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All Journal Jurnal Akuntansi dan Bisnis Jurnal Pendidikan Vokasional Teknik Elektronika (JVoTE)
Arum Setyowati
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Control & Systems Engineering Economics, Econometrics & Finance Electrical & Electronics Engineering Other

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Hubungan Diversifikasi dan Risiko Perbankan di Indonesia: Apakah Usia Bank Berpengaruh? Atmaji Atmaji; Sarwoto Sarwoto; Arum Setyowati; Wahyu Trinarningsih
Jurnal Akuntansi dan Bisnis Vol 24, No 1 (2024)
Publisher : Accounting Study Program, Faculty Economics and Business, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jab.v24i1.1151

Abstract

Our research will examine the relationship between bank diversification and bank risk in Indonesia. We employ data from bank that registered in the Financial Service Authority (OJK) from 2013 to 2022. We find that bank diversification is associated with bank risk. Asset diversification has negative impact on credit risk, meanwhile it has not significant effect on solvency risk. Furthermore, we also find that revenue diversification has positive impact on solvency risk and for opposite side, it has negative impact on credit risk. Next, bank age has positive impact solvency risk and it has negative impact on credit risk. Moreover, we also find that bank age moderated the relationship between asset diversification and credit risk. However, we can not support that bank age moderated the relationship revenue diversification and bank risk that measured by solvency risk and credit risk. Finally, we investigate bank-specific variables that determine bank risk which are bank size, receivable loss reserve ratio, cost to income ratio, profit margin ratio, and liquidity ratio
PENGEMBANGAN MEDIA PEMBELAJARAN BERBASIS AUGMENTED REALITY (AR) PADA MATA PELAJARAN PENERAPAN SISTEM RADIO DAN TELEVISI KELAS XI DI SMK NEGERI 39 JAKARTA Lutfatunnisa; Moch. Sukardjo; Arum Setyowati
JURNAL PENDIDIKAN VOKASIONAL TEKNIK ELEKTRONIKA (JVoTE) Vol. 8 No. 1 (2025): Vol 8 No 1 (2025): JURNAL PENDIDIKAN VOKASIONAL TEKNIK ELEKTRONIKA (JVoTE) Volu
Publisher : PENDIDIKAN VOKASIONAL TEKNIK ELEKTRONIKA FAKULTAS TEKNIK UNIVERSITAS NEGERI JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jvote.v8i1.59672

Abstract

The use of technology in creating learning media can help teachers convey information to students, one of which is using Augmented Reality. Augmented Reality is a technology that combines the real world with the virtual world. Augmented Reality learning media wa developed based on the problems that occurred in the teaching and learning process of the subject of application of radio and television systems for class XI at SMK Negeri 39 Jakarta. The purpose of this study was to develop and determine the feasibility of Augmented Reality based learning media in the subject of application of radio and television sysems for class XI at SMK Negeri 39 Jakarta. The method used in this study is the research and development (R&D) method using 6 stages, namely potential and problems, data collection, product design, design validation, design revision, and product testing. Augmented Reality-based learning media using Assmblr Edu wasvalidated by instructional design experts, media experts, and material experts. The results of the feasibility test by instructional design experts were 72,76%, media experts were 84%, and material exprts were 98,8. So that the Augmented Reality-based learning media as a whole was suitable for use by students in the learning activities of the Applcation of Radio and Television System subject for class XI at SMK Negeri 39 Jakarta. Keywords : Learning Media, Augmented Reality, Assemblr Edu
Co-Authors Atmaji Atmaji Lutfatunnisa Moch Sukardjo SARWOTO SARWOTO Wahyu Trinarningsih