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<![CDATA[ANALISIS LIKUIDITAS, SOLVABILITAS, DAN AKTIVITAS PERUSAHAAN TERHADAP PROFITABILITAS PADA PERUSAHAAN MANUFAKTUR ]]>
<![CDATA[Wahyuni, Asri Nur]]>;
<![CDATA[K.H, Suryakusuma]]>
<![CDATA[ Jurnal Manajemen Vol 15, No 1 (2018): Jurnal Manajemen ]]>
Publisher : <![CDATA[Jurnal Manajemen ]]>
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<![CDATA[The purpose of this research to determine the effect of liquidity, solvency and corporate activity on corporate profitability on go public company of manufacturing sector in 2012-2016. Sampling is done by purposive sampling method. The use of multiple linear regression test with all classical assumption tests such as multicollinearity, autocorrelation, heteroscedasticity and normality tests showed that the regression model is feasible to use and pass all classical assumption tests. Partial significance test (t test) shows the results of liquidity, solvency and corporate activity have partially significant effect on corporate profitability and simultaneous significance test results (F test) show that all independent variables significantly influence the profitability of the company.Keywords: current ratio, DER, TATo, and ROA]]>
<![CDATA[DAMPAK MODAL SOSIAL TERHADAP KEPUTUSAN PENDANAAN DALAM MENGELOLA TEKANAN KEUANGAN (Studi Pada UMK Batik di Kota Semarang) ]]>
<![CDATA[H, Suryakusuma K]]>;
<![CDATA[Puryandani, Siti]]>
<![CDATA[ JURNAL STIE SEMARANG Vol 10 No 2 (2018): VOLUME 10 NOMOR 2 EDISI JUNI 2018 ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Ekonomi Semarang ]]>
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DOI: 10.33747/stiesmg.v10i2.201
<![CDATA[The purpose aim how financial performance in a business situation have financial distress and how entrepreneurs react to environmental changes and take advantage of the social capital for sustainability.This study will investigate the social capital, the financial decision and financial distress. The research objects are SME Batik Semarang thats tenant by goverment bank in Semarang. The SME Batik have operational during 2017 and total questionare are collecting 36 SME Batik.The result argue that social capital have impact to the financing decision and financing decision eventually influences financial distress.]]>
<![CDATA[Analisis Tren Pertembuhan Fee Based Income (FBI) dan Interst Based Income (IBI) di Masa Pandemi Covid-19 ]]>
<![CDATA[Taufiq Andre Setiyono]]>;
<![CDATA[Suryakusuma Kholid Hidayatullah]]>
<![CDATA[ Fokus Bisnis : Media Pengkajian Manajemen dan Akuntansi Vol 20 No 2 (2021): Fokus Bisnis ]]>
Publisher : <![CDATA[P4M STIE Putra Bangsa ]]>
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DOI: 10.32639/fokusbisnis.v20i2.852
<![CDATA[Pandemi Covid-19 menyebabkan perubahan pada perilaku nasabah dari transaksi tunai menjadi transaksi digital, dimana transaksi digital menyumbang pendapatan non-bunga khususnya fee based income. Penelitian ini bertujuan untuk melihat apakah tren pertumbuhan FBI lebih baik dibandingkan dengan tren pertumbuhan IBI selama masa pandemi Covid-19. Data yang digunakan dalam penelitian ini adalah data sekunder berupa laporan keuangan perusahaan perbankan. Jumlah populasi 46 perusahaan, dan jumlah sampel 36 perusahaan yang diambil dengan teknik purposive sampling. Penelitian diuji menggunakan uji paired sample t-test. Hasil penelitian menunjukkan bahwa terdapat perbedaan yang signifikan antara tren pertumbuhan IBI dan FBI perusahaan perbankan selama pandemi Covid-19 sejak kuartal III hingga akhir periode 2020.]]>
<![CDATA[Dampak Makro Ekonomi dan Faktor Internal Terhadap Kinerja Keuangan Bank Umum Syariah di Indonesia ]]>
<![CDATA[Suryakusuma Kholid Hidayatullah]]>;
<![CDATA[Asri Nur Wahyuni]]>
<![CDATA[ Jurnal Wira Ekonomi Mikroskil Vol 8, No 2 (2018): Volume 8 Nomor 2 Edisi Oktober 2018 ]]>
