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All Journal Jurnal Ilmiah Ekonomi Islam At-Tawassuth: Jurnal Ekonomi Islam YUME : Journal of Management Journal of Education, Humaniora and Social Sciences (JEHSS) Hikmah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Journal On Teacher Education (Jote) Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) JURNAL MANAJEMEN AKUNTANSI (JUMSI) Bhakti Nagori (Jurnal Pengabdian kepada Masyarakat) Journal of Management Analytical and Solution Mutiara: Multidiciplinary Scientifict Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam RESLAJ: Religion Education Social Laa Roiba Journal Journal Of Management Analytical and Solution (JoMAS) Journal of Ekonomics, Finance, and Management Studies

Amalia, Alfi

Universitas Muhammadiyah Sumatera Utara

Author-ID : 4088701

Religion Agriculture, Biological Sciences & Forestry Arts Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Materials Science & Nanotechnology Mathematics Mechanical Engineering Public Health Social Sciences Other

Published : 35 Documents Claim Missing Document

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Analysis and Comparison of Financial Technology Peer to Peer Lending Sharia and Conventional Alfi Amalia; Andri Soemitra
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 4, No 4 (2022): Journal of Education, Humaniora and Social Sciences (JEHSS), May
Publisher : Mahesa Research Center

Among the types of fintech that are growing rapidly in Indonesia at this time are peer-to-peer lending fintechs, technology-based money-borrowing fintechs through peer-to-peer lending services have advantages, namely simple requirements and a fast process compared to borrowing and borrowing. money to banking institutions. In addition to conventional peer to peer lending fintech services, there are also sharia peer to peer lending fintech services. This study aims to identify and analyze the differences between conventional peer to peer lending fintech and sharia peer to peer lending fintech and how to apply sharia principles in sharia peer to peer lending fintech. So that it can guarantee the Indonesian people, whose residents are generally Muslim, will the halal products offered. The differences between sharia peer to peer lending fintech and conventional peer to peer lending fintech include: First, from the regulatory aspect that governs it, Second, the existence of a Sharia Supervisory Board in sharia fintech, Third, in the working mechanism between conventional fintech and sharia fintech which makes the difference of course with the existence of sharia principles. And fourth, in practice, in sharia fintech generally the loans provided are productive and more varied. Meanwhile, in its application, sharia peer to peer lending fintech is in accordance with the Fatwa of the MUI National Sharia Council No. 117/DSN-MUI/II/2018. in the working mechanism between conventional fintech and sharia fintech, the difference is of course with the existence of sharia principles. And fourth, in practice, in sharia fintech generally the loans provided are productive and more varied. Meanwhile, in its application, sharia peer to peer lending fintech is in accordance with the Fatwa of the MUI National Sharia Council No. 117/DSN-MUI/II/2018. in the working mechanism between conventional fintech and sharia fintech, the difference is of course with the existence of sharia principles. And fourth, in practice, in sharia fintech generally the loans provided are productive and more varied. Meanwhile, in its application, sharia peer to peer lending fintech is in accordance with the Fatwa of the MUI National Sharia Council No. 117/DSN-MUI/II/2018.

PENGARUH PENDIDIKAN, PENGANGGURAN DAN KETIMPANGAN GENDER TERHADAP KEMISKINAN DI SUMATERA UTARA Alfi Amalia
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. II | No. 2 | 2017
Publisher : Universitas Islam Negeri Sumatera Utara

This study aims to be able to know the influence of education, unemployment, and gender inequality on poverty in the province of North Sumatra. The population mentioned is the population of 33 districts / cities in North Sumatra from 2010-2013. The data sources used in this research is secondary data in the form of a period (time series) in the period 2010-2013. The data obtained from various sources such as the Central Bureau of Statistics (BPS) of North Sumatra province, journals, and research results. In this research used a research method that is research library (Library Research) is used in this research through library materials such as books, literature, scientific writings, and reports relating to the topic under study. Data collection techniques used is to perform direct recording of data in the form of t ime series ie 2010-2013. Results showed that the F-statistic of 36.147 and the value of statistical probability .000000 it states that education, unemployment and gender inequality together affect the poverty in North Sumatra, while the remaining 36.14% is not described in this study. And education and gender inequality variables a significant and negative effect on poverty while unemployment variables significant and positive impact on poverty in North Sumatra.

