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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Pendidikan Indonesia (Japendi) Journal of Educational Management Research
Rahmayati
Universitas Muhammadiyah Sumatera Utara
Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Implementasi Pengelolaan Manajemen Keuangan Syariah di Tadika Tinta Khalifah, Sungai Karangan Penang-Malaysia “Perspektif” H. Dadang Husen Sobana M.Ag Sholawatin Meisya Anggraini; Rahmayati
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 1 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i1.21557

Abstract

Financial management activities at Tadika Tinta Khalifah Penang, Malaysia are conducted based on data collection from the prevailing situation. This research focuses on understanding the management practices at Tadika Tinta Khalifah, specifically in budget planning, accounting, and auditing. Qualitative research methods are employed for this study, with the owner of Tadika Tinta Khalifah Penang, Malaysia, and the finance staff serving as the respondents. Interviews are utilized as the primary data collection method. The implementation of financial management is tailored to the needs and various costs, requiring collaboration for smooth operation. The Islamic Caliphate's financial management, engaged in non-profit activities, follows a structured approach encompassing initial planning, directing, implementing, financial management, and ongoing reporting. The overarching goal is to enhance overall quality and performance.
PENERAPAN LITERASI KEUANGAN SYARIAH PADA TADIKA AL FIKH ORCHARD SELANGOR MALAYSIA Raihan Adhatia; Rahmayati
Jurnal Pendidikan Indonesia Vol. 6 No. 4 (2025): Jurnal Pendidikan Indonesia
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/japendi.v6i4.7705

Abstract

Rendahnya tingkat pemahaman masyarakat terhadap konsep keuangan syariah, termasuk di kalangan anak-anak usia dini, menjadi tantangan besar dalam membentuk generasi yang melek literasi keuangan sesuai prinsip syariah. Padahal, penanaman nilai-nilai literasi keuangan sejak dini sangat penting sebagai bekal untuk membentuk perilaku bijak dalam mengelola keuangan dan menghindari praktik-praktik yang tidak sesuai dengan ajaran Islam. Penelitian ini bertujuan agar dapat membahas betapa pentingnya penerapan literasi keuangan syariah dan meningkatkan pemahaman tentang keuangan sebagai bekal bagi anak-anak usia dini di tadika. Metode yang diterapkan berupa metode kualitatif dengan pengumpulan data melalui wawancara bersama pihak tadika. Hasil penelitian menunjukkan bahwa literasi keuangan syariah belum diterapkan secara formal di lingkungan Tadika, namun terdapat potensi besar dalam penerapannya melalui pendekatan yang menyenangkan seperti permainan edukatif dan kegiatan sedekah. Penerapan literasi keuangan syariah terbukti mampu meningkatkan pemahaman anak-anak tentang konsep menabung, membedakan kebutuhan dan keinginan, serta membentuk sikap hemat sesuai prinsip syariah. Penelitian ini menyimpulkan bahwa literasi keuangan syariah yang diterapkan sejak usia dini memiliki dampak positif dalam membentuk karakter dan kebiasaan keuangan anak yang sesuai dengan ajaran Islam.
Beyond Convenience: Generation Z’s Perceptions of E-Wallet Use and Its Implications for Financial Literacy and Educational Management Umar Bain; Rahmayati
Journal of Educational Management Research Vol. 5 No. 3 (2026)
Publisher : Al-Qalam Institue

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/jemr.v5i3.2003

Abstract

This study aims to analyze Generation Z’s perceptions of the use of e-wallets such as Touch 'n Go, GrabPay, and MAE in their daily financial activities and to examine the implications for digital financial behavior and educational management. The study uses a qualitative approach with a descriptive case study design to obtain an in-depth understanding of users’ experiences with digital payment technologies. Informants were selected through purposive sampling based on the criteria of belonging to Generation Z and actively using at least one e-wallet application. Data were collected through in-depth interviews, observation, and documentation, and analyzed using interactive analysis techniques including data reduction, data display, and conclusion drawing. The findings show that Generation Z generally has positive perceptions of e-wallet usage, particularly regarding convenience, usefulness, and the integration of digital services that facilitate efficient transactions. However, ambivalent perceptions were also identified, especially related to concerns about data security and the potential for consumptive behavior due to promotional incentives such as cashback and discounts. These findings indicate that e-wallets are perceived not only as payment tools but also as part of the digital lifestyle of Generation Z. The study highlights the importance of strengthening digital financial literacy and responsible financial behavior through educational management strategies.
Co-Authors Raihan Adhatia Sholawatin Meisya Anggraini Umar Bain