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ANALISIS PELUANG USAHA BERDASARKAN KARAKTERISTIK SOSIAL EKONOMI MASYARAKAT KECAMATAN KUTALIMBARU KABUPATEN DELI SERDANG Dewi Mahrani Rangkuty; Suryani Sajar; Ahmad Yazid; Tarisya Alfadhilla
Seminar Nasional Teknologi dan Multidisiplin Ilmu (SEMNASTEKMU) Vol 2 No 1 (2022): SEMNASTEKMU
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/semnastekmu.v2i1.159

Abstract

Kutalimbaru merupakan salah satu Kecamatan yang ada di Kabupaten Deli Serdang Provinsi SumateraUtara, memiliki 14 Desa. Metode yang digunakan adalah metode kualitatif studi pustaka dan studi lapangan.Terdapat beberapa peluang sektor usaha yang pada akhirnya menghasilkan keuntungan bagi masyarakat dikecamatan Kutalimbaru dalam meningkatkan kesejahteraan, yakni: (1) Kuliner, salah satu usaha yang mudah untukdilakukan oleh masyarakat di kecamatan Kutalimbaru; (2) Kerajinan dan Seni Tradisional, menjadi potensi usahamasyarakat dalam keluarga komunitas perajin di kecamatan Kutalimbaru; (3) Jasa Transportasi, jenis usaha yangmenjadi pertimbangan berdasarkan keputusan pelaku pasar; (4) Jasa Konstruksi, juga merupakan jenis usaha yangmenjadi pertimbangan berdasarkan keputusan pelaku pasar di kecamatan Kutalimbaru. Peluang sektor usaha dikecamatan Kutalimbaru hendaknya menjadi perhatian pemerintah Kabupaten untuk dapat diterapkan olehmasyarakat sebagai pelaku ekonomi dalam upaya peningkatan pendapatan menuju perubahan kesejahteraanmasyarakat daerah.
EFEKTIVITAS PEMAKAIAN E-MONEY DALAM MENDUKUNG SISTEM PEMBAYARAN DI ERA DIGITAL Tarisya Alfadhilla; Humam Hadi; M. Ilyas Teguh Pratama; Diwayana Putri Nasution
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 1 (2024): Januari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i1.638

Abstract

With the development of technology, significant changes can be seen in payment instruments that provide flexibility and efficiency in every electronic transaction. The use of e-money provides many conveniences for consumers and can also find out the impact of Bank Indonesia's policies on the application of e-money. This study is descriptive qualitative with literature method through literature studies sourced from journals of previous research results. The effectiveness of the use of APMK has a significant positive effect. The use of debit cards has increased every year. But in contrast to credit cards, there is an increase and decrease in card users every year. Merchants in the e-money system that provide payment service facilities with e-money in their payment transactions so that effectiveness. E-money consumers are people who use e-money in their payment transactions. The use of e-money payments increases people's income through decreased transaction costs.
DETEKSI POLICY-MIX FIVE EMERGING MARKET DALAM MENENTUKAN FUNDAMENTAL EKONOMI Tarisya Alfadhilla; Dewi Mahrani Rangkuty
JURNAL ILMIAH EDUNOMIKA Vol 8, No 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11724

Abstract

This research aims to detect the policy mix of five emerging markets in determining economic fundamentals—mechanisms of monetary policy, fiscal policy, and macroprudential policy in the economy. The SVAR (structural vector autoregression) model shows that inflation, interest rates, and tax revenues influence gross domestic product in the short and long term. Inflation shows positive results on interest rates and negative results on tax revenues and the balance of payments. At the same time, government spending has a positive effect on tax revenues, interest rates, and gross domestic product. The balance of payments also affects gross domestic product. Monetary policy, fiscal policy, and macroprudential policy have a mutually influential relationship to maintain economic fundamentals.