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Muhammad Ali Fikri
Ahmad Dahlan University
Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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The Effect of Financial Literacy on Consumptive Behavior: Self-Control as a Mediator Eka Marcella; Ahmad Katsir; Muhammad Ali Fikri; Desta Rizky Kusuma
Proceedings Series on Social Sciences & Humanities Vol. 15 (2024): Proceedings of International Conference on Management, Accounting, Economics, and Bu
Publisher : UM Purwokerto Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/pssh.v15i.925

Abstract

Background: The situation faced by the younger generation today can affect their consumptive behavior. The level of literacy and self-control are some of the variables that can affect a person's consumptive behavior. How financial literacy can affect a person's consumptive behavior is the aim of this study. Method: To obtain research data, students of the Faculty of Economics and Business from various universities in the Special Region of Yogyakarta were given questionnaires. The data that has been obtained is then processed using the SPSS statistical tool. Results: Research shows that self-control has the ability to mediate the effects of financial literacy on consumptive behavior. Conclusion: Thus, it can be concluded that when one's students have high financial knowledge, they are better able to control their consumptive behavior.
An Empirical Assessment of Technology Adoption Model in E-Commerce Nanda Pretty Amalia Zakiah; Evanitha Kurrata Aini; Ferdy Ferdy; Muhammad Ali Fikri; Gan Xinxin
Proceedings Series on Social Sciences & Humanities Vol. 15 (2024): Proceedings of International Conference on Management, Accounting, Economics, and Bu
Publisher : UM Purwokerto Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/pssh.v15i.946

Abstract

Background: Over the past few decades, e-commerce has become one part of the development of electronic commerce technology. The development has caused customers' online purchasing habits to change. This research analyzes how e-commerce can be made more efficient and profitable and achieve business goals by using the Technology Acceptance Model (TAM) as a theoretical framework. Method: Data were examined using Smart's Partial Least Square (PLS) method. The widely used TAM is preferred as a suitable hypothetical model to examine how well the development of electronic commerce technology to support e-commerce. Results: The findings demonstrated that attitudes about and behavioral intentions to use were positively impacted by perceived usefulness. Research indicates that attitudes about utilizing are positively impacted by perceived ease of use, while behavioral intention to use is negatively impacted. It has also been demonstrated that behavioral intention to use is positively impacted by attitude toward usage. It has also been demonstrated that attitudes toward usage modulate the effects of perceived utility and perceived ease of use on behavioral intention to use. Conclusion: This research extends the theoretical and applied understanding needed to apply the TAM model in the e-commerce industry. This research enables business owners to better and more effectively utilize electronic commerce technology.
Co-Authors Ahmad Katsir Eka Marcella Evanitha Kurrata Aini Ferdy Ferdy Gan Xinxin Kusuma, Desta Rizky Nanda Pretty Amalia Zakiah