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Analisis Kebijakan Fiskal Dan Belanja Negara Dalam Perspektif Islam M. Nur arham; Andi Tenri Gading Nurul Azizah; Andi Anugrah Rudianti; Kamiruddin Din; Hukmiah Husain
ADILLA : Jurnal Ilmiah Ekonomi Syari'ah Vol 7 No 1 (2024): Januari
Publisher : Universitas Islam Darul 'ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/adilla.v7i1.6077

Abstract

Artikel ini membahas mengenai kebijakan fiskal dan belanja negara dalam ekonomi Islam. Cakupannya meliputi perbedaan antara kebijakan fiskal konvensional dan Islam, peran kebijakan fiskal dalam distribusi pendapatan, serta prinsip penganggaran negara dalam Islam. Tujuannya adalah untuk memahami karakteristik khas dari kebijakan fiskal Islam, mekanisme distribusi pendapatannya yang merata, serta pengelolaan anggaran berbasis nilai-nilai Islam. Artikel ini menggunakan metode tinjauan literatur dari buku, jurnal, dan analisis historis. Hasilnya menunjukkan bahwa kebijakan fiskal Islam mengedepankan nilai-nilai spiritual, keadilan sosial, dan persaudaraan universal, di samping tujuan ekonomi. Kebijakan tersebut melarang bunga, menggunakan zakat sebagai instrumen distribusi, serta mengelola keuangan negara untuk memajukan kesejahteraan publik. Secara historis, tata kelola keuangan di masa awal Islam menerapkan prinsip anggaran yang efisien dan egaliter. Kesimpulannya, Indonesia perlu mengintegrasikan prinsip-prinsip Islam dalam kebijakan fiskal dan sistem penganggarannya untuk mencapai keadilan sosial dan kemakmuran ekonomi.
Peran Hifz Al-Mal dalam Membentuk Praktik Frugal Living dan Kontribusinya Terhadap Gaya Hidup Berkelanjutan di Kalangan Rumah Tangga Muslim Watampone Surya Karmila Sari; Hukmiah Husain; Ida Farida
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 8 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i8.8860

Abstract

This study examines the role of the principle of hifz al-mal in shaping frugal living practices and its contribution to sustainable lifestyles among Muslim households in Watampone. It is motivated by the growing trend of excessive consumption, which negatively impacts both financial stability and the environment. Using a descriptive qualitative approach, data were collected through interviews with ten informants to explore their understanding and daily practices. The findings reveal that most informants perceive hifz al-mal as a religious obligation to protect wealth from wasteful and non-beneficial use. This principle is applied through careful financial management, prioritizing essential needs, and avoiding consumptive behavior. The practice of frugal living is not solely rooted in religious values but is also reinforced by family upbringing and social influences. The contribution to sustainable living is reflected in efforts to conserve energy, water, and other resources. However, most of these actions are driven by a desire for cost efficiency rather than an awareness of environmental impacts, due to limited knowledge about sustainable lifestyles. Awareness of waste management and environmental responsibility also varies among informants. In conclusion, the study finds that hifz al-mal plays a significant role in encouraging frugality that aligns with sustainable living principles. Therefore, comprehensive education is needed to strengthen the connection between Islamic teachings particularly hifz al-mal and environmental sustainability responsibilities.
Optimalisasi Dui Menre’ dalam Pemanfaatan Ekonomi Keluarga Ditinjau dari Perspektif Maqasid Al-Syari’ah: Studi pada Masyarakat Bugis di Kabupaten Bone Sakirah; Abdulahanaa; Hukmiah Husain
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 8 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i8.9694

Abstract

This research analyzes the optimisation of Dui Menre’ in the economic utilisation of families, analysed from the perspective of Maqasid Al-Syari’ah, focusing on the Bugis community in Bone Regency. The research aims to ascertain the impact of dui Menre’ on the economic welfare of families post-marriage, how the Bugis community optimises dui Menre’, and what strategies can be implemented in the management of dui Menre’ for family economic utilisation. Additionally, it examines how this can be integrated with the principles of Maqasid Al-Syari’ah. The methodology employed in this research is qualitative descriptive, with field research as its primary approach. Data collection techniques included interviews, questionnaires, observations, and documentation. The findings indicate that dui Menre’ within the Bugis community in Bone Regency has yet to be utilised optimally. The funds allocated for dui Menre’ are primarily expended on wedding celebrations. The economic impact on families results in newly married couples lacking independence, progression, and financial prosperity post-marriage. These consequences contradict the principles of Maqasid Al-Syari’ah, which can threaten the preservation of hifz al-din (protection of religion), hifz al-nafs (protection of life), hifz al-‘aql (protection of intellect), hifz al-nasl (protection of lineage), and hifz al-mal (protection of wealth). Strategies to optimise dui Menre’ include avoiding the excessive expenditure on lavish celebrations by simplifying the concept of the wedding. Furthermore, setting aside a portion of dui Menre’ for savings and investments can support the household needs of newlyweds post-marriage.
Optimalisasi Dui Menre’ dalam Pemanfaatan Ekonomi Keluarga Ditinjau dari Perspektif Maqasid Al-Syari’ah: Studi pada Masyarakat Bugis di Kabupaten Bone Sakirah; Abdulahanaa; Hukmiah Husain
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 8 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i8.9694

Abstract

This research analyzes the optimisation of Dui Menre’ in the economic utilisation of families, analysed from the perspective of Maqasid Al-Syari’ah, focusing on the Bugis community in Bone Regency. The research aims to ascertain the impact of dui Menre’ on the economic welfare of families post-marriage, how the Bugis community optimises dui Menre’, and what strategies can be implemented in the management of dui Menre’ for family economic utilisation. Additionally, it examines how this can be integrated with the principles of Maqasid Al-Syari’ah. The methodology employed in this research is qualitative descriptive, with field research as its primary approach. Data collection techniques included interviews, questionnaires, observations, and documentation. The findings indicate that dui Menre’ within the Bugis community in Bone Regency has yet to be utilised optimally. The funds allocated for dui Menre’ are primarily expended on wedding celebrations. The economic impact on families results in newly married couples lacking independence, progression, and financial prosperity post-marriage. These consequences contradict the principles of Maqasid Al-Syari’ah, which can threaten the preservation of hifz al-din (protection of religion), hifz al-nafs (protection of life), hifz al-‘aql (protection of intellect), hifz al-nasl (protection of lineage), and hifz al-mal (protection of wealth). Strategies to optimise dui Menre’ include avoiding the excessive expenditure on lavish celebrations by simplifying the concept of the wedding. Furthermore, setting aside a portion of dui Menre’ for savings and investments can support the household needs of newlyweds post-marriage.