Transaksi Valuta Asing (Sharf) dalam Perspektif Islam dan Aplikasinya dalam Bank Syariah Alfi Amalia; Saparuddin Siregar; Sugianto Sugianto
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4351

This study aims to determine the Islamic foreign exchange exchange system (Al-Sharf) in Islamic banks and the views of Islamic banks on foreign currency exchange contracts in accordance with the principles that apply in Islamic teachings (Sharia). This research is a type of descriptive qualitative research, which is to understand deeply about the problem under study by collecting related data and information. The results of this study indicate that; shows that the practice of buying and selling foreign currency (Al-Sharf) according to mu'amalah fiqh is permissible if it is carried out on the basis of willingness between the two parties and in cash (spot) and it is not permissible to add goods of the same kind (gold with gold or silver). with silver). The involvement of Islamic Banks in the application of foreign exchange trading applications, banks are essentially an Intermediary Institution between savers and investors, and Islamic banks are no exception. However, Islamic banks must comply with Sharia provisions based on the Qur'an and Sunnah.

Mudharabah dan Musyarakah Sebagai Persepsi Keuangan Ekuitas Mikro Pelaku Usaha UMKM Wanita Kota Medan yang Kurang Beruntung Alfi Amalia; Andrew Satria Lubis
Hikmah Vol. 19 No. 2 (2022): Juli-Dember 2022
Publisher : Sekolah Tinggi Agama Islam Sumatera Medan

This study aims to determine the perceptions of disadvantaged women in the city of Medan regarding Sharia rules (Islamic law) on micro-equity financing instruments, mudharabah and musyarakah. This research was conducted through a survey method on 330 questionnaires on members of Islamic microfinance institutions (IsMFI), namely, the BMT Ar-Ridhwan sharia cooperative. The data obtained were analyzed using a structural equation model. The study results reveal that female BMT Ar-Ridhwan borrowers consider the sharia rules of mudharabah and musyarakah to require high moral and ethical values and dynamic payment performance. They know several other basic provisions, such as liquidation of a business, transfer of shares, disclosure of information and termination of business. The overall findings of this study indicate that perceived Sharia rules are similar to those commonly used in general business partnerships between Muslims. It also shows that less fortunate entrepreneurs will accept rules that are easy to understand and benefit their interests. Furthermore, this indicates that the respondents' experience of microfinance and business operations does not significantly influence their perceptions of mudharabah and musyarakah instruments. The findings of this study can help IsMIF BMT Ar-Ridhwan take the initiative to offer mudharabah and musyarakah as micro-equity financing to economically disadvantaged women entrepreneurs.

FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN TAMU DALAM PEMILIHAN HOTEL SYARIAH PADA HOTEL NATAMA SYARIAH Reza Syahputra Ginting; Alfi Amalia
Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Vol. 4 No. 2 (2023): April 2023
Publisher : CERED Indonesia Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study uses a quantitative approach. The population is 2,123 customers or guests of the 2021 Natama Syariah hotel and the sample used is 95 respondents, namely customers or guests of the Padangsidempuan Natama Syariah hotel. The data source used in this study is primary data obtained by distributing questionnaires to respondents. Data analysis techniques in this study were data quality tests, classic assumption tests, multiple linear regression analysis and hypothesis testing which was carried out using SPSS version 25 software. The results of location research and the application of Islamic ethics influenced the choice of sharia hotels at Hotel Natama Syariah Padang Sidempuan . With good service quality, easy-to-reach and strategic location with city facilities, customers will increase at the hotel. Facilities and prices do not affect the selection of sharia hotels at Hotel Natama Syariah Padang Sidempuan. So that the price strategy in competition does not affect the selection of sharia hotels and good facilities do not necessarily attract interest in choosing these sharia hotels. The factors in choosing a sharia hotel (quality of service, facilities, location, price and application of Islamic ethics) have a joint effect on the choice of Hotel Natama Syariah Padang Sidempuan.