Publisher : <![CDATA[Lembaga Penelitian & Pengabdian pada Masyarakat (LPPM) Universitas Mikroskil ]]>
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DOI: 10.55601/jwem.v8i2.574
<![CDATA[The performance of Islamic banking in Indonesia is currently experiencing rapid growth and growth. More and more economic actors are partnering with Islamic banking in Indonesia. Various products and services offered by Islamic banking were able to contribute positively to the financial performance of Islamic banking so that they were able to encourage the progress of the national economy. There are several variables that can affect the performance of Indonesian Islamic banking finance and in this study will conduct a research study on the influence of internal and external variables in influencing the performance of Indonesian Islamic banking finance. This study uses objects from all Islamic banking in Indonesia with the research period of 2014 to 2017. Information and financial data are obtained from annual financial reports from all Indonesian Islamic banking. The internal variables in this study use CAR, NPF, FDR, BOPO and ROA proxy. For external variables in this study using the proxy of inflation and GDP.]]>
<![CDATA[LITERASI DAN INKLUSI KEUANGAN SYARIAH TERHADAP KEPUTUSAN INVESTASI DENGAN LOCUS OF CONTROL SEBAGAI VARIABEL MODERASI ]]>
<![CDATA[Suryakusuma Kholid Hidayatullah]]>;
<![CDATA[Siti Puryandani]]>
<![CDATA[ Jurnal AKTUAL Vol 20, No 1 (2022): Jurnal AKTUAL ]]>
Publisher : <![CDATA[STIE Trisna Negara OKU Timur ]]>
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DOI: 10.47232/aktual.v20i1.136
<![CDATA[This study aims to analyze the factors that can influence investment decisions that are influenced by the level of Islamic financial literacy and Islamic financial inclusion moderated by locus of control. This study uses assessment indicators that are sourced from customer respondents in Pemalang Syariah Mandiri Bank which generally can be known qualitative data. In general, there are several factors that can influence the investment decisions of independent Islamic bank customers. In this study will emphasize the assessment of factors that can influence investment decisions in terms of literacy level, Islamic financial inclusion and locus of control of customers of Bank Syariah Mandiri, Pemalang Regency. The object of this research is an independent Islamic bank in Pemalang Regency. Data needs were obtained from the results of the customer questionnaire at Bank Syariah Mandiri Pemalang Regency. The analytical tool used in this research is the method of data analysis and partial hypothesis testing. ]]>
<![CDATA[MANAJEMEN RISIKO & GOOD CORPORATE GOVERNANCE (GCG) TERHADAP KINERJA KEUANGAN BANK UMUM KONVENSIONAL (Studi Pada Bank BUMN Tahun 2016-2020) ]]>
<![CDATA[Jihan Karsa Alim Maghribi]]>;
<![CDATA[Suryakusuma Kholid Hidayatullah]]>
<![CDATA[ Jurnal AKTUAL Vol 20, No 2 (2022): Jurnal AKTUAL ]]>
Publisher : <![CDATA[STIE Trisna Negara OKU Timur ]]>
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DOI: 10.47232/aktual.v20i2.182
<![CDATA[ The failure of a bank’s performance will affect the trust of customers who have invested capital in the bank. Therefore, it is necessary to apply risk management and good corporate governance to anticipate the occurrence of such performance failures. The study aims to see how risk management and good corporate governance affect financial performance conventional general banks bumn for the 2016-2020 period. The sampling technique chosen was purposive sampling method using secondary data in the form of annual reports from the official website each bank. The data analysis method used in this study is the Classical Assumption Test, Multiple Linear Regression Analysis, and Model Feasibility Test (Goodness of Fit Model) using the SPSS 25 application. The results of this study indicate that non performing loan (npl) variables have a negative effect on financial performance bank. Loan to deposit ratio (ldr) variables have a positive effect to financial performance bank. And self assessment good corporate governance (gcg) variables have a positive effect to financial performance bank bumn. Keywords: Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Self Assessment Good Corporate Governance (GCG) and Return On Asset (ROA).]]>
