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All Journal Jurnal Abadimas Gorontalo International Journal of Business and Applied Economics (IJBAE) International Journal of Asian Business and Management (IJABM) Asian Journal of Management, Entrepreneurship and Social Science
Rini Ridhawati
University of Mataram
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PEMBEKALAN DAN PEMBENTUKAN KARAKTER MAHASISWA PROGRAM MERDEKA BELAJAR KAMPUS MERDEKA Novia Rizki; Paradisa Sukma; Tri Hanani; Victoria K. Priyambodo; Rini Ridhawati; Tusta Citta Ihtisan Tri Prasidya
Jurnal Abdimas Gorontalo (JAG) Vol 6 No 1 (2023): Jurnal Abdimas Gorontalo (JAG), Mei 2023
Publisher : UPPM Politeknik Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30869/jag.v6i1.1140

Abstract

Abstrak: Merdeka Belajar Kampus Merdeka (MBKM) adalah salah satu program yang ditawarkan oleh Kementerian Pendidikan, Kebudayaan, Riset, dan Teknologi (Kemendikbudristek) yang memberikan kesempatan kepada mahasiswa untuk belajar diluar kampus guna meningkatkan kemampuan sesuai dengan minat dan bakat. Banyak jenis program yang ditawarkan, namun mahasiswa Fakultas Ekonomi dan Bisnis sebagian besar hanya memilih MBKM magang, kewirausahaan, dan riset. Program ini merupakan hal baru bagi mahasiswa sehingga banyak mahasiswa yang belum memahami terkait dengan program tersebut. Terkait adanya permasalah tersebut maka program pembekalan dan pembentukan karakter ini berfokus untuk meningkatkan pemahaman mahasiswa tentang program MBKM, terkait persiapan, pelaksanaan, dan penilaiannya serta menanamkan etika dan sikap positif dalam diri mahasiswa.
Portrait of MSME Tourism Financial Management in Sekotong District Jefri Anwar; Baiq Anggun Hilendri Lestari; Rini Ridhawati
International Journal of Business and Applied Economics Vol. 2 No. 4 (2023): July 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijbae.v2i4.5246

Abstract

Efforts to manage finances for business actors are significant, including tourism MSMEs in Sekotong District. The purpose of this study is to find out how the practice of financial management has been carried out by tourism MSME actors in Sekotong District. This study uses descriptive qualitative research through interviews. Several other sources, such as books and journals, support this study's data. Semi-structured and open-ended interview questions were used as a guide for face-to-face interviews and were recorded with a voice recorder. This study found that only one (1) MSME actor, the lodging business, carried out structured financial management. Meanwhile, the other two (2) MSME actors, namely the Travel Agent and Restaurant businesses, needed to conduct financial management in a structured manner. It is motivated by several factors, namely the lack of knowledge of MSME actors in bookkeeping and the perceived benefits of implementing a bookkeeping system in their respective businesses.
Analysis of the Implementation of Sim Bphtb Application in West Lombok as One of the Digitalization Accelerations in BPHTB Collection Baiq Ailsa Anindya; Baiq Anggun Hilendri Lestari; Rini Ridhawati
International Journal of Business and Applied Economics Vol. 3 No. 1 (2024): January 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijbae.v3i1.7550

Abstract

The Acquisition Duty on Land and Building (BPHTB) collection in West Lombok Regency is now digitized using the BPHTB Management Information System (SIM BPHTB) application. This research uses a qualitative descriptive approach to analyze the implementation of the SIM BPHTB application at the BAPENDA Office of West Lombok Regency. Data was collected by conducting semi-structured interviews that were related to SIM BPHTB. The results of this study indicate that SIM BPHTB can make BPHTB collection more effective and efficient, as the processing of BPHTB documents is faster and does not require a large workforce. Furthermore, it provides transparency, as BPHTB payments can be made through EDC machines or banks, allowing real-time monitoring. SIM BPHTB also enhances Local Own-Source Revenue (PAD), as using this application enables more BPHTB documents to be processed, resulting in increased revenue.
Performance Effectiveness Analysis of KOTAKU Activity Management Unit in the Revolving Fund Loan Program in Tanjung Village, Labuhan Haji District, East Lombok Regency Fadilla Zakiro; Baiq Anggun Hilendri Lestari; Adhitya Bayu Suryantara; Rini Ridhawati
International Journal of Business and Applied Economics Vol. 3 No. 2 (2024): March 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijbae.v3i2.7551

Abstract

The research aims to determine the effectiveness of the performance of UPK KOTAKU revolving fund loans in Tanjung Village, Labuhan Haji District, East Lombok Regency in 2022, as seen from Cost Coverage Ratio (CCr), Return On Investment (ROI), Portfolio at Risk (PAR), and Loan at Risk (LAR ), number of women's KSM members. Descriptive research method with a quantitative approach. The KSM research sample consisted of 38 KSM members and female KSM members. Data analysis involved gathering data in the field using CCr, ROI, PAR, LAR, and women's involvement. Research results: (1) Implementation of the UPK Amanah Tanjung revolving fund loan program is not effective; (2) Women's KSMs made loans to UPK Amanah Tanjung with a yield of 350%, indicating it was effective.
Analysis of Potential Motor Vehicle Tax Opportunities and Motor Vehicle Title Transfer Fee Opsens: Study in Central Lombok Regency Sheryl Yasina Hariadi; Baiq Anggun Hilendri; Rini Ridhawati
International Journal of Business and Applied Economics Vol. 3 No. 3 (2024): May 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijbae.v3i3.9428

