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Implementatif Konsep Amanah dalam Pengendalian Internal Keuangan Masjid (Studi Kasus Masjid Baiturrahman Padang Panjang) Abdul Rahim A; Ismi Hamdani; Awaluddini Marifatullah; Syamsurizal Syamsurizal
Journal on Education Vol 5 No 3 (2023): Journal on Education: Volume 5 Nomor 3 Tahun 2023
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v5i3.1564

A mosque is a non-profit organization that is more likely to be established for the purpose of the public interest, of course it is demanded that it must be able to produce financial information that has power and transparency that accurate Of course, in producing power of transparency strong, internal control over financial management of mosques is very necessary The purpose of this research is to know and study the implementation of the concept of trust in internal control, financial reports mosques The research method used is qualitative and descriptive The results of the research explain that the financial administration of the mosque, al Baiturrahman, is carried out with an attitude of transparency to the congregation, so that the administrators of the mosque are able to regulate and manage finances mosque and get full trust from people Money that goes out and comes in is always recorded regularly and neatly and reported periodically The process of internal control at the mosque, al Baiturrahman, is still being used, the process is simple hat every activities process receiving and spending routine as well as not outine always carried out by way holding meeting previously before processing disbursement funds mosque

Efektivitas Program Keluarga Harapan (PKH) dan Dampaknya Terhadap Religiositas Masyarakat Penerima Bantuan di Kabupaten Solok Awaludini Marifatullah; Syamsurizal Syamsurizal; Abdul Rahim. A; Novi Yanti; Fransiska Riana
Hikmah Vol. 18 No. 1 (2021): Januari-Juni 2021
Publisher : Sekolah Tinggi Agama Islam Sumatera Medan

Program Keluarga Harapan (PKH) is a government program that aims to improve the welfare of the community. However, the facts on the ground show that many people do not use it properly, so this has an impact on dishonesty which has an effect on the religiosity of the beneficiaries. Therefore, this study aims to measure the effectiveness of the Family Hope Program and review the impact of religiosity. This type of research is field research, with quantitative methods. The data in this study comes from primary data in the form of assistance data from the Family Hope Program in Solok district and secondary data from data from the Central Statistics Agency and the Ministry of Social Affairs. Two models of analytical tools used are simple mathematics to measure the level of effectiveness and product moment correlation from Pearson. The results of the study prove that the impact of the Family Hope Program assistance in poverty alleviation in Solok Regency with a predicate of 81% and is in the very effective category. However, the output indicators on the items of responsibility in the religious sector are still less effective because awareness for increasing faith is still lacking.

Analysis Of The Causes Of Coconut Production Decline And Its Impact On Farmers' Economy In Durian Payung Village Zul Fahmi Zakia; Awaluddini Marifatullah
Al-Hijrah: Journal of Islamic Economics And Banking Vol 1 No 1 (2023): Al-Hijrah: Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55062/al-hijrah.v1i1.297

Coconut is one of the important agricultural commodities in Indonesia that contributes significantly to the country's economy and the livelihood of farmers. However, in recent years, coconut production in Durian Payung village has experienced a worrying decline. This research aims to analyze the factors that have caused the decrease in coconut production and its impact on the coconut farmers' economy in Durian Payung. The methods used in this study include surveys, interviews, and statistical data analysis related to coconut production from various available sources. The research results show that several factors have led to the decrease in coconut production in Indonesia, including climate change, pest and disease attacks, lack of coconut land maintenance, and the low adoption of modern technology in coconut cultivation. The impact of the declining coconut production on the coconut farmers' economy is significant. Farmers face a drastic decline in income due to the decrease in coconut production, which negatively affects their standard of living and well-being. Additionally, the coconut processing industry and coconut trade are also affected due to limited coconut supply.

Analysis Of The Causes Of Coconut Production Decline And Its Impact On Farmers' Economy In Durian Payung Village Zakia, Zul Fahmi; Marifatullah, Awaluddini
Al-Hijrah: Journal of Islamic Economics And Banking Vol. 1 No. 1 (2023): Al-Hijrah: Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55062/al-hijrah.v1i1.297

Coconut is one of the important agricultural commodities in Indonesia that contributes significantly to the country's economy and the livelihood of farmers. However, in recent years, coconut production in Durian Payung village has experienced a worrying decline. This research aims to analyze the factors that have caused the decrease in coconut production and its impact on the coconut farmers' economy in Durian Payung. The methods used in this study include surveys, interviews, and statistical data analysis related to coconut production from various available sources. The research results show that several factors have led to the decrease in coconut production in Indonesia, including climate change, pest and disease attacks, lack of coconut land maintenance, and the low adoption of modern technology in coconut cultivation. The impact of the declining coconut production on the coconut farmers' economy is significant. Farmers face a drastic decline in income due to the decrease in coconut production, which negatively affects their standard of living and well-being. Additionally, the coconut processing industry and coconut trade are also affected due to limited coconut supply.

Menjaga Berkah di Era Digital: Strategi Perbankan Syariah Menghadapi Disrupsi AI dan Gen-Z Awaluddini Marifatullah; Lika Akana Helmi; Abdul Rahim
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.7453

The integration of Artificial Intelligence (AI) and the expansion of Generation Z (Gen-Z) pose dual challenges and transformative opportunities for the Islamic banking industry. This study aims to formulate a digital strategy to maintain Sharia compliance and market competitiveness. Using a descriptive-qualitative library research approach, this paper evaluates technology adoption through TAM, UTAUT, Institutional Theory, and Maqashid al-Shariah frameworks. The findings highlight a critical market mismatch: while Gen-Z accounts for 24.93% of Indonesia's 284.67 million population, the Islamic banking market share stagnates at 7.51% due to low financial literacy. As digital natives, Gen-Z demands high performance expectancy, rapid access, and robust cybersecurity to prevent data breaches. Consequently, this study proposes a "Dual-Engine Transformation" strategy. Engine 1 leverages advanced AI for objective operational efficiency and algorithmic re-engineering to support wealth protection (Hifzh al-Mal). Engine 2 digitizes Islamic social finance (ZISWAF) and halal lifestyles to drive public welfare (Hifzh al-'Aql). Ultimately, implementing digital Sharia governance driven by Sharia IT Auditors and Algorithmic Sharia Certifications is vital to ensuring transactional sanctity (barakah) in an automated era.

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