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p-Index From 2020 - 2025
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All Journal Jurnal Ilmiah Ekonomi Global Masa Kini Jurnal Pengabdian Masyarakat Waradin
Sarah Haryani
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Economics, Econometrics & Finance Social Sciences Other

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Edukasi Awal Koperasi dalam Mendukung Pemberdayaan Desa Sarah Haryani; Putri Mulyanti; Adhitya Almanfaluthi Pradigda; Fauziah Afriyani; Lili Syafitri
Jurnal Pengabdian Masyarakat Waradin Vol. 5 No. 3 (2025): September : Jurnal Pengabdian Masyarakat Waradin
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/wrd.v5i3.794

Abstract

A cooperative is an economic institution founded on the principles of solidarity and mutual cooperation with the primary objective of improving the welfare of its members. However, low cooperative literacy, particularly in rural areas, remains a major obstacle in optimizing the role of cooperatives as community-based economic institutions. In response to this challenge, a Community Service Program (Kuliah Kerja Nyata/KKN) was conducted in Pulau Harapan Village to provide fundamental knowledge about cooperatives and foster residents’ interest in establishing a community-driven economic organization. The program was implemented in late July 2025 using a participatory approach through three stages: material preparation, interactive socialization with membership and savings-loan simulations, and activity evaluation. A total of 62 participants—including village officials, women farmer groups, MSME actors, and local traders—were actively involved in the program. The results of the activities indicated a significant improvement in participants’ understanding of cooperative benefits. This was reflected in their enthusiastic engagement during discussions as well as the emergence of community initiatives to establish a village cooperative. As a follow-up, plans for an official founding meeting and continuous mentoring have been scheduled. Through these efforts, the cooperative is expected to grow into a sustainable pillar of the local economy
The Digital Financial Literacy and FinTech in Green Finance Adoption among MSMEs in South Sumatra Purnamasari, Endah Dewi; Marcelina, Dona; John Roni Coyanda; Audia Stephani Syahputri; Sarah Haryani
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 16 No. 2 (2025): Vol. 16 No. 2
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v16i2.6187

Abstract

This study aims to analyze the influence of digital financial literacy and financial technology on the implementation of green finance among Micro, Small, and Medium Enterprises (MSMEs) in South Sumatra Province. The research employed a quantitative approach using a survey method by distributing questionnaires to 150 MSME actors across eight districts and cities. Data were analyzed through validity, reliability, classical assumption tests, and multiple linear regression analysis. The results indicate that digital financial literacy has a positive and significant effect on the implementation of green finance. MSME actors with a high level of digital literacy are better able to utilize technology-based financial services to manage their businesses efficiently and in an environmentally sustainable manner. In addition, financial technology also shows a positive and significant influence on green finance implementation, reflecting that the use of FinTech enhances transaction efficiency, transparency, and access to green financing for MSMEs. The coefficient of determination (R²) value of 0.648 indicates that digital financial literacy and financial technology jointly explain 64.8% of the variation in green finance implementation. These findings suggest that improving digital financial literacy and adopting financial technology are key factors in promoting the implementation of green finance and enhancing MSME performance to become more adaptive to the dynamics of the digital economy. Keywords: Digital Financial Literacy, Financial Technology, Green Finance, MSMEs.
Co-Authors Adhitya Almanfaluthi Pradigda Audia Stephani Syahputri Endah Dewi Purnamasari Fauziah Afriyani John Roni Coyanda Lili Syafitri Marcelina, Dona Putri Mulyanti