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All Journal Al-Mutsla: Jurnal Ilmu-Ilmu Keislaman dan Kemasyarakatan Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Dontes Putra
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Languange, Linguistic, Communication & Media Social Sciences Other

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Penerapan Prinsip-Prinsip Syariah Pada Fintech: Studi Kasus PT Dana Syariah Indonesia Dontes Putra; Rozalinda Rozalinda; Ahmad Wira
Jurnal Penelitian Ekonomi Manajemen dan Bisnis Vol. 3 No. 1 (2024): Februari : Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jekombis.v3i1.2823

Abstract

As ia icountry iwith ithe ilargest iMuslim ipopulation iin ithe iworld, ioverall isharia ifintech iin iIndonesia ihas igreat ipower ibecause iit ican iprovide isolutions ifor ithe iMuslim icommunity ithat icannot ibe iprovided iby iconventional ifinancial iinstitutions. iThis iresearch idiscusses iwhether isharia ifintech iis iin iaccordance iwith iSharia iprinciples. iThe iaim iof ithis iresearch iis ito ifind iout iwhether isharia ifintech iis iin iaccordance iwith iIslamic iprinciples. iThis iresearch iis ibased ion iqualitative iresearch iwith ia iliterature istudy imethod i(library iresearch). iThe iresearch iresults ishow ithat ithe isuitability iof ithe isharia ifintech iagreement, iDana iSyariah iin ithe iadministrative iaspect iis iin iaccordance iwith ithe iprovisions iin iforce iin iIndonesia. iDana iSyariah's isharia ifintech iagreement iwith ipeer ito ipeer ilending iis iin iaccordance iwith isharia iprinciples iand iin iaccordance iwith ithe iFatwa iof ithe iNational iSharia iCouncil iof ithe iIndonesian iUlema iCouncil i(DSN iMUI)
Implementasi Sharia Complaince dalam Platform Crowdfunding Syariah bagi UMKM Studi Kasus: PT Shafiq Digital Indonesia dontes putra
AL-MUTSLA Vol. 6 No. 1 (2024): Jurnal Al Mutsla
Publisher : STAIN MAJENE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/jstain.v6i1.939

Abstract

Salah satu inovasi dalam mengembangkan bisnis dan ekonomi saat ini berkembang Fintech (Financial Technology) yang dapat memudahkan segala jenis transaksi jual-beli, investasi maupun pengumpulan dana. Dampak dari perkembangan Fintech yaitu munculnya Crowdfunding di jejaring internet. Terbitnya fatwa DSN-MUI No:117/DSN-MUI/II/2018 Tentang Layanan Pembiayaan Berbasis Teknologi Informasi Berdasarkan Prinsip Syariah, adalah produk hukum yang sesuai penerapan hukum Islam. Tujuan penelitian ini untuk melihat kepatuhan syariah (Sharia Complaince) dalam platform crowdfunding pada PT Shafiq Digital Indonesia. penelitian ini menggunakan metode kualitatif yang sumber datanya di dapatkan dari hasil wawancara dan dari jurnal, buku, website serta sumber rujukan yang terkait. Hasil dari penelitian ini bahwa dalam implementasinya, perlu penggunaan mekanisme Crowdfunding yang sesuai aturan dan syariat Islam agar terbebas dari unsur maghrib (maysir, gharar, riba). Dalam Crowdfunding syariah, prinsip-prinsip syariah yang berlaku diterapkan dalam prosesnya, dan tidak ada bunga atau hal-hal lain yang terkait dengan riba yang digunakan dalam kontrak transaksi, melainkan sistem bagi hasil. Pada dalam platform crowdfunding PT Shafiq Digital Indonesia dalam menjalankan operasional menggunakan akad-akad sebagai berikut: 1) Saham (Musyarakah Musahamah). 2) Sukuk Mudharabah Musytarakah, dan 3) Sukuk Mudharabah Musytarakah. Bagi UMKM Kehadiran SCF Syariah dirancang untuk menjadi Solusi Akses Permodalan UMKM. Maka membantu pertumbuhan UMKM di Indonesia, sehingga ikut serta mendukung penguatan pondasi perekonomian nasional Indonesia. UMKM yang telah terbukti dalam penguatan pilar ekonomi dan industri halal di Indonesia.
Peran Pengembangan Desa Wisata dalam Upaya Peningkatan Keberlangsungan Ekonomi kreatif Masyarakat di Kabupaten Kerinci Dontes Putra
AL-MUTSLA Vol. 6 No. 2 (2024): Jurnal Al Mutsla
Publisher : STAIN MAJENE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/jstain.v6i2.1092

Abstract

The development of tourist villages aims to increase village original income (PADes) and create a prosperous village community through increasing the sustainability of the community's creative economy. This research aims to analyze the role of developing tourist villages in efforts to increase the sustainability of the creative economy of the community in Kerinci Regency. This research is field research with a qualitative descriptive approach. The informants in this research were the government, tourism village managers, the community, and creative economy actors in Kerinci Regency, as many as 45 people. The selection of informants used purposive sampling. Data collection techniques include observation, interviews, and documentation. Data is processed using data reduction techniques, data presentation, and drawing conclusions. The results of this research show that the government plays a role in developing tourist villages through tourism planning, development of tourism destinations, and tourism policies and regulations. The development of a tourist village is supported by a natural village atmosphere, the community as the host of a tourist village, the cohesiveness of the youth organization, and adequate facilities and transportation accessibility. However, the development of tourist villages is hampered by the lack of maintenance of supporting facilities for tourist village objects, inadequate quality of human resources (HR), lack of promotional efforts, lack of community-based empowerment, and parking services and facilities. Therefore, the government carries out guidance, monitoring, and training. Apart from that, the government acts as a facilitator, uses promotional media, and organizes creative economy festivals and exhibitions. Thus, government policies have a significant impact on creative economy actors, such as financial support, ease of licensing, Keywords: Development of Tourism Villages, Role of Government, Sustainability of the Creative Economy
Co-Authors AHMAD WIRA Roza Linda