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Luhur Prasetiyo
Institut Agama Islam Negeri Ponorogo, Indonesia
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Kemandirian Ekonomi Pesantren Melalui PT Ngabar Mandiri Sejahtera (Studi pada Pondok Pesantren Wali Songo Ngabar) Muhamad Ulfi; Luhur Prasetiyo
Journal of Economics, Law, and Humanities Vol. 1 No. 2 (2022): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v1i2.1200

Abstract

Independence can be interpreted as the potential to be able to produce to meet their own needs and help others who do not depend on others in carrying out or carrying out a business process. Likewise, in the management of an institution. Economic independence in Islamic educational institutions means that these institutions can choose and carry out activities to survive in a better way. This qualitative descriptive study aims to identify and analyze the economic activities and innovations carried out by PT Ngabar Mandiri Sejahtera and their impact on finansial independence at the Wali Songo Islamic Boarding School, Ngabar. Primary data were obtained from interviews and in-depth observations of and documentation of business unit managers and administrators of the Waqf Maintenance and Development Foundation of the Wali Songo Islamic Boarding School, Ngabar. Secondary data was obtained from the documentation and financial records of PT Ngabar Mandiri Sejahtera. The results show that PT Ngabar Mandiri Sejahtera has various kinds of business units to support the independence of the Wali Songo Islamic Boarding School through its business units, including NBC Supermarkets, Ngabar Food Courts, Ngabar Hostel and Meeting Hall, Ngabar Mart, Ngabar Bistro, Cafeteria Al Azhar, Ngabar Perfume, and Ngabar Laundry. The innovations carried out included developing the type of business, using smart card payment methods cashless, and establishing relationships with third parties to supply the needs of Islamic boarding schools. The impact of economic activities through PT Ngabar Mandiri Sejahtera for the internal boarding school is well-organized sales management, asset improvement, and operating profit. The external is to open up job opportunities for the community around the Wali Songo Islamic Boarding School, Ngabar.
Analisis Manajemen Risiko Pembiayaan Kepemilikan Rumah Syariah di Griya As-Sakinah Madiun Qonita Qurrota A'yun; Ely Masykuroh; Luhur Prasetiyo
Journal of Economics, Law, and Humanities Vol. 2 No. 2 (2023): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v2i2.1802

Abstract

The application of the concept of convenience triggers risks in Sharia KPR financing, such as problems with financing, cancellation of financing, delays in payment of material debts, delays in handing over buildings, and the risk of differences in land size. This qualitative field research aims to identify risks analyze the risk assessment of Sharia home ownership financing, the factors causing risk, and the risk management process in Sharia home ownership financing at Griya As-Sakinah PT Housing. Sabab Podho Moro Madiun. The data collection techniques used are observation, interviews, and documentation techniques. Researchers interviewed the developer (Director, Marketing Manager, Development Manager, Marketing Staff, Financial Administration Staff, Warehouse Administration Staff, and Engineering Team) and 3 (three) Griya As-Sakinah PT Housing users. Sabab Podho Moro Madiun. This research uses data analysis with an inductive method. The research results show Sharia house ownership financing at Griya As-Sakinah PT Housing. Sabab Podho Moro Madiun experiences several risks, namely financing risk, liquidity risk, operational risk, and compliance risk. Risk assessment of Sharia home ownership financing at Griya As-Sakinah PT Housing. Sabab Podho Moro Madiun is ranked 4th, namely high-fair—factors causing financing risks at Griya As-Sakinah Housing PT. Sabab Podho Moro Madiun comes from the developer (internal management processes, HR, and cash flow), and factors from the user (profitability, prospects, character, capacity, and user condition). The process of implementing risk management in PT. Sharia homeownership financing. Sabab Podho Moro has not fully implemented the risk management stages. The developer prioritizes the concept of flexibility and the principle of kinship towards users.
Pemberdayaan Ekonomi Perempuan Berbasis Komunitas Melalui Program Satu RT Satu Kelompok Perspektif Ekonomi Islam Eko Puji Lestari; Khusniati Rofi'ah; Luhur Prasetiyo
Journal of Economics, Law, and Humanities Vol. 3 No. 2 (2024): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v3i2.4038

Abstract

The Sate Kopok Program is an initiative of the Ponorogo Regency Government to empower women at the RT level with the aim of increasing local economic productivity. Launched by Regent Sugiri Sancoko in response to the economic impact of the COVID-19 pandemic, this program provides financial support in the form of basic necessities allocated through the RT activity budget as initial capital. This study uses a field approach with qualitative methods to understand the implementation of the Sate Kopok Program, evaluate the supporting and inhibiting factors that influence its success, and assess its impact on women entrepreneurs and the community. Data were collected through interviews, FGDs, observations, and documentation, analyzed using the Miles and Huberman model, and tested using triangulation techniques. The results of the study indicate that although this program has the potential to support women's empowerment, challenges such as lack of training, low support for sustainable capital, and lack of mentoring systems hinder optimal implementation. Social and environmental factors also affect the effectiveness of the program, and lack of supervision from stakeholders causes the program to stagnate. To achieve the goal of women's economic empowerment effectively, improvements in aspects of supervision, evaluation, and further support for business groups are needed.
Kesadaran Pelaku Usaha Kuliner di Ponorogo Tentang Jaminan Makanan Halal Syafa Tasya Wahyuleananda; Iza Hanifuddin; Luhur Prasetiyo
Journal of Economics, Law, and Humanities Vol. 3 No. 2 (2024): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v3i2.4039

Abstract

This research is motivated by a lack of halal awareness starting from the level of understanding and knowledge of business actors. Restaurant business owners in Ponorogo must of course improve the safety, health and halal quality of their products. The problem of the low level of halal awareness among culinary business actors in Ponorogo requires the involvement of all stakeholders, including the government as part of elements of society, to provide good efforts to the Muslim community, in particular, such as carrying out intensive outreach and education and mentoring. This research uses field research (Field Research) with a qualitative approach. Data collection techniques use observation, interviews and documentation. Researchers conducted interviews with culinary business owners, staff, employees, parties involved and consumers. This research uses data analysis with an inductive method. The aim of this research is to analyze the knowledge, understanding, attitudes and actions of culinary business actors regarding halal food guarantees. Apart from that, to identify the factors that cause the low level of halal awareness among culinary business actors in Ponorogo. The results of this research are that culinary business actors' knowledge and understanding of halal products is still low. Knowledge and understanding regarding the acquisition of raw materials and production processes is limited to reaching the closest locations, without checking halal labels, content and expiry of the products purchased. However, based on observations, the products they use are certified halal. Meanwhile, facilities during production need to be improved, especially for animal slaughter. Furthermore, regarding knowledge about how to get a halal product certificate, business people are very unfamiliar with it and socialization and education are needed to change their mindset about products.
Co-Authors Eko Puji Lestari Ely Masykuroh Iza Hanifuddin Khusniati Rofi'ah Muhamad Ulfi Qonita Qurrota A'yun Syafa Tasya Wahyuleananda