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All Journal International Journal of Business and Applied Economics (IJBAE) Asian Journal of Management, Entrepreneurship and Social Science
Baiq Anggun Hilendri Lestari
University of Mataram
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Portrait of MSME Tourism Financial Management in Sekotong District Jefri Anwar; Baiq Anggun Hilendri Lestari; Rini Ridhawati
International Journal of Business and Applied Economics Vol. 2 No. 4 (2023): July 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijbae.v2i4.5246

Abstract

Efforts to manage finances for business actors are significant, including tourism MSMEs in Sekotong District. The purpose of this study is to find out how the practice of financial management has been carried out by tourism MSME actors in Sekotong District. This study uses descriptive qualitative research through interviews. Several other sources, such as books and journals, support this study's data. Semi-structured and open-ended interview questions were used as a guide for face-to-face interviews and were recorded with a voice recorder. This study found that only one (1) MSME actor, the lodging business, carried out structured financial management. Meanwhile, the other two (2) MSME actors, namely the Travel Agent and Restaurant businesses, needed to conduct financial management in a structured manner. It is motivated by several factors, namely the lack of knowledge of MSME actors in bookkeeping and the perceived benefits of implementing a bookkeeping system in their respective businesses.
Performance Accountability Financial Reports of Saving and Loan Cooperatives in East Lombok (Study on KSUSPPS Bina Al-Mandiri Syaria'ah) Salmato; Baiq Anggun Hilendri Lestari; Lalu Takdir Jumaidi
International Journal of Business and Applied Economics Vol. 2 No. 4 (2023): July 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijbae.v2i4.5248

Abstract

This study analyzes the accountability of financial reporting performance in one of the cooperatives in East Lombok Regency, the KSUSPPS Bina Al-Mandiri Syari'ah Cooperative. This study aims to determine the extent to which the performance accountability of the KSUSPPS Bina Al-Mandiri Syari'ah Cooperative's financial reports is accountable to members and the public. This study uses a descriptive-qualitative approach, collecting data through observation, interviews, and documentation. The results showed that the KSUSPPS Bina Al-Mandiri Syari'ah Cooperative needed to be more fully accountable and transparent in managing the cooperative. KSUSPPS Bina Al-Mandiri Syari'ah Cooperative, in compiling financial reports, has included proof of transactions but has not integrated them; disclosures are made only in the form of financial report items, and financial reports are available for each unit containing a statement of financial position and profit and loss statement. Documents for cooperative activities are available in full and can be accessed by the community and members.
Optimization of BUMDes Financial Management in Mandalika SEZ Area through a Website-Based Accounting Application Muhammad Hasbiallah; Baiq Anggun Hilendri Lestari; Rini Ridhawati
Asian Journal of Management, Entrepreneurship and Social Science Vol. 3 No. 03 (2023): August, Asian Journal of Management, Entrepreneurship and Social Science
Publisher : Cita Konsultindo Research Center

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Abstract

Including the Mandalika Special Economic Zone (SEZ) as one of the Priority Tourism Destinations (DPP) proves that West Nusa Tenggara Province is one of Indonesia's provinces with a high tourism potential. Through the Tourism Office, the West Nusa Tenggara government hopes that BUMDes in the Mandalika SEZ area can become the leading sector to boost economic growth. BUMDes is a business entity close to the community, so the development of BUMDes will directly impact the development of the community's economy. One of the obstacles faced by BUMDes in the Mandalika SEZ area is a financial management system that needs to be adequately implemented. The purpose of this research is to design a website-based accounting application model that is easy to operate and has features that suit the needs of BUMDes managers so that they can improve the quality of their financial management. The research method used in this study is a qualitative method with Focus Group Discussion (FGD) data sources and interview results. The results of this study are a website-based accounting application model design that is easy to operate and has features that meet BUMDes managers' needs.
The Influence Of Financial Literacy And Perceptions Of Financial Risk On The Decision To Use Shopee Paylater Among Students At The Faculty of Economics And Business, University Of Mataram Tyas Septianingsih; Baiq Anggun Hilendri Lestari; Rini Ridhawati
Asian Journal of Management, Entrepreneurship and Social Science Vol. 4 No. 01 (2024): Pebruary, Asian Journal of Management Entrepreneurship and Social Science ( AJ
Publisher : Cita Konsultindo Research Center

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Abstract

The growth of e-commerce platforms and applications sold online is the impact of technological progress technology. Along with many feature applications, selling keeps buying online continuously increasing, and payments also increase quickly and more comfortably. The growth of internet technology is one of the forces driving e-commerce. More and more people are using the internet to shop because access is increasingly economical. Usability for online purchases, including buying and selling procedures, becomes more straightforward with "Buy Now , Pay Later." Paylater is one of the general things to research. It aims to know the influence of literacy finance and perception of finances on usage decisions on ShopeePaylater. Research Methods in Research This is quantitative associative with a level significant 5 %. Primary data used in the study originates from a questionnaire consisting of 358 respondents from the Faculty at Mataram University Economics and Business. Data analysis was carried out with the Partial Least Square (PLS) method using Smart PLS 3.0. The results of data analysis show that the variable Literacy Finance No influential significant on Usage Decisions ShopeePaylater, and Perception Risk Financial influential significant on Usage Decisions ShopeePaylater.
Co-Authors Jefri Anwar Lalu Takdir Jumaidi Muhammad Hasbiallah Rini Ridhawati Salmato Tyas Septianingsih