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All Journal al-Afkar, Journal For Islamic Studies International Economic and Finance Review
Rina Rosia
Universitas Islam Negeri Salatiga
Economics, Econometrics & Finance Social Sciences

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Contemporary Bank Interest Law in Fath Adz Dzara'i's Review Abd Basir; Achmad Musyahid; Rina Rosia; Muhammad Hamsah
al-Afkar, Journal For Islamic Studies Vol. 6 No. 4 (2023)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v6i4.733

Abstract

The spirit of anti-usury in various Muslim communities in the country is getting more intense and active. one of which is that it can be seen from the increasing number of customers at Islamic banks with a significant number of developments from time to time. However, the reality that occurs in conventional banking is still the choice of customers as Muslims, including to borrow money or funds. Of course, conventional banking applies an interest system (Conventional Banking Applies), both loan interest and deposit interest. In Indonesia, the fatwa regarding the halal interest of banks  is not very popular. Most Islamic scholars and organizations in Indonesia have issued a fatwa that bank interest is usury which is forbidden. The concept in the past was that transactions occurred individually, where someone borrowed money and the person who gave the loan charged interest. While transactions that include borrowing money from banks are more complex or more complete. In the matter of usury in bank interest, various opinions of scholars, there are scholars who argue that bank interest is lawful on the grounds that the practice of usury in the past was not the same as the phenomenon of bank interest that occurred at the moment now. The main problem is: is bank interest included in the usury category or not included in the usury category, Bank interest law in the perspective of contemporary Islamic law is permissible if there is a need or benefit by adhering to the principle "Mȃ hurrima lisadd al-dzarî'at ubîha li alhȃjat aw al-mashlahat.
Effect Of Product Quality, Brand Trust, and Brand Image on The Brand Loyalty of Aqua Laily Faricha Nikmah; Rina Rosia
International Economic and Finance Review Vol. 2 No. 2 (2023): INTERNATIONAL ECONOMIC AND FINANCE REVIEW (IEFR)
Publisher : Sekolah Tinggi Ekonomi dan Perbankan Islam Mr. Sjafruddin Prawiranegara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56897/iefr.v2i2.30

Abstract

This study aims to analyze the effect of product quality, brand trust and brand image on the brand loyalty of AQUA. The population in this study is AQUA consumers in Central Java. Determination sample, using Cochrane formula, as many as 105 respondentsz. The data analysis method used is multiple linear regression. results study shows that product quality has a positive and significant effect on brand loyalty, then brand trust has a positive and significant effect on brand loyalty and brand image also has a positive and significant effect on brand loyalty. Meanwhile, product quality and brand trust simultaneously have a significant effect on brand loyalty, but brand image does not have a significant effect on brand loyalty for packaged drinking water products with the AQUA brand. Keywords: Product Quality, Brand Trust, Brand Image, Brand loyalty
Co-Authors Abd Basir Achmad Musyahid Laily Faricha Nikmah Muhammad Hamsah