Pengaruh Penanganan Komplain terhadap Kepuasan Nasabah pada Baitulmaal Muamalat Medan Dinda Syafira; Alfi Amalia
Reslaj : Religion Education Social Laa Roiba Journal Vol 6 No 1 (2024): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i1.5116

This study aims to analyze the effect of complaint handling on customer satisfaction at Baitulmaal Muamalat Medan. Customer satisfaction is an important indicator in evaluating the quality of banking services and can affect customer loyalty and retention. Effective handling of customer complaints is a key factor in increasing customer satisfaction. This research uses a survey method by distributing questionnaires to Baitulmaal Muamalat Medan customers. The research sample consisted of 200 randomly selected customers. The collected data were analyzed using multiple linear regression techniques to test the relationship between complaint handling and customer satisfaction. In addition, descriptive statistical analysis was also carried out to analyze the characteristics of respondents. The results showed that complaint handling has a significant positive influence on customer satisfaction at Baitulmaal Muamalat Medan. This finding shows the importance of implementing effective complaint handling practices in Islamic financial institutions. Customers who are satisfied with the complaint handling provided have a tendency to remain loyal customers.

Pengaruh Pengembangan Karier Terhadap Produktivitas Karyawan Pada PT. Bank Syariah Indonesia Cabang Kenopan Isra Mira Norizka; Alfi Amalia
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 4 (2023)
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i4.4727

Human resources are the main factor in driving a company. The success and failure of a company in achieving its goals is determined by its human resources. The company's efforts to achieve its goals do not always run smoothly. Companies are required to develop their human resources so that they can compete amidst the changing times today. This study uses a quantitative method, where this study uses a questionnaire as a data collection tool which is distributed directly to employees of PT Bank Syariah Indonesia, and data analysis techniques use SPSS. The variable used in this study is the independent variable (Career Development) while the dependent variable (Employee Productivity). The number of samples in the results of this study shows that career development has an effect on employee productivity. It is shown that there is an influence between the career development variable (X) on employee work productivity (Y) which is indicated by the tcount value which is greater than ttable, namely the tcount value of 6.738 >ttable 2.160 so that it can be concluded that the career development variable (X) has a positive effect on employee work productivity (Y). The results of the independent variable analysis also show that the independent variable on the dependent variable shows an r square value of 0.777. This means that the independent variable, namely career development (X), has a joint contribution of 77.7% to the dependent variable (Y), namely employee productivity.

Peran Perbankan Syariah dalam Meningkatkan Literasi Keuangan di Taman Kanak Kanak Malaysia Katherine Helen Aurora; Alfi Amalia
Mutiara: Multidiciplinary Scientifict Journal Vol. 1 No. 9 (2023): Mutiara: Multidiciplinary Scientifict Journal
Publisher : Al Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/mutiara.v1i9.82

Penelitian ini bertujuan untuk menganalisis peran perbankan syariah dalam meningkatkan literasi keuangan di taman kanak kanak Malaysia. Metode yang digunakan adalah metode kualitatif, dengan pengumpulan data melalui observasi secara langsung. Hasil penelitian menunjukkan bahwa perbankan syariah memiliki peran penting dalam meningkatkan literasi keuangan di kalangan anak anak usia dini. Melalui program edukasi dan pelatihan yang diselenggarakan oleh mahasiswa program studi perbankan syariah, anak anak di perkenalkan dengan konsep dasar keuangan seperti tabungan, pengeluaran dan investasi dalam skala yang sesuai dengan pemahaman mereka. Penelitian ini berkontribusi dalam pemahaman pentingnya pendidikanb keuangan sejak dini dalam mengembangkan kemampuan literasi keuangan di kalangan anak anak.

