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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Pendidikan Indonesia (Japendi) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Rahmayati
Universitas Muhammadiyah Sumatera Utara
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Implementasi Pengelolaan Manajemen Keuangan Syariah di Tadika Tinta Khalifah, Sungai Karangan Penang-Malaysia “Perspektif” H. Dadang Husen Sobana M.Ag Sholawatin Meisya Anggraini; Rahmayati
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 1 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i1.21557

Abstract

Financial management activities at Tadika Tinta Khalifah Penang, Malaysia are conducted based on data collection from the prevailing situation. This research focuses on understanding the management practices at Tadika Tinta Khalifah, specifically in budget planning, accounting, and auditing. Qualitative research methods are employed for this study, with the owner of Tadika Tinta Khalifah Penang, Malaysia, and the finance staff serving as the respondents. Interviews are utilized as the primary data collection method. The implementation of financial management is tailored to the needs and various costs, requiring collaboration for smooth operation. The Islamic Caliphate's financial management, engaged in non-profit activities, follows a structured approach encompassing initial planning, directing, implementing, financial management, and ongoing reporting. The overarching goal is to enhance overall quality and performance.
PENERAPAN LITERASI KEUANGAN SYARIAH PADA TADIKA AL FIKH ORCHARD SELANGOR MALAYSIA Raihan Adhatia; Rahmayati
Jurnal Pendidikan Indonesia Vol. 6 No. 4 (2025): Jurnal Pendidikan Indonesia
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/japendi.v6i4.7705

Abstract

Rendahnya tingkat pemahaman masyarakat terhadap konsep keuangan syariah, termasuk di kalangan anak-anak usia dini, menjadi tantangan besar dalam membentuk generasi yang melek literasi keuangan sesuai prinsip syariah. Padahal, penanaman nilai-nilai literasi keuangan sejak dini sangat penting sebagai bekal untuk membentuk perilaku bijak dalam mengelola keuangan dan menghindari praktik-praktik yang tidak sesuai dengan ajaran Islam. Penelitian ini bertujuan agar dapat membahas betapa pentingnya penerapan literasi keuangan syariah dan meningkatkan pemahaman tentang keuangan sebagai bekal bagi anak-anak usia dini di tadika. Metode yang diterapkan berupa metode kualitatif dengan pengumpulan data melalui wawancara bersama pihak tadika. Hasil penelitian menunjukkan bahwa literasi keuangan syariah belum diterapkan secara formal di lingkungan Tadika, namun terdapat potensi besar dalam penerapannya melalui pendekatan yang menyenangkan seperti permainan edukatif dan kegiatan sedekah. Penerapan literasi keuangan syariah terbukti mampu meningkatkan pemahaman anak-anak tentang konsep menabung, membedakan kebutuhan dan keinginan, serta membentuk sikap hemat sesuai prinsip syariah. Penelitian ini menyimpulkan bahwa literasi keuangan syariah yang diterapkan sejak usia dini memiliki dampak positif dalam membentuk karakter dan kebiasaan keuangan anak yang sesuai dengan ajaran Islam.
Analisa SWOT Entrepreneur Woman dalam Pengembangan Tadika Alfikh Orchard Ardila Putri; Rahmayati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7239

Abstract

This study examines the development of TADIKA Alfikh Orchard through a comprehensive SWOT analysis, focusing on women's entrepreneurship in early childhood education management in Malaysia. Employing a qualitative descriptive methodology, the research utilized participatory observation and in-depth interviews during an International Community Service Program. The study reveals that women entrepreneurs demonstrate distinctive capabilities in integrating Islamic values with contemporary educational approaches. Key findings highlight the institution's strengths in financial literacy implementation and innovative learning programs, while identifying external opportunities in the growing demand for Islamic-based early childhood education. The research concludes that strategic networking, robust financial management, and continuous professional development are critical for sustainable growth in early childhood educational institutions. The study contributes to the understanding of women's entrepreneurship in educational contexts and provides strategic insights for institutional development in the Southeast Asian educational landscape.
Strategi Peningkatan Inklusi Keuangan Syariah di Sekolah An-Nikmah Kamboja Farhan Wardana Solin; Rahmayati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 8 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i8.9407

Abstract

                This study aims to analyze strategies for increasing Islamic financial inclusion at An-Nikmah School in Cambodia, an Islamic educational institution in a country with a Muslim minority population. The main challenge faced is students' limited practical understanding of and access to Islamic financial products. This research used a descriptive-qualitative case study approach. Data were collected through in-depth interviews, participant observation, and document analysis with 33 participants, including students, teachers, school administrators, parents, community leaders, and financial practitioners. The results reveal internal strengths in the form of a commitment to Islamic principles, as well as challenges such as limited learning resources and technological infrastructure. The resulting strategies include the development of an integrated curriculum, teacher training, a mini-finance laboratory, a family literacy program, and partnerships with regional Islamic financial institutions. Implementation requires a phased approach with a monitoring system and innovative learning technology. This research provides an empirical contribution to strengthening Islamic financial literacy in education in a Muslim minority country.
Co-Authors Ardila Putri Farhan Wardana Solin Raihan Adhatia Sholawatin Meisya Anggraini