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All Journal Journal of Law Science Ulil Albab
Debora Debora
Universitas HKBP Nommensen Medan, Indonesia
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Application of the Principle of Appropriateness in a Peer to Peer Lending Contract Debora Debora; Haposan Siallagan; Michelle Lukcy Magdelene
Journal of Law Science Vol. 5 No. 3 (2023): July: Law Science
Publisher : Institute Of computer Science (IOCS)

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Abstract

In implementing P2PL, an agreement is an important tool that binds the legal relations of the parties and evidence of the existence of a transaction. The contents of an agreement cannot be separated from the Appropriateness principle. The P2PL organizer is not responsible for the risk of default. Failure to fulfill the principle of decency in the P2PL agreement results in no justice being realized, because certain parties are harmed. This study discusses the standard contracts in P2PL agreements and the application of the principle of appropriateness in P2PL agreements as an effort to fulfill justice. Based on the research results, the type of contract used in P2PL is a standard contract which tends to show an imbalance in the rights and obligations of the parties. The benchmark for the principle of Appropriateness contained in Article 1339 of the Civil Code can be determined from a sense of justice. Adequacy requirements originate from laws and regulations which can be realized by balancing the positions of the parties. In forming laws and regulations, it must be able to accommodate the interests of all parties. If there is a dispute related to the implementation of the agreement, the law enforcer must Appropriateness principle of justice compared to agreements made on the basis of mere freedom of contract. P2PL organizers without collateral clearly do not provide good protection to lenders. The consequence of the unsecured loan system is high interest rates. Billing mechanisms often result in defamation.
Peran Peradilan Umum (Pengadilan Negeri) dalam Penyelesaian Sengketa Bisnis di Indonesia Daniel Simalango; Debora Debora
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 5 No. 11: Oktober 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v5i11.21112

Abstract

Studi ini meneliti peran Pengadilan Negeri dalam menyelesaikan sengketa bisnis di Indonesia melalui litigasi. Sengketa bisnis merupakan konsekuensi yang tak terhindarkan dari aktivitas ekonomi, bahkan jika telah tercapai kesepakatan antara para pihak. Studi ini menggunakan metode hukum normatif dengan pendekatan hukum dan konseptual. Hasil penelitian menunjukkan bahwa Pengadilan Negeri memiliki kewenangan untuk menyelesaikan sengketa bisnis sebagai pengadilan tingkat pertama, tetapi kewenangannya dapat dibatasi jika para pihak memilih untuk menyelesaikannya melalui arbitrase. Proses penyelesaian sengketa bisnis di Pengadilan Negeri mengikuti hukum acara perdata, yang mencakup tahapan administratif dan yudisial. Meskipun tidak ada prosedur khusus untuk sengketa bisnis, mekanisme yang digunakan sama seperti pada kasus perdata pada umumnya.
Co-Authors Daniel Simalango Haposan Siallagan Michelle Lukcy Magdelene