Article Per Year (5 Year)
p-Index From 2020 - 2025
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This Author published in this journals
All Journal Neraca Manajemen, Akuntansi, dan Ekonomi Mimbar Administrasi
Nur Widya Ningsih
Universitas Islam Negeri Sumatera Utara
Economics, Econometrics & Finance Environmental Science Social Sciences Other

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EPISTEMOLOGI SEBAGAI FUNDAMENTAL EKONOMI ISLAM Meitia Ivanka; Nur Widya Ningsih
Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi Vol. 2 No. 12 (2023): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : CV SWA Anugrah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v2i12.1577

Abstract

Epistemology in the realm of Islamic economics refers to the perspective and knowledge methods applied to understand various economic dimensions by adhering to Islamic values ​​and principles. This epistemological concept includes an understanding of sources of knowledge, research methodology, and the framework of thinking used in analyzing economic phenomena. The aim of this journal is to conduct an in-depth analysis of epistemology as a basis for understanding Islamic economics. Within this framework, this research investigates various aspects related to epistemology in Islamic economics, involving understanding the basic sources of Islamic law, as well as exploring the benefits of epistemology as the main foundation in the context of Islamic economics.
Analisis Asuransi Dan Penjaminan Pada Pelaksanaan Pembiayaan iB Serbaguna Di PT Bank Sumut Unit Usaha Syariah Nur Widya Ningsih; Rahmi Syahriza
MIMBAR ADMINISTRASI FISIP UNTAG Semarang Vol. 21 No. 1 (2024): April : Jurnal MIMBAR ADMINISTRASI
Publisher : Universitas 17 Agustus 1945

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/mia.v21i1.1586

Abstract

This article aims to analyze the insurance and guarantee mechanisms in the implementation of iB Serbaguna financing at PT Bank Sumut Sharia Business Unit. The research method used is a descriptive qualitative approach, gathering data through interviews, observations, and related document studies. The results indicate that the application of insurance and guarantees in iB Serbaguna financing is conducted to reduce credit risk and ensure the continuity of customer payments. The insurance used includes life insurance and loss insurance, while the guarantees involve guarantee institutions to enhance confidence in the customers' repayment abilities. This implementation has proven effective in minimizing financing risks and increasing customer trust in the offered Sharia banking products.
Co-Authors Gandhi Sulaiman Sitompul Maryam Batubara Ma Meitia Ivanka Rahmi Syahriza Silvia Zahra Nasution