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All Journal Martabe : Jurnal Pengabdian Kepada Masyarakat Journal of Economic and Islamic Research Ascendia: Journal of Economic and Business Advancement
Peni Haryanti
Universitas Hasyim Asy’ari Tebuireng Jombang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Economics, Econometrics & Finance Education Social Sciences

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PENINGKATAN LITERASI PERBANKAN SYARIAH BERBASIS DIGITAL PLATFORM DI SMK PERGURUAN MUALLIMAT CUKIR JOMBANG Peni Haryanti; Athi' Hidayati; Imam Sopingi; Kusnul Ciptanila Yuni K; Riris Yulia Roman; Dede Nurhayati
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 6, No 7 (2023): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v6i7.2562-2568

Abstract

Tingkat literasi keuangan yang tinggi  merupakan salah satu indikator akan maksimalnya pemahaman masyarakat akan literasi di bidang keuangan. Salah satu dampak dari tingginya tingkat literasi keuangan adalah pesatnya perkembangan produk dan jasa keuangan. Namun, kenyataannya di Indonesia tingkat literasi keuangan masih rendah sehingga berdampak pada kurangnya minat masyarakat akan produk dan layanan keuangan khususnya diperbankan. Banyak masyarakat khususnya masyarakat pinggiran yang masih enggan untuk menggunakan produk dan layanan perbankan khususnya perbankan Syariah yang notabene nya masih tergolong baru. Dengan adanya permasalahan tersebut perlunya adanya peningkatan literasi keuangan di kalangan masyarakat. Tim PKM dari Unhasy mengadakan pelatihan Peningkatan Literasi Perbankan Syariah Berbasis Digital Platform di SMK Perguruan Muallimat Cukir dengan tujuan untuk mengedukasi tentang produk dan layanan di perbankan Syariah, penghitungan pembiayaan dengan akad murabahah menggunakan penghitungan manual dan menggunakan aplikasi Kalkulator Syariah berbasis digital platform. Kegiatan ini diharapkan mampu meningkat literasi dibidang keuangan Syariah khususnya untuk generasi muda. Hasil pelatihan adalah adanya peningkatan pengetahuan yang dibuktikan dengan semakin banyaknya jawaban yang benar saat post-test dibandingkan dengan jawaban pre-test
Analisis Peran Home Industry Binaan Lembaga Industry Kreatif Modern (IKM) Jombang dalam Meningkatkan Kesejahteraan Masyarakat Prespektif Ekonomi Islam Abidah Abidah; Peni Haryanti
Journal of Economic and Islamic Research Vol. 1 No. 01 (2022): November
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v1i01.27

Abstract

Indonesia really expects the welfare of every Muslim. Therefore, the researchers chose to conduct research on the operations of the IKM Institution of Jombang which aims to improve mutual welfare in the COVID-19 transition period so that it can continue to grow. In the case of home industries affected by the pandemic, after this transition period, several entrepreneurs went out of business and did not continue their business. This type of research used a qualitative approach. The findings in this study were the Home Industry fostered by the IKM Institution of Jombang had a role in the welfare of the community. With the help and support from the IKM Institution of Jombang, this Home Industry business had room for product development, good and friendly service, and all forms of business-related consulting, licensing, etc can be obtained easily from an Islamic economic perspective. Regarding the role of the Home Industry which was fostered by the IKM Institution of Jombang (Islamic economic perspective during the covid 19 transition period) in the welfare of the community, may have an impact on the welfare of Muslims, both material welfare and spiritual welfare, is gradually increasing.
Peran Strategis Green Sukuk dalam Mendukung Pembangunan Berkelanjutan: Studi Berbasis Literatur Global 2021–2025 Dio Firmansyah; Peni Haryanti
Journal of Economic and Business Advancement Vol. 1 No. 2 (2025): December: Ascendia: Journal of Economic and Business Advancement
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/4et7d832

Abstract

This study investigates the strategic role of Green Sukuk in supporting global sustainable development agendas during the 2021–2025 period through a systematic review of international literature. By synthesizing findings from peer-reviewed articles, institutional reports, and global regulatory guidelines, this research identifies Green Sukuk as a rapidly expanding Islamic financial instrument that bridges environmental objectives with Sharia-compliant investment principles. The analysis reveals that Green Sukuk contributes significantly to financing renewable energy, climate-resilience programs, waste management, and low-carbon infrastructure, particularly in emerging economies such as Indonesia, which has become one of the world’s leading issuers. The study highlights that transparency, external verification, and alignment with Environmental, Social, and Governance (ESG) indicators strengthen investor confidence and mitigate risks associated with greenwashing. Additionally, the integration of Maqasid al-Shariah principles reinforces the ethical foundations of Green Sukuk, positioning it as a dual-legitimacy instrument with financial and moral value. Overall, the findings demonstrate that Green Sukuk functions not only as a sustainable financing tool but also as a policy mechanism that accelerates green economic transition and broadens public participation through both institutional and retail investment models.  
Co-Authors Abidah Abidah Athi' Hidayati Dede Nurhayati Dio Firmansyah Imam Sopingi Kusnul Ciptanila Yuni K Riris Yulia Roman