<![CDATA[TINGKAT KESEHATAN BANK UMUM SYARIAH (Studi pada masa Pademi Covid-19 Tahun 2020) ]]>
<![CDATA[Suryakusuma Kholid H]]>;
<![CDATA[Yanuar Rachmansyah D.W]]>
<![CDATA[ JURNAL ILMIAH EDUNOMIKA Vol 6, No 1 (2022): EDUNOMIKA : Vol. 06, No. 01, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jie.v6i1.3871
<![CDATA[Penelitian ini bertujuan untuk melakukan analisa penilaian tingkat kesehatan bank umum syariah di Indonesia pada masa Pandemi COVID-19 tahun 2020.Penelitian ini menggunakan indikator rasio keuangan sebagai dasar mengukur tingkat kesehatan bank syariah yang telah ditetapkan dalam Peraturan Bank Indonesia :PBI No. 9/1/PBI/2007 dan Peraturan Otoritas Jasa Keuangan : Nomor 8/POJK.03/2014yang secara umum dapat diketahui data kuantatifnya.Secara umum terdapat beberapa indikator tingkat kesehatan bank syariah berdasarkan rasio keuangan meliputi CAR, ROA, NPM, BOPO,NPF net dan FDR. Dalam penelitian ini akanmenekankan pada hasil penilaian tingkat kesehatan bank sebagai tolok ukur kinerja bank syariah di masa Pandemi COVID-19 tahun 2020. Obyek penelitian ini adalah bank umum syariah di Indonesia.Kebutuhan data yang diperoleh dari laporan keuangan bank syariah dan analisis data menggunakan metode CAMEL yang teah ditetapkan oleh Bank Indonesia. Hasil dari penelitian ini diharapkan mampu memberikan informasi bagi setiap pelaku ekonomi untuk mengetahui dan memahami tingkat kesehatan bank umum syariah di masa Pandemi COVID-19 tahun 2020 Kata kunci : CAR,ROA, NPM, BOPO, NPF net, FDR, tingkat kesehatan bank]]>
<![CDATA[PENGARUH HERDING DAN OVERCONFIDENCE TERHADAP KEPUTUSAN INVESTASI (STUDI PADA NASABAH EMAS KANTOR PEGADAIAN UNGARAN) ]]>
<![CDATA[Istiqomah Nur Aristiwati]]>;
<![CDATA[Suryakusuma Kholid Hidayatullah]]>
<![CDATA[ Among Makarti Vol 14, No 1 (2021): AMONG MAKARTI ]]>
Publisher : <![CDATA[STIE AMA Salatiga ]]>
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DOI: 10.52353/ama.v14i1.202
<![CDATA[Keputusan investasi merupakan kebijakan dalam pengalokasian dana kedalam bentuk- bentuk investasi yang menguntungkan dengan memiliki dimensi waktu jangka panjang, sehingga keputusan yang diambil harus dipertimbangkan dengan baik, karena memiiki konsekuensi berjangka panjang pula. Perilaku investor dalam mengambil keputusan investasi seringkali dipengaruhi oleh beberapa faktor psikologis seperti faktor sosial dan faktor kognitif yang menyebabkan tindakan investor menjadi irasional. Penelitian ini dilakukan untuk menganalisi pengaruh herding dan overconfidence terhadap keputusan investasi emas dengan objek penelitian pegadaian cabang pembantu ungaran. Sebanyak 96 nasabah tabungan emas Pegadaian Cabang Pembantu Ungaran dipilih sebagai sampel dengan teknik accidental sampling. Teknik analisis data dalam penelitian ini menggunakan analisis regresi linier berganda. Hasil penelitian ini menunjukan bahwa variabel overconfidence memiliki pengaruh positif dan signifikan terhadap keputusan investasi emas. Sedangkan untuk variabel herding berpengaruh positif dan tidak signifikan terhadap keputusan investasi emas.]]>
<![CDATA[DAMPAK SENTIMEN INVESTOR DAN BI7DRR TERHADAP PREDIKSI PERGERAKAN IHSG PADA MASA PANDEMI COVID-19 TAHUN 2020 ]]>
<![CDATA[Inan Fadya Ainaya]]>;
<![CDATA[Suryakusuma KH]]>
<![CDATA[ Jurnal AKTUAL Vol 20, No 2 (2022): Jurnal AKTUAL ]]>
Publisher : <![CDATA[STIE Trisna Negara OKU Timur ]]>
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DOI: 10.47232/aktual.v20i2.265