Abstract

This research aims to map regional revenue potential when the Opsen PKB and Opsen BBNKB schemes are implemented in the Central Lombok Regency. Quantitative methods using data on the number of motorized vehicles, regional tax targets and realization, gross regional domestic product, and regional income are used in this research to measure tax performance and analyze potential tax opportunities. The results of this research are that the PKB revenue ratio is in the medium category. BBNKB is in the low category, tax effort PKB and BBNKB are in the very low category, the elasticity ratio of both shows elastic results, the PKB collection ratio has an average of 7%, and BBNKB 6%, the effectiveness ratio of PKB is in the effective category,. BBNKB is in the quite effective category. The results of the analysis of potential tax opportunities show an increase in revenue for Central Lombok Regency.
The Influence of Financial Literacy, Pocket Money, and Lifestyle on the Financial Behavior of College Students who Use Online Shopping Platforms Putu Devia Diandra Putri; Baiq Anggun Hilendri Lestari; Rini Ridhawati
International Journal of Asian Business and Management Vol. 3 No. 1 (2024): February, 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijabm.v3i1.7774

Abstract

This study aimed to determine the effect of financial literacy, pocket money, and lifestyle on the financial behavior of students who use online shopping platforms at the Faculty of Economics and Business, University of Mataram. This study uses primary data from questionnaires to 120 respondents who are active students of the Faculty of Economics and Business, University of Mataram, and students who use online shopping platforms such as Shopee and TikTok Shop. The method used is quantitative research with multiple linear regression analysis on the IBM SPSS software application version 25. This study concluded that financial literacy and pocket money positively and significantly affect the financial behavior of students who use online shopping platforms. This means that the better the understanding of financial literacy and the higher the amount of pocket money owned, the better the students' financial behavior. However, lifestyle does not affect students' financial behavior using online shopping platforms. This means that a high or low lifestyle does not affect students' financial behavior using online shopping platforms
Optimization of BUMDes Financial Management in Mandalika SEZ Area through a Website-Based Accounting Application Muhammad Hasbiallah; Baiq Anggun Hilendri Lestari; Rini Ridhawati
Asian Journal of Management, Entrepreneurship and Social Science Vol. 3 No. 03 (2023): August, Asian Journal of Management, Entrepreneurship and Social Science
Publisher : Cita Konsultindo Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Including the Mandalika Special Economic Zone (SEZ) as one of the Priority Tourism Destinations (DPP) proves that West Nusa Tenggara Province is one of Indonesia's provinces with a high tourism potential. Through the Tourism Office, the West Nusa Tenggara government hopes that BUMDes in the Mandalika SEZ area can become the leading sector to boost economic growth. BUMDes is a business entity close to the community, so the development of BUMDes will directly impact the development of the community's economy. One of the obstacles faced by BUMDes in the Mandalika SEZ area is a financial management system that needs to be adequately implemented. The purpose of this research is to design a website-based accounting application model that is easy to operate and has features that suit the needs of BUMDes managers so that they can improve the quality of their financial management. The research method used in this study is a qualitative method with Focus Group Discussion (FGD) data sources and interview results. The results of this study are a website-based accounting application model design that is easy to operate and has features that meet BUMDes managers' needs.
The Influence Of Financial Literacy And Perceptions Of Financial Risk On The Decision To Use Shopee Paylater Among Students At The Faculty of Economics And Business, University Of Mataram Tyas Septianingsih; Baiq Anggun Hilendri Lestari; Rini Ridhawati
Asian Journal of Management, Entrepreneurship and Social Science Vol. 4 No. 01 (2024): Pebruary, Asian Journal of Management Entrepreneurship and Social Science ( AJ
Publisher : Cita Konsultindo Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The growth of e-commerce platforms and applications sold online is the impact of technological progress technology. Along with many feature applications, selling keeps buying online continuously increasing, and payments also increase quickly and more comfortably. The growth of internet technology is one of the forces driving e-commerce. More and more people are using the internet to shop because access is increasingly economical. Usability for online purchases, including buying and selling procedures, becomes more straightforward with "Buy Now , Pay Later." Paylater is one of the general things to research. It aims to know the influence of literacy finance and perception of finances on usage decisions on ShopeePaylater. Research Methods in Research This is quantitative associative with a level significant 5 %. Primary data used in the study originates from a questionnaire consisting of 358 respondents from the Faculty at Mataram University Economics and Business. Data analysis was carried out with the Partial Least Square (PLS) method using Smart PLS 3.0. The results of data analysis show that the variable Literacy Finance No influential significant on Usage Decisions ShopeePaylater, and Perception Risk Financial influential significant on Usage Decisions ShopeePaylater.
Co-Authors Adhitya Bayu Suryantara Baiq Ailsa Anindya Baiq Anggun Hilendri Baiq Anggun Hilendri Lestari Fadilla Zakiro Jefri Anwar Muhammad Hasbiallah Novia Rizki Paradisa Sukma Putu Devia Diandra Putri Sheryl Yasina Hariadi Tri Hanani Tusta Citta Ihtisan Tri Prasidya Tyas Septianingsih Victoria K. Priyambodo