secara signifikan kinerja keuangan sebelum dan sesudah perusahaan IPO sedangkan ROI tidak memiliki perbedaan kinerja keuangan sebelum dan sesudah perusahaan IPO.Â Kata Kunci: Kinerja Keuangan; Rasio Keuangan; Initial Public Offering; BEI

Preferensi dan Perilaku Tokoh Masyarakat terhadap Perbankan Syariah di Kecamatan Sungai Pagu Kabupaten Solok Selatan Ariyun Anisah; Rika Widianita; Khadijah Nurani
Al-bank: Journal of Islamic Banking and Finance Vol 1, No 2 (2021): July - Desember 2021
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v1i2.3805

The development of Islamic banking in the Sungai Pagu sub-district of South Solok Regency in terms of network operations, where the Bank Syariah Services Unit in Nagari Muaralabuh is the only Islamic banking institution operating in this area. The problem in this study is: What are the preferences and behavior of community leaders on Islamic banking in Sungai Pagu District.With the aim of knowing the preferences and behavior of community figures on Islamic banking in Sungai Pagu district, South Solok Regency. This research is a field study with a qualitative descriptive approach. Primary data sources are community figure involved in BAMUS Nagari management of 55 people selected with purposive sampling techniques. Data collection techniques are conducted through interviews, observations, questionnaires, and documentation. The results revealed the preferences of respondents in the banking sector in Sungai Pagu district, South Solok Regency, with a percentage index above 60%, but this was not supported by good behavior from correspondents where the score index was below 60%. While the role of respondents in delivering and disseminating Islamic banking to the community is at 60%, meaning that good and community leaders are a medium of socialization and promotion of Islamic banking in this area

Analisis Dampak Penggunaan E-Commerce Pada Usaha Mikro di Pasar Aur Kuning Kota Bukittinggi dalam Menghadapi Persaingan di Era Ekonomi Digital: Perspektif Ekonomi Islam Iin Inaiyah; Indika Juang Putra; Khadijah Nurani; Yenty Astarie Dewi
Jurnal Pendidikan Tambusai Vol. 10 No. 1 (2026)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v10i1.36037

Perkembangan e-commerce telah mengubah dinamika usaha mikro di Pasar Aur Kuning, Kota Bukittinggi, pusat grosir tekstil terbesar di Sumatera Barat dengan memperluas akses pasar sekaligus memperketat persaingan di era ekonomi digital. Penelitian ini bertujuan untuk menganalisis dampak penggunaan e-commerce terhadap usaha mikro di lokasi tersebut dalam menghadapi persaingan digital, serta mengidentifikasi faktor pendorong dan penghambat implementasinya sesuai prinsip syariah, dengan menggunakan kerangka Maqashid Syariah sebagai alat evaluasi normatif. Metode penelitian bersifat kualitatif deskriptif, dengan data primer diperoleh melalui wawancara mendalam terhadap tujuh pedagang yang telah mengadopsi platform e-commerce, dilengkapi observasi dan analisis dokumen pendukung. Pendekatan ini memastikan triangulasi data untuk meningkatkan validitas temuan. Hasil penelitian menunjukkan bahwa e-commerce meningkatkan akses pasar lintas wilayah dan mendukung pendapatan halal (hifz al-mal), namun terkendala biaya operasional tambahan serta risiko gharar akibat ketidakpastian pengiriman. Dalam kerangka Maqashid Syariah, e-commerce memenuhi hifz al-din melalui transparansi transaksi, hifz al-nafs melalui pelayanan responsif, hifz al-aql melalui inovasi pemasaran seperti live streaming, hifz al-nasl melalui promosi budaya lokal, dan hifz al-mal melalui keberlanjutan ekonomi, meskipun literasi syariah masih rendah di kalangan pedagang. Faktor pendorong mencakup peluang ekspansi pasar dan inovasi digital, sementara penghambat utama adalah rendahnya literasi digital serta infrastruktur internet yang tidak stabil. Penelitian ini menyimpulkan bahwa e-commerce yang selaras dengan prinsip syariah berpotensi meningkatkan daya saing dan keberkahan usaha mikro, dengan implikasi kebijakan berupa rekomendasi pelatihan literasi digital terintegrasi etika Islam serta peningkatan infrastruktur konektivitas oleh pemerintah daerah untuk mendukung keberlanjutan sektor ini.

MANAJEMEN KINERJA PEGAWAI PADA SEKSI PENYELENGGARAAN HAJI DAN UMRAH KEMENTRIAN AGAMA PASAMAN BARAT Gustia Hazuli; Khadijah Nurani
JEBIMAN : Jurnal Ekonomi, Bisnis, Managemen dan Akuntansi Vol. 1 No. 5 (2023): JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi
Publisher : CV. ADIBA AISHA AMIRA

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research is motivated by problems in employee performance, including lack of accuracy, lack of understanding of work, and the problem of employee delays when entering work. The purpose of conducting this research is to find out what kind of employee performance management of the Hajj and Umrah organizing section in Pasaman Barat district. This study uses a qualitative method with a descriptive approach, because here the author decribes the performance of employess while working by collecting data obtained from interviews. Data collection techniques using observation, interviews, and documentation. The results of the study show that performance management of employess in the hajj and umrah organizing section is good. Starting from work experience and knowledge possessed by employees obtained while studying so that the results obtained are in accordance with expectations, the organization of activities made by the organization went well because the employees had extensive knowledge and made neat strategies, the appreciation given also determines that the employee can do their job well, and the honest and fair attitude that exists in employees when they work makes the company run well

ANALISIS MANAJEMEN PELAYANAN HAJI DALAM MENINGKATKAN KEPUASAN JAMAAH PADA KEMENTERIAN AGAMA KABUPATEN SIJUNJUNG Sindy Aidil Fitri; Khadijah Nurani
Jurnal Ekonomi dan Bisnis Vol. 1 No. 2 (2023): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

Show Abstract | Download Original | Original Source | Check in Google Scholar

The background of this thesis is that the Ministry of Religion of Sijunjung Regency has problems with the room facilities for services that are not extensive enough, resulting in prospective pilgrims who wish to register having to wait outside the room for the Hajj and Umrah Organizing section when many pilgrims come to request services and elements of continuous improvement where is the lack of manpower or employees in the Hajj and Umrah Organizing Section of the Ministry of Religion of Sijunjung Regency. The purpose of this study is to find out and analyze a large part of the Management Analysis of Hajj Services in Improving Pilgrimage Satisfaction at the Ministry of Religion of Sijunjung Regency. This study uses a qualitative descriptive research method by collecting observation, interview and documentation methods. The results of this study indicate that Service Management has indicators in the form of polite behavior, method of delivery, time of delivery and hospitality. From these factors, the results of an assessment of the Service Management implemented by the Ministry of Religion of Sijunjung Regency were obtained in the Hajj and Umrah Organizing Section. Hajj and Umrah Management Employees have clear service standards and have guarantees for the privacy of pilgrims. The facilities and infrastructure provided are adequate. Employees serve the congregation not only in the office but also provide services via telephone so that they can quickly and responsively respond to problems or problems experienced by the congregation.

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