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Analisis Capital Structure Terhadap Profitabilitas Perusahaan Property Yang Terdaftar Di Bursa Efek Indonesia (BEI) Maria Junianta; Darius Damestuteles; Fitria Elvi
Entrepreneur: Jurnal Bisnis Manajemen dan Kewirausahaan Vol. 4 No. 03 (2023): September
Publisher : Program Studi Manajemen Fakultas Ekonomika dan Bisnis Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/entrepreneur.v4i03.6562

Abstract

The effect of capital structure on the profitability of the case study of property companies listed on the Indonesia Stock Exchange is the aim of this study for the 2019-2021 research period, the company's financial reports which become the data in this study are called secondary data. There were 29 samples in this study where the sample was selected based on the criteria of having complete financial report data during the study period. Analysis of financial report data produces a Debt to Equity Ratio (DER) variable that has a positive and significant effect on profitability.
Pengaruh Keberadaan SMK Keling Kumang Terhadap Minat Masyarakat Untuk Berinvestasi Ekonomi di Kabupaten Sekadau darius damestuteles; Maria Junianta; Fitria Elvi
Jurnal Bisnis dan Kewirausahaan Vol. 12 No. 4 (2023): Jurnal Bisnis dan Kewirausahaan
Publisher : Lembaga Penelitian, Publikasi dan Pengabdian pada Masyarakat (LP3M) Nobel Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37476/jbk.v12i4.4333

Abstract

The existence of educational institutions in an area has various influences on the economic activities of the surrounding community. The existence of the Keling Kumang Vocational School which is located in Sekadau Regency influences the interest of the surrounding community, especially the people in the Sekadau City area. After conducting research and analysis, the results obtained show that there is a relationship that shows there is an interrelationship between the existence of Keling Kumang Vocational School and changes in people's interest in investing. The existence of Keling Kumang Vocational School is able to encourage the community to carry out various types of investment activities. The more advanced the Keling Kumang Vocational School, the more students of the Keling Kumang Vocational School, the more people who are interested in investing around the Keling Kumang Vocational School. The more people who invest shows more people are entrepreneurship so that they are able to create jobs for the surrounding community. This research examines how the existence of Keling Kumang Vocational School is able to influence the interest of the Sekadau community to invest in the environment around Keling Kumang Vocational School.
PENGARUH LAYANAN KOPERASI DIGITAL TERHADAP PERILAKU KONSUMTIF STAF CU KELING KUMANG AREA SINTANG SATU DENGAN KEMUDAHAN TRANSAKSI SEBAGAI VARIABEL MEDIASI Opralsen Gurning; Darius Damestuteles; Fitria Elvi
Hunatech Vol. XXX, No. XXX Vol 4 No 2 (2025): Hunatech: Oktober 2025
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research is motivated by the phenomenon of increasing consumptive behavior of Savings and Loans Cooperative staff at CU Keling Kumang Sintang Satu Area, along with the presence of digitalization services in the form of the Keling Kumang Digital application. The purpose of this study is to analyze the effect of digital cooperative services on the consumer behavior of staff at CU Keling Kumang Area Sintang I, both directly and through transaction convenience as a mediating variable. The method used is quantitative, with regression and path analysis techniques. Data were obtained from 106 respondents through questionnaires. The results show that digital cooperative services have a significant direct effect on consumer behavior (tvalue 3.264 > t-table 1.983; significance 0.01 < 0.05) with a correlation coefficient of 0.304. Transaction convenience also has a positive and significant effect on consumer behavior (tvalue 3.769; significance 0.000) with a beta coefficient of 0.348. However, the indirect effect of digital cooperative services on consumer behavior through transaction convenience is not significant (coefficient -0.114; significance 0.659), although full mediation occurs as the direct effect becomes insignificant. Other findings indicate that factors such as financial literacy, lifestyle, and social influence also affect consumer behavior. The conclusion of this study is that cooperative digitalization plays a role in increasing staff consumption, but it must be balanced with financial literacy education to prevent excessive consumption. Key words: digital cooperative services, transaction convenience, consumer behavior
PENGARUH KEBIJAKAN KREDIT TERHADAP MINAT PEMINJAM DI CU KELING KUMANG KELAM Riska Witalia Rosali; Darius Damestuteles; Stefanus Masiun
Hunatech Vol. XXX, No. XXX Vol 4 No 2 (2025): Hunatech: Oktober 2025
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat

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Abstract

This study aims to analyze the effect of credit policies, consisting of interest rates and loan collateral, on borrowers’ interest at Credit Union (CU) Keling Kumang Branch Office Kelam, Kelam Permai District, Sintang Regency. This study uses a quantitative approach with multiple linear regression analysis. The sampling was conducted using a saturated sampling method, so that all 89 members of the population were included as respondents. The results of the study indicate that partially, interest rates do not have a significant effect on borrowers’ interest, with a significance value of 0.218 (> 0.05). This suggests that members’ decisions to apply for loans are not only influenced by the interest rate level, but also by non-financial factors such as trust and service convenience. Conversely, the loan collateral variable has a positive and significant effect on borrowers’ interest, with a significance value of 0.000 (< 0.05). The ease and flexibility of the collateral system are proven to increase members’ interest in borrowing. In addition, the F-test results show that interest rates and loan collateral together have a significant effect on borrowers’ interest, with a significance value of 0.000 (< 0.05). These findings emphasize the importance of credit policies that pay attention to the aspects of loan collateral to increase members’ participation in accessing loan services at CU Keling Kumang BO Kelam. Keywords: Credit Policy, Interest Rate, Loan Collateral, Borrowers' Interest.