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All Journal JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi
Hasmidar Pohan
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Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Library & Information Science

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Analisis Strategi Penyelesaian Pembiayaan Bermasalah Terhadap Produk Murabahan dalam Persfektif Ekonomi Islam: Studi Kasus Pada BSI KCP Cemara Asri Hasmidar Pohan; Muhammad Lathief Ilhamy Nasution
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 3 No 2 (2023): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

This study aims to analyze problem solving strategies in financing murabaha products from an Islamic economic perspective at BSI KCP Cemara Asri. The method used in this research is a qualitative approach with data collection techniques through interviews, observation, and document studies. The results of the study indicate that there are problems in financing murabaha transactions at Bank BSI KCP Cemara Asri, where internal and external factors are the main causes of problems in these murabahah transactions. However, through the implementation of appropriate financing handling strategies, these problems can be resolved effectively. In a review of the sharia economic perspective, the implementation of murabahah financing at the BSI Cemara Asri branch complies with the regulations set by the National Sharia Council (DSN) and the Indonesian Ulema Council (MUI). As a recommendation, the researchers suggest that the BSI Cemara Asri branch develop murabahah financing products more broadly, not just limited to land and building financing.
Pengaruh Pengetahuan, Kemudahan Penggunaan, dan Kemanfaatan Quick Response Code Indonesian Standart (QRIS) Terhadap Penggunaan E-Wallet : (Studi Kasus Mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Sumatera Utara) Hasmidar Pohan; Mustafa Kamal Rokan; M. Ikhsan Harahap
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 2 No. 5 (2024): September : MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v2i5.779

Abstract

This research aims to determine whether knowledge, ease of use and usefulness of the Quick Response Code Indonesian Standard (Qris) have a significant effect on the use of E-wallet among FEBI UIN North Sumatra students. The population used in this research were all active students in 2020-2021, Faculty of Islamic Economics and Business, UIN North Sumatra, totaling 4,878 with a sample size of 100 respondents. The sampling technique in this research used Non Probability Sampling using Purposive Sampling. The research method used is a quantitative method with multiple regression analysis, and the data collection technique is carried out by distributing questionnaires. The results of this study show that knowledge has a significant effect on the use of e-wallets among Febi UIN North Sumatra students, ease of use has a significant effect on the use of e-wallets among Febi UIN North Sumatra students, and usefulness has a significant effect on the use of e-wallets among Febi UIN Sumatra students North. Knowledge, ease of use and usefulness have a significant influence on the use of e-wallets among Febi UIN North Sumatra students.
Co-Authors M. Ikhsan Harahap Muhammad Lathief Ilhamy Nasution Mustafa Kamal Rokan