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FINANCIAL LITERASI, PERILAKU KEUANGAN SEBAGAI PEMBENTUK FINANCIAL CAPABILITY PADA UKM KREATIF DI SULAWESI SELATAN Simeon Sarira; Abd Rahman Kadir; Nur Dwiana Sari Saudi
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 10 No 2 (2023): JMBI UNSRAT Volume 10 Nomor 2
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v10i2.50147

Abstract

This study aims to analyze and explain how Financial Literacy and Financial Behavior form financial capabilities in Creative SMEs in South Sulawesi. The type of research that will be used in this study is the Explanatory Type. This research is a causality research where there is a causal relationship between two or more variables. The questionnaires distributed in this study were 100 and the response rate was 100% and the questionnaires that were feasible to analyze were 100 questionnaires. The method of data analysis in this study is multiple linear regression analysis (Multiple Regression Analysis). The research data was processed using the Statistical Package for Social Science (SPSS) program. By using data collection techniques using a questionnaire. The results of this study indicate that Financial Literacy and Financial Behavior have an influence in shaping the financial capabilities of Creative SMEs in South Sulawesi.
PENGARUH LINGKUNGAN KERJA, HUMAN RELATION DAN INSENTIF TERHADAP PRODUKTIVITAS KARYAWAN PADA BANK CIMB NIAGA MAKASSAR Oktavin Datu Mikan Sampetoding; Abd Rahman Kadir; Sobarsyah Sobarsyah
Jurnal Bisnis dan Kewirausahaan Vol. 12 No. 2 (2023): Jurnal Bisnis dan Kewirausahaan
Publisher : Lembaga Penelitian, Publikasi dan Pengabdian pada Masyarakat (LP3M) Nobel Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37476/jbk.v12i2.4092

Abstract

The purpose of this research was to determine the effect of the work environment on employee productivity, the effect of human relations on employee productivity and the effect of incentives on employee productivity at Bank CIMB Niaga Makassar. This study uses a type of quantitative research. Quantitative research manages data in a statistical way by using actual data with a clear structure from the beginning to the creation of research methods. The population in this study is a generalization consisting of objects or subjects that have certain qualities determined by the researcher to be studied and then drawn conclusions. The population in this study were all employees at Bank CIMB Niaga Makassar, totaling 34 people. Data collection techniques in this study were observation and questionnaires. The data analysis technique in this study is the classical assumption test, data quality test, multiple linear regression test, correlation coefficient test, coefficient of determination test and partial test. Data management in this study uses the SPSS program.