John Roni Coyanda
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Fund Planning and Management Training for MSMEs Sustainability in Lembak Villages: Pelatihan Perencanaan dan Pengelolaan Dana Sebagai Upaya Keberlanjutan UMKM di Desa Lembak Endah Dewi Purnamasari; John Roni Coyanda; Asmawati Asharie
Dinamisia : Jurnal Pengabdian Kepada Masyarakat Vol. 7 No. 6 (2023): Dinamisia: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/dinamisia.v7i6.16421

Abstract

MSMEs have different ways of continuing their business based on their potential. The same is true for MSMEs in Lembak Village whose types of business are kemplang crackers and plantation products such as pineapples and sweet potatoes. This business activity has been going on for a long time, of course it has more or less knowledge and ability problems that need to be improved further in efforts to end MSMEs in Lembak Village. MSME players only plan funds for a period of less than 1 year and manage their business with limited financial management capabilities. This will have an impact on the loss of MSMEs in the future. The problem faced by respondents is that there is not much knowledge about planning and managing funds. The solution needed is to provide training for MSME players. The results obtained were an increase in the ability of the respondents to plan and manage funds using accounting to end their business. The implementation is carried out using the lecture method; tutorials and discussions as well as data obtained directly through distributing pre-test and post-test questionnaires to 23 MSME respondents in Lembak Village. The final result of this service activity is very useful because it increases knowledge of the importance of planning and managing funds in efforts to stop MSMEs in Lembak Village.
The Digital Financial Literacy and FinTech in Green Finance Adoption among MSMEs in South Sumatra Purnamasari, Endah Dewi; Marcelina, Dona; John Roni Coyanda; Audia Stephani Syahputri; Sarah Haryani
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 16 No. 2 (2025): Vol. 16 No. 2
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v16i2.6187

Abstract

This study aims to analyze the influence of digital financial literacy and financial technology on the implementation of green finance among Micro, Small, and Medium Enterprises (MSMEs) in South Sumatra Province. The research employed a quantitative approach using a survey method by distributing questionnaires to 150 MSME actors across eight districts and cities. Data were analyzed through validity, reliability, classical assumption tests, and multiple linear regression analysis. The results indicate that digital financial literacy has a positive and significant effect on the implementation of green finance. MSME actors with a high level of digital literacy are better able to utilize technology-based financial services to manage their businesses efficiently and in an environmentally sustainable manner. In addition, financial technology also shows a positive and significant influence on green finance implementation, reflecting that the use of FinTech enhances transaction efficiency, transparency, and access to green financing for MSMEs. The coefficient of determination (R²) value of 0.648 indicates that digital financial literacy and financial technology jointly explain 64.8% of the variation in green finance implementation. These findings suggest that improving digital financial literacy and adopting financial technology are key factors in promoting the implementation of green finance and enhancing MSME performance to become more adaptive to the dynamics of the digital economy. Keywords: Digital Financial Literacy, Financial Technology, Green Finance, MSMEs.