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All Journal Jurnal Pendidikan Ekonomi & Bisnis Jurnal Manajemen dan Usahawan Indonesia
Amidjono, Dwi Sulistyorini
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Humanities Economics, Econometrics & Finance Education Social Sciences

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Self Efficacy dan Financial Behavior Wirausaha Muda Jawa Timur di masa Pandemi Covid-19 Amidjono, Dwi Sulistyorini
Jurnal Manajemen dan Usahawan Indonesia Vol. 44, No. 2
Publisher : UI Scholars Hub

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Abstract

This study investigated self-efficacy and financial behavior of young entrepreneurs in East Java during the Covid-19 pandemic. Research respondents came from 5,161 young entrepreneurs in East Java with an age range of 18-34 years who took part in Financial Life Skills (FLS) Online Train- ing during June 2020 to April 2021. Data were collected using a questionnaire developed by the YouthWin Through Economic Participation (YEP) project funded by USAID1. The results showed that young entrepreneurs participating in FLS training had slightly higher self-efficacy in financial skills compare to self-efficacy in soft skills, and high financial inclusion behavior with insufficient financial literacy. The findings also revealed a positive, strong, and significant correlation between self-effi- cacy in soft skills and self-efficacy in financial skills; as well as a positive, moderate, and significant corralation between self-efficacy in soft skills and financial behavior related to the attitude towards the importance of understanding financial literacy. To support Indonesian young entrepreneurs, make better, optimal business and financial decisions, they need to be equipped with various self-capacity development programs that combine soft skills with financial skills.
The Readiness of Indonesian Youths Towards the Era of Digital Economy and Business Amidjono, Dwi Sulistyorini; Husodo, Zaäfri A; Muchtar, Asiah
Jurnal Pendidikan Ekonomi Dan Bisnis (JPEB) Vol. 10 No. 2 (2022): Jurnal Pendidikan Ekonomi & Bisnis (DOAJ & SINTA 2 Indexed)
Publisher : Faculty of Economics, Universitas Negeri Indonesia,Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPEB.010.2.6

Abstract

The world is moving towards the digital economy and business era. Making Indonesia 4.0 was launched to prepare Indonesia ready to face the waves of change towards the Industrial 4.0 era and to be able to increase its competitiveness in the global arena. This study will share new insights into the level of readiness of the Indonesian youth to face the impact of digitalization. This study involved 8,347 youths aged 18-34 in Java who took online Financial Life Skills (FLS) training from June 2020 to April 2021. Cross-sectional data were collected through questionnaires and analyzed using an exploratory method. This study concluded that the readiness of Indonesian youth toward the digital economy and business era was still in the "developing readiness" stage and had not been supported by adequate financial literacy and digital skills. The higher readiness scores came from the youth group having a job, previous work experience, or having participated in financial literacy or soft skills training. To be better prepared to face the rapid change of the Industrial Revolution, youth need to be equipped with future skills development programs that will improve their digital skill, financial literacy, and soft skills required to complete future jobs.
Co-Authors Husodo, Zaäfri A Muchtar, Asiah