<![CDATA[Sentimen investor dan BI7DRR adalah salah satu acuan yang digunakan investor untuk melihat pergerakan pasar modal. Adanya pandemi menyebabkan dunia mengalami ketidakpastian global. Dengan adanya sosial media informasi dapat dengan cepat diperoleh. Penelitian ini bertujuan untuk mengetahui dampak sentimen investor dan BI7DRR terhadap pergerakan IHSG pada masa pandemi Covid-19 tahun 2020. Data yang digunakan merupakan hasil analisis sentimen dari tweets mengenai IHSG pada masa pandemi Covid-19 tahun 2020 dan BI7DRR yang dikeluarkan oleh Bank Indonesia selama tahun 2020. Alat analisis yang digunakan adalah Analisis Logistik Biner. Penelitian ini menghasilkan bahwa penambahan sentimen investor dan BI7DRR pada model meningkatkan ketepatan prediksi pergerakan IHSG. Sentimen investor berpengaruh positif terhadap pergerakan IHSG, namun pengaruhnya tidak signifikan secara statistik. Sedangkan BI7DRR berpengaruh negatif terhadap pergerakan IHSG, namun pengaruhnya tidak signifikan secara statistik. Kata kunci: sentimen, BI7DRR, IHSG Abstract Investor sentiment and BI7DRR are one of the references used by investors to see the movement of the capital market. The existence of a pandemic has caused the world to experience global uncertainty. With the existence of social media information can be quickly obtained. This study aims to determine the impact of investor sentiment and BI7DRR on the movement of JCI during the Covid-19 pandemic in 2020. The data used is the result of sentiment analysis from tweets about the JCI during the Covid-19 pandemic in 2020 and the BI7DRR issued by Bank Indonesia during 2020. The analysis tool used is Binary Logistics Analysis. This research resulted in the addition of investor sentiment and BI7DRR to the model increasing the accuracy of JCI movement predictions. Investor sentiment has a positive effect on JCI's movement, but its effect is not statistically significant. While the BI7DRR negatively affects the movement of the JCI, but its effect is not statistically significant. Keywords: sentiment, BI7DRR, JCI]]>
<![CDATA[Financial Literacy and Financial Self Efficacy Towards Financial Technology in Increasing Financial Inclusion (Study of Students in Semarang City) ]]>
<![CDATA[Hidayatullah, Suryakusuma Kholid]]>;
<![CDATA[Rachmansyah DW, Yanuar]]>
<![CDATA[ Journal of Economic Education Vol 12 No 1 (2023): June 2023 ]]>
Publisher : <![CDATA[Universitas Negeri Semarang ]]>
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DOI: 10.15294/jeec.v10i2.52214
<![CDATA[This study aims to analyze the effect of financial literacy and financial self efficacy on financial technology in increasing student financial inclusion in the city of Semarang in the 2023 research period. In general, there are several factors that can affect the level of financial inclusion in understanding and recognizing aspects of financial technology, financial literacy and financial self-efficacy. In order to increase financial inclusion for the younger generation, this study emphasizes special analysis or studies related to what are the factors in supporting the increase in financial inclusion in the younger generation in the special aspects of respondents who are students. Data needs obtained from the results of questionnaire answers distributed to student respondents in the city of Semarang. The results of this study show that partially the variables of financial literacy and financial self-efficacy have a significant effect on financial technology. Partially, financial self-efficacy and financial technology variables have a significant influence on financial inclusion, while financial literacy variables are not significant on financial inclusion. The relationship of financial literacy to financial inclusion can be mediated by financial technology, while the relationship of financial self-efficacy to financial inclusion cannot be mediated by financial technology.]]>
