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All Journal Magisma: Jurnal Ilmiah Ekonomi dan Bisnis EconBank : Journal Economics and Banking Jurnal Pengabdian Masyarakat Bhinneka Journal of Islamic Economics and Finance Fokus Abdimas
Pujiastuti, Yanti
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Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Public Health Social Sciences Other

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DETERMINAN MINAT MAHASISWA DALAM MELAKUKAN INVESTASI SYARIAH Rinwantin, Rinwantin; Pujiastuti, Yanti
ECONBANK: Journal of Economics and Banking Vol 2 No 2 (2020): Edisi Oktober
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v2i2.97

Abstract

Increasing student interest in investing in sharia is needed. This study aims to determine the effect of investment training, risk perception, and knowledge on student interest in investing in sharia. The research was conducted on students who were members of the Islamic Economics Study Group in Semarang. A total of 70 students were taken as samples with accidental sampling. The analysis technique used in this research is multiple linear regression analysis. The results showed that investment training and perceptions of risk had a positive and significant effect on students interest in sharia investing. Meanwhile, the investment knowledge variable has no effect on student interest to invest in Sharia. The most dominant variable in influencing interest students to investing in Sharia in Semarang is investment training. The coefficient of determination of 0.718 indicates that interest in investing in sharia is influenced by training, perceptions of risk and knowledge of 71.8%, while 28.2% is influenced by other factors outside the model. Therefore, efforts to increase students interest to investing in sharia can be done by providing training and understanding to students regarding perceptions of risks in investing in Sharia.
Peningkatan Minat Menggunakan Quick Response Code Indonesian Standart (QRIS) Sebagai Pendukung Bisnis Islami Hanni, Nabilla Febrie; Pujiastuti, Yanti
Journal Of Islamic Economics And Finance Vol 3 No 2 (2023): Vol. 3 No. 2 (2023)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jief.v3i2.1126

Abstract

The purpose of this study is to determine The Effect Of Perceived Usefulness, Perceived Ease Of Use And Perceived Risk On Interest In Using The Quick Response Code Indonesian Standard (QRIS) As A Non-Cash Payment Method. (Study on Generation Z in Batang City). This study uses a quantitative approach. The population in this study is the Z generation who live in the city of Batang and users of the QRIS (Quick Response Code Indonesian Standard) application. The sampling technique uses a non-probability sampling technique with the number of population in this study cannot be known with certainty. Data analysis techniques used instrument testing, classical assumption testing, multiple linear regression analysis, model accuracy testing and hypothesis testing with the SPPS Statistics 22 program. Based on the results of this study, perceptions of usefulness partially have a positive and significant effect on interest in using QRIS, perceived ease of use partially has a positive and significant effect on intention to use QRIS. Perceived risk partially has a negative and insignificant effect on intention to use QRIS.
Optimalisasi Manajemen Bisnis bagi Pelaku UMKM Izzaty, Khairina Nur; Pujiastuti, Yanti; Wahyuni, Asri Nur; Yuliana, Rahmi; Rinwantin, Rinwantin; H, Suryakusuma Kholid
Fokus ABDIMAS Vol 3, No 1: April 2024
Publisher : STIE Pelita Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34152/abdimas.3.1.61-64

Abstract

In order to optimize sales and marketing of MSMEs to increase product sales as well as entrepreneurship training to revive the community economy in Tlogosari Kulon Village, Semarang. On this occasion, the STIE Bank Bpd Jateng Community Service ABDIMAS TEAM aimed at providing knowledge and skills to help MSMEs improve their business management. This activity includes outreach and counseling to MSME players regarding the basics of entrepreneurship, marketing and financial recording. assisting this business by providing insight and understanding for sellers to implement online sales and how to promote via digital online. This activity also helps to re-brand logos and product packaging, creating new product variants. Meanwhile, for the community, Community Service students want to help revive the economy during the current Covid-19 pandemic, namely by providing entrepreneurship training to make products that have marketable value. This activity really needs advice and moral and material support from all levels of society, and related agencies in realizing this activity in accordance with the approved funds
Optimalisasi Bank Sampah Sebagai Upaya Pemberdayaan Ekonomi Dan Pelestarian Lingkungan Rinwantin, Rinwantin; Izzaty, Khairina Nur; Pujiastuti, Yanti; Yuliana, Rahmi; Wahyuni, Asri Nur
Jurnal Pengabdian Masyarakat Bhinneka Vol. 3 No. 4 (2025): Bulan Juli
Publisher : Bhinneka Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58266/jpmb.v3i4.160

Abstract

Konsep bank sampah muncul sebagai solusi inovatif yang tidak hanya bertujuan mengurangi volume sampah yang berakhir di TPA, tetapi juga memberdayakan masyarakat dengan mengubah paradigma sampah menjadi sumber daya ekonomi. Studi kasus di Desa Bentur RW V Purwosari menunjukkan implementasi bank sampah dengan sistem tabungan selama 4 bulan, berhasil mendorong partisipasi masyarakat dalam memilah sampah dari sumbernya. Meskipun demikian, operasional bank sampah di tingkat komunitas ini masih menghadapi berbagai kendala, termasuk keterbatasan modal, infrastruktur, dan kapasitas sumber daya manusia, yang menghambat optimalisasi potensi penuhnya. Oleh karena itu, optimalisasi bank sampah menjadi sangat penting untuk memperluas dampaknya, baik dari aspek ekonomi melalui peningkatan pendapatan masyarakat dan penciptaan lapangan kerja, maupun dari aspek lingkungan melalui pengurangan beban TPA dan dukungan terhadap daur ulang. Upaya ini memerlukan peningkatan kapasitas manajemen, pengembangan jejaring, inovasi produk daur ulang, dan penguatan partisipasi masyarakat, dengan harapan bank sampah dapat bertransformasi menjadi pusat kegiatan ekonomi produktif yang berkelanjutan dan garda terdepan dalam pelestarian lingkungan, menuju masyarakat yang mandiri secara ekonomi dan berwawasan lingkungan
Peran Literasi Keuangan Sebagai Pemoderasi Persepsi Kemudahan dan Persepsi Risiko Terhadap Minat Penggunaan Aplikasi Pencatatan Laporan Keuangan Pada Sektor UMKM (Studi pada UMKM Konveksi di Kecamatan Comal) Faradiba, Aldilase Adib; Lukiastuti, Fitri; Puryandani, Siti; Pujiastuti, Yanti
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 13 No 2 (2025): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v13i2.543

Abstract

This study aims to determine the role of financial literacy as a moderator of perceived ease and perceived risk on the interest in using financial reporting applications in the MSME sector. This study uses a quantitative approach with data collection techniques through questionnaires and involves 80 respondents. The population in this study were MSME Convection Actors in Comal District. The analysis technique used in this study is SEM (Structural Equation Model) using Smart Partial Least Square (SmartPLS) 4.0 software. The results of this study indicate that perceived ease has a negative and insignificant effect on the interest in using financial reporting applications for MSME Convection in Comal District, and perceived risk has a positive and significant effect on the interest in using financial reporting applications for MSME Convection in Comal District. Meanwhile, the role of financial literacy cannot moderate the effect of perceived ease on the interest in using financial reporting applications for MSME Convection in Comal District, and financialliteracy can moderate the perception of risk on the interest in using financial reporting applications for MSME Convection in Comal District.
Co-Authors Faradiba, Aldilase Adib Fitri Lukiastuti Hanni, Nabilla Febrie Izzaty, Khairina Nur Rahmi Yuliana Rinwantin, Rinwantin SITI PURYANDANI Suryakusuma Kholid Hidayatullah Wahyuni, Asri Nur