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All Journal El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam IJMA Journal of Ekonomics, Finance, and Management Studies
Rialdha Ismadillah
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Pengaruh Literasi Keuangan Dan Religiusitas Terhadap Keputusan Mahasiswa Dalam Menggunakan Jasa Perbankan Syariah (Studi Pada Mahasiswa Fai UMSU) Tri Novita Novita Syahfitri; Dilla Ariska; Salsabila Syafa Azrah; Rialdha Ismadillah
IJMA (Indonesian Journal of Management and Accounting) Vol 4, No 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/ijma.2023.4(1).131-146

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh pengetahuan keuangan dan keagamaan syariah terhadap keputusan mahasiswa menggunakan layanan perbankan syariah. Variabel yang terikat dalam penelitian ini adalah keputusan mahasiswa, sedangkan variabel bebasnya adalah pengetahuan keuangan Islam, merek Islam dan religiusitas. Data penelitian ini dikumpulkan melalui kuesioner yang dibagikan kepada mahasiswa aktif ISP angkatan 2021-2022 dan 2022-2023 yang bertransaksi di perbankan syariah. Metode penelitian yang digunakan adalah kuantitatif. Populasi penelitian ini terdiri dari mahasiswa aktif ISP angkatan 2021-2022 dan 2022-2023 yang bertransaksi dengan perbankan syariah, dengan data yang terkumpul berjumlah 150 responden. Alat analisis data yang digunakan dalam penelitian ini menggunakan metode partial least square (PLS). Hasil penelitian ini menunjukkan bahwa variabel literasi keuangan syariah berpengaruh positif dan signifikan terhadap keputusan mahasiswa menggunakan layanan perbankan syariah, sedangkan variabel religiusitas berpengaruh positif namun negatif. tidak penting bagi keputusan siswa. menggunakan layanan perbankan syariah
Analisis Pengelolaan Manajemen Pembiayaan pada Pendidikan Anak Usia Dini di Tadika Anakku Sholeh, Malaysia Rialdha Ismadillah; Alfi Amalia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7665

Abstract

This study aims to analyze the financing management of early childhood education in Tadika Anakku Sholeh Malaysia. The main focus of this research is to identify sources of financing, cost planning, and the effectiveness of financial management in supporting the educational process. The research method used is a qualitative approach with the collection of interviews, observations, and documentation. The results of the study show that the management of financing management goes through three stages, namely: financing planning, financing implementation, and financing evaluation. The three stages above cannot be separated because they are interrelated with each other. The Anakku Sholeh kindergarten school shows that the main source of financing at Anakku Sholeh Kindergarten comes from parental contributions. Even with minimal costs or financing obtained only from dues or tuition fees, this kindergarten can carry out an effective financing management strategy so that the operations in the school can run smoothly until now and the funds are allocated for school operational needs, salaries of educators, and the development of facilities and curriculum.
Analisis Pengelolaan Manajemen Pembiayaan pada Pendidikan Anak Usia Dini di Tadika Anakku Sholeh, Malaysia Rialdha Ismadillah; Alfi Amalia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7665

Abstract

This study aims to analyze the financing management of early childhood education in Tadika Anakku Sholeh Malaysia. The main focus of this research is to identify sources of financing, cost planning, and the effectiveness of financial management in supporting the educational process. The research method used is a qualitative approach with the collection of interviews, observations, and documentation. The results of the study show that the management of financing management goes through three stages, namely: financing planning, financing implementation, and financing evaluation. The three stages above cannot be separated because they are interrelated with each other. The Anakku Sholeh kindergarten school shows that the main source of financing at Anakku Sholeh Kindergarten comes from parental contributions. Even with minimal costs or financing obtained only from dues or tuition fees, this kindergarten can carry out an effective financing management strategy so that the operations in the school can run smoothly until now and the funds are allocated for school operational needs, salaries of educators, and the development of facilities and curriculum.
Co-Authors Amalia, Alfi Dilla Ariska Salsabila Syafa Azrah Tri Novita Novita Syahfitri