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All Journal Jurnal Ilmiah Universitas Batanghari Jambi Private Law Lex Scientia Law Review
Ery Agus Priyono
Diponegoro University
Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Pertanggungjawaban Hukum oleh Bank Kepada Nasabah atas Kelalaian dalam Penerapan Prinsip Kehati-Hatian Bank (Prudential Banking Principle) dalam Pembukuaan Buku Rekening Dinda Maudina; Ery Agus Priyono
Jurnal Ilmiah Universitas Batanghari Jambi Vol 23, No 2 (2023): Juli
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v23i2.2898

Abstract

Banking is one of the financial institutions that is worthy of a strategy in the country's economy, both in harmony and economic development as well as in national development. The banking world has a very important role for customers in depositing funds from the customer and borrowing funds from the bank, this is because the customer is one of the factors that have an important role in a banking business. So that to obtain these customers, it is also necessary to have the trust that can be given by the bank to its customers. The precautionary principle is the principle which states that the bank is obliged to implement it in carrying out operations and business activities. To protect public funds, it is very necessary that the precautionary principle entrusted to him, one of which is in the opening of the account book. This research method is a type of library research using a juridical-normative approach. The result of the research is that the responsibilities of bank employees are divided into criminal responsibility, administrative responsibility, and civil responsibility. The responsibility for opening a bank account with the precautionary principle begins with the application for opening a bank account. Next, fill in the data according to the original identity of the prospective customer, then confirm whether the data entered is completely correct, or not. If it has been continued with the provision of account numbers and savings as well as Automated Teller Machines (ATM) and initial deposit. If it is not correct, then wait until the prospective customer can provide a correct and valid identity. Confirmation which is a form of application of the prudential banking principle
Rekonstruksi Keadilan Kontraktual dalam Perjanjian Kemitraan BUMDesa Sebagai Instrumen Penguatan Ketahanan Pangan Ridwanto Igirisa Igirisa; Budi Santoso; Ery Agus PRiyono; Yono Sugi Anom Darmawan
Private Law Vol 6 No 2 (2026): Private Law Universitas Mataram
Publisher : Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/5mh74s63

Abstract

Penelitian ini membahas peran Badan Usaha Milik Desa (BUMDes) dalam mendukung ketahanan pangan desa melalui penguatan kelembagaan, pemanfaatan Dana Desa, dan optimalisasi potensi ekonomi lokal. BUMDes tidak hanya diposisikan sebagai instrumen ekonomi desa, tetapi juga sebagai badan hukum yang memiliki fungsi strategis dalam menghubungkan kebijakan pembangunan desa dengan kebutuhan pangan masyarakat. Penelitian ini menggunakan metode yuridis normatif dengan pendekatan peraturan perundang-undangan dan konseptual. Hasil penelitian menunjukkan bahwa perubahan regulasi desa, khususnya melalui Undang-Undang Desa, Peraturan Pemerintah tentang BUMDes, serta kebijakan penggunaan Dana Desa, telah memberikan dasar hukum yang lebih kuat bagi BUMDes untuk berperan dalam program ketahanan pangan. Namun, implementasinya masih menghadapi kendala berupa lemahnya tata kelola, keterbatasan kapasitas manajerial, potensi elite capture, belum optimalnya partisipasi masyarakat, serta belum kuatnya perlindungan hukum dalam hubungan usaha dengan petani, konsumen, dan mitra bisnis. Selain itu, banyak BUMDes belum memiliki model bisnis pangan yang terintegrasi dengan data produksi, kebutuhan pasar, dan mekanisme pengawasan desa. Oleh karena itu, penguatan BUMDes perlu diarahkan pada tata kelola yang transparan, akuntabel, berbasis partisipasi, dan berorientasi pada keberlanjutan ekonomi lokal. BUMDes juga perlu didorong untuk membangun rantai nilai pangan desa melalui pengelolaan produksi, distribusi, penyimpanan, dan pemasaran produk lokal. Dengan demikian, BUMDes dapat menjadi instrumen hukum dan ekonomi yang efektif dalam memperkuat kemandirian desa, meningkatkan kesejahteraan masyarakat, serta mendukung agenda nasional swasembada pangan. 
Standard Agreements: Review of the Principles Pacta Sunt Servanda, Good Faith and  Fairness Ery Agus Priyono; Dimas Almeida Saputra; Satrio Sakti Nugroho; Dharu Tri Asih Asih
Lex Scientia Law Review Vol. 9 No. 2 (2025): November, 2025: Law, Policy, and Governance in Contemporary Socio-Economic Tran
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/lslr.v9i2.25800

Abstract

The use of standardized contracts today shows one side of the dominance of the modern economy by business entities or companies and even banks. Agreement is one of the main sources in civil law relationships, where the parties involved have the freedom to determine the contents and form of the agreement in accordance with Article 1338 of the Civil Code. In practice, this freedom often does not take place in a balanced manner, especially in standardized agreements. This research focuses on the principle of justice in standard agreements, where the agreement should be able to fulfill a sense of justice for the parties.    Justice is very important in standard agreements, to avoid exploitative practices and ensure equal legal protection between the parties. Based on this narrative, it is important to examine how the principle of justice is applied, protected, and enforced in standard agreements that develop in the community. The approach used in this study is normative juridical, focusing on secondary data. The results of the study show that the application of the fairness aspect of contracting in agreements or standardized contracts is still far from expectations. Agreements made in standardized forms tend to benefit one party who has a stronger bargaining position, who usually acts as the "designer" of the standardized contract.
Co-Authors Budi Santoso Dharu Tri Asih Asih Dimas Almeida Saputra Dinda Maudina Ridwanto Igirisa Igirisa Satrio Sakti Nugroho Yono Sugi Anom Darmawan