Analisis Peran Pelatihan dan Pengembangan Sumber Daya Manusia Untuk Meningkatkan Kinerja Pegawai di Tadika Al Fikh orchard Hq Habib Muhammad Rizq; Alfi Amalia
YUME : Journal of Management Vol 6, No 2 (2023)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v6i2.5837

Pengembangan dan pelatihan sumber daya manusia sangat penting dilakukan untuk meningkatkan kinerja serta menjadi suatu kebutuhan yang penting bagi perusahaan atau instansi, sehingga setiap perusahaan akan berupaya membantu stafnya dalam melakukan hal tersebut. Tujuan penelitian ini adalah untuk menganalisis mengenai kebutuhan pengembangan dan pelatihan, menjelaskan teknik pengembangan dan pelatihan, menjelaskan manfaat pengembangan dan pelatihan sumber daya manusia di Tadika Al Fikh Orcard HQ, Bandar Parkland, Selangor. Jenis penelitian yang digunakan dalam penelitian ini adalah deskriptif, dengan pendekatan kualitatif. Penelitian ini merupakan kombinasi dari penelitian lapangan dan kepustakaan, peneliti mengumpulkan data dengan melakukan wawancara dan observasi. Penelitian ini menggunakan model Miles and Huberman. Hasil penelitian menunjukkan bahwa pelatihan dan pengembangan sumber daya manusia di Tadika Al Fikh Orchard HQ dilaksanakan berdasarkan analisis kebutuhan individu pegawai. Pelatihan bertujuan untuk meningkatkan keterampilan yang ada, sedangkan pengembangan bertujuan untuk bersiap menghadapi peran yang lebih besar di kemudian hari.

Peran Keuangan Syariah dalam Mendorong Pengembangan Tadika Al-Fikh Orchard Kuala Lumpur Juwita Putri Nabilah; Alfi Amalia
Mutiara: Multidiciplinary Scientifict Journal Vol. 1 No. 10 (2023): Mutiara: Multidiciplinary Scientifict Journal
Publisher : Al Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/mutiara.v1i10.91

Keuangan syariah berperan penting dalam pendidikan, dalam konteks global yang semakin terhubung tentang ekonomi syariah. Hal ini banyak di tunjukan bahwa lembaga keuangan yang berbasis syariah sangat berpengaruh dalam tingkat pendidikan islam di Tadika AL-Fikh orchard kuala lumpur. Dimana penelitian ini bertujuan untuk mengetahui peran keuangan syariah yang dapat mendorong pengembangan Tadika AL-Fikh Orchard Kuala Lumpur. Dalam penelitian ini saya ingin membuka seberapa pentingnya peran keuangan syariah dalam mengembangkan pendidikan Tadika untuk anak-anak usia dini yang mampu memberikan pengajaran yang sesuai dalam pembekalan akidah akhlak, dan memberikan wawasan tentang pemahaman komperhesif tentang literasi keuangan keislaman serta memberikan dorongan motivasi dan memberi pemahaman tentang pentingnya peran keuangan sekolah dengan menggunakan prinsip syariah.yang dimana bentuk kebijakannya disesuaikan dengan kerjasama sekolah dengan lembaga keuangan baik BTM, BMT maupun bank umum (bank syariah dan bank konvensional). Para peserta yang bersangkutan juga bisa menyampaikan ide dan pandangannya yang dimulai dengan melakukan Langkah-langkah pemberian materi dan praktik mengenai apa saja peran keuangan syariah dengan indikator peningkatan pemahaman, mempraktikkan, dan mempresentasikan dengan tingkat keberhasilan.

Co-Authors Andi Perkasa Tarigan Andrew Satria Lubis Andri Soemitra Anisah Siregar Asminah Burhanuddin Al-Butary Dinda Syafira Habib Muhammad Rizq Indira Rahayu Isra Mira Norizka Juwita Putri Nabilah Kahairul Anwar Lubis Katherine Helen Aurora Lubis, Andrew Satria M. Halim Lukman Rasyid Raisya Afifah Zahra Reza Syahputra Ginting Rialdha Ismadillah Saparuddin Siregar Sinanti Roilan Suci Puspita Sari Sugianto Sugianto Sulistia Ningrum Tri Novita Syahfitri Wanda Febrianti

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