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All Journal BASKARA: Journal of Business and Entrepreneurship Jurnal Ilmiah Ekonomi dan Manajemen
Nadzira Putri Andani
Universitas Islam Negeri Sumatera Utara
Economics, Econometrics & Finance Social Sciences Other

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TOKOH PEMIKIR EKONOMI ISLAM PADA PERIODE KETIGA DAN KONTEMPORER Nadzira Putri Andani; Nurhasanah Siregar; Aldy Fauzan; Maryam Batubara
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 1 No. 2 (2023): Oktober
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v1i2.89

Abstract

Islamic economic thought cannot be separated from the development of Islamic history. And the development of thinking regarding Islamic economics continues to develop. In the development of Islamic economics, there are certainly many Islamic thinkers who convey their theories regarding existing economic activities. And in this research, the researcher tried to examine how systematic Islamic economic thinking was by Islamic thinkers in the third period and in the contemporary era. The Islamic economic thinkers analyzed are Shah Waliullah, Jamaluddin Al-Afghan, Muhammad Abduh, and Muhammad Iqbal and in the contemporary period those analyzed are Muhammad Abdul Mannan, Syed Nawab Haedir Naqvi, Monzer Kahf, Umer Chapra and Timur Kuran. And in this research we used qualitative research methods and the type of data used was library research by collecting reading sources related to the title being researched.
Determination of the Decision to Use Maybank Securities SOTS on UIN Sumatera Utara Students with the UTAUT Approach Nadzira Putri Andani; Muhammad Lathief Ilhamy Nst; Muhammad Ikhsan Harahap
BASKARA : Journal of Business and Entrepreneurship Vol. 7 No. 2 (2025): BASKARA: Journal of Business and Entrepreneurship
Publisher : Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54268/baskara.v7i2.25850

Abstract

This study aims to analyse the factors influencing the decision of UIN Sumatera Utara students to use the Sharia Online Trading System (SOTS) of Maybank Securities using the Unified Theory of Acceptance and Use of Technology (UTAUT) approach. This model includes variables such as performance expectancy, effort expectancy, social influence, facilitating conditions, and an additional variable of Islamic financial literacy as a factor that may influence usage decisions. The research employs a quantitative approach with an associative research design. Primary data was collected through surveys distributed to UIN Sumatera Utara students who are clients of Maybank Securities. The research sample was determined using the Slovin formula, resulting in 89 respondents. Data analysis was conducted using validity and reliability tests, classical assumption tests, and multiple linear regression analysis with the assistance of SPSS software. The results indicate that performance expectancy, social influence, and Islamic financial literacy significantly affect the decision to use SOTS Maybank Securities. Conversely, effort expectancy and facilitating conditions do not have a significant influence. Simultaneously, the variables in the UTAUT model contribute 70.1% to the decision to use SOTS, while other factors beyond this research model influence the remaining 29.9%. These findings suggest that improving Islamic financial literacy and encouragement from the social environment can enhance students' interest in using digital-based Sharia investment services
Determination of the Decision to Use Maybank Securities SOTS on UIN Sumatera Utara Students with the UTAUT Approach Nadzira Putri Andani; Muhammad Lathief Ilhamy Nst; Muhammad Ikhsan Harahap
BASKARA : Journal of Business and Entrepreneurship Vol. 7 No. 2 (2025): BASKARA: Journal of Business and Entrepreneurship
Publisher : Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54268/baskara.v7i2.25850

Abstract

This study aims to analyse the factors influencing the decision of UIN Sumatera Utara students to use the Sharia Online Trading System (SOTS) of Maybank Securities using the Unified Theory of Acceptance and Use of Technology (UTAUT) approach. This model includes variables such as performance expectancy, effort expectancy, social influence, facilitating conditions, and an additional variable of Islamic financial literacy as a factor that may influence usage decisions. The research employs a quantitative approach with an associative research design. Primary data was collected through surveys distributed to UIN Sumatera Utara students who are clients of Maybank Securities. The research sample was determined using the Slovin formula, resulting in 89 respondents. Data analysis was conducted using validity and reliability tests, classical assumption tests, and multiple linear regression analysis with the assistance of SPSS software. The results indicate that performance expectancy, social influence, and Islamic financial literacy significantly affect the decision to use SOTS Maybank Securities. Conversely, effort expectancy and facilitating conditions do not have a significant influence. Simultaneously, the variables in the UTAUT model contribute 70.1% to the decision to use SOTS, while other factors beyond this research model influence the remaining 29.9%. These findings suggest that improving Islamic financial literacy and encouragement from the social environment can enhance students' interest in using digital-based Sharia investment services
Co-Authors Aldy Fauzan Maryam Batubara Muhammad Ikhsan Harahap Muhammad Lathief Ilhamy Nasution Nurhasanah Siregar