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All Journal Jurnal Pendidikan Ekonomi & Bisnis
Muchtar, Asiah
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Economics, Econometrics & Finance Education

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The Readiness of Indonesian Youths Towards the Era of Digital Economy and Business Amidjono, Dwi Sulistyorini; Husodo, Zaäfri A; Muchtar, Asiah
Jurnal Pendidikan Ekonomi Dan Bisnis (JPEB) Vol. 10 No. 2 (2022): Jurnal Pendidikan Ekonomi & Bisnis (DOAJ & SINTA 2 Indexed)
Publisher : Faculty of Economics, Universitas Negeri Indonesia,Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPEB.010.2.6

Abstract

The world is moving towards the digital economy and business era. Making Indonesia 4.0 was launched to prepare Indonesia ready to face the waves of change towards the Industrial 4.0 era and to be able to increase its competitiveness in the global arena. This study will share new insights into the level of readiness of the Indonesian youth to face the impact of digitalization. This study involved 8,347 youths aged 18-34 in Java who took online Financial Life Skills (FLS) training from June 2020 to April 2021. Cross-sectional data were collected through questionnaires and analyzed using an exploratory method. This study concluded that the readiness of Indonesian youth toward the digital economy and business era was still in the "developing readiness" stage and had not been supported by adequate financial literacy and digital skills. The higher readiness scores came from the youth group having a job, previous work experience, or having participated in financial literacy or soft skills training. To be better prepared to face the rapid change of the Industrial Revolution, youth need to be equipped with future skills development programs that will improve their digital skill, financial literacy, and soft skills required to complete future jobs.
Financial Literacy, Educational Background, and Materialistic Among Gen Z in Indonesia Dewi, Sinta; Muchtar, Asiah
Jurnal Pendidikan Ekonomi Dan Bisnis (JPEB) Vol. 11 No. 01 (2023): Jurnal Pendidikan Ekonomi & Bisnis (DOAJ & SINTA 2 Indexed)
Publisher : Faculty of Economics, Universitas Negeri Indonesia,Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPEB.011.1.8

Abstract

This study aims to determine the influence of financial literacy, gender, and educational background on the materialism of Generation Z Indonesians in 2022. Data were gathered by surveying 592 respondents and analysed with the Ordinary Least Squares (OLS) method, resulting in three main findings. First, the influence of financial literacy is proven to reduce materialism significantly. Second, there is no difference between males and females in the materialism they believe in. Third, there is an influence of educational background on materialism. This study also finds that students with an economic and business education background are more materialistic than non-economic and business students. Furthermore, the findings of this study indicate that knowledge of financial concepts, products, and services is not enough to reduce materialism. Therefore, interventions are needed to encourage the financial attitude or individual perception of long-term finances, which is essential for achieving financial resilience and financial well-being, especially for Generation Z Indonesians.
Co-Authors Amidjono, Dwi Sulistyorini Husodo, Zaäfri A Sinta Dewi