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All Journal Proceedings Series on Social Sciences & Humanities Journal of Management and Business Insight
Eka Marcella
Ahmad Dahlan University
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Locus of Control, Financial Knowledge, Financial Attitude, Financial Self-Efficacy, and Social Economic Status as Antecedents of Financial Management Behavior Umi Rahmawati; Eka Marcella
Journal of Management and Business Insight Vol. 1 No. 1 (2023)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jombi.v1i1.561

Abstract

Purpose-This study aims to investigate past trends in financial management practices. Factors such as locus of control, financial literacy, financial mindset, financial self-efficacy, and socioeconomic standing are thought to influence financial management practices. Design/Methodology/Approach-In this study, a sample of 92 students from the Faculty of Economics and Business in the Special Region of Yogyakarta who responded to questionnaires as part of a quantitative approach to data collection. Purposive sampling is the sampling method employed, and the Likert scale is the scale measurement instrument. Using the SPSS analysis tool, multiple linear regression analysis is used to test hypotheses. Findings-All factors assumed to influence financial management behavior were shown to be advantageous, according to the study's findings. Evidence has shown that locus of control, financial knowledge, financial attitude, financial self-efficacy, and social economic standing positively influence the financial management behavior of students at the Faculty of Economics and Business in the Special Region of Yogyakarta. Research limitations/implications-The results of the research are expected to serve as a guide and a source of knowledge for everyone, particularly for children and students who are trying to develop or maintain good money management habits. This study found that a variety of factors, including locus of control, financial knowledge, financial attitude, financial self-control, and social economic status, can influence a person's financial management behavior. Originality/value-There is currently a dearth of research on students in Yogyakarta's Special Region who practice sound financial management. This study aims to identify the variables influencing the financial management practices of Yogyakarta Special Region students enrolled in the Faculty of Economics and Business.
The Effect of Financial Literacy on Consumptive Behavior: Self-Control as a Mediator Eka Marcella; Ahmad Katsir; Muhammad Ali Fikri; Desta Rizky Kusuma
Proceedings Series on Social Sciences & Humanities Vol. 15 (2024): Proceedings of International Conference on Management, Accounting, Economics, and Bu
Publisher : UM Purwokerto Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/pssh.v15i.925

Abstract

Background: The situation faced by the younger generation today can affect their consumptive behavior. The level of literacy and self-control are some of the variables that can affect a person's consumptive behavior. How financial literacy can affect a person's consumptive behavior is the aim of this study. Method: To obtain research data, students of the Faculty of Economics and Business from various universities in the Special Region of Yogyakarta were given questionnaires. The data that has been obtained is then processed using the SPSS statistical tool. Results: Research shows that self-control has the ability to mediate the effects of financial literacy on consumptive behavior. Conclusion: Thus, it can be concluded that when one's students have high financial knowledge, they are better able to control their consumptive behavior.
Co-Authors Ahmad Katsir Kusuma, Desta Rizky Muhammad Ali Fikri Umi Rahmawati