Article Per Year (5 Year)
p-Index From 2020 - 2025
0.751
P-Index
This Author published in this journals
All Journal SINTESA Jurnal Ekonomi, Manajemen, Akuntansi
Shofia Annisa Ratnasari
universitas sebelas april sumedang
Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
THE INFLUENCE OF TOTAL FINANCING, FINANCING RETURN PERIOD AND COLLATERAL VALUE ON THE SMOOTHNESS OF MURABAHAH FINANCING RETURNS (Empirical Study at KSPPS BMT Al-Kautsar Darmaraja Period 2019-2021) Muhammad Azhar Fauzan; Shofia Annisa Ratnasari
SINTESA Vol. 14 No. 2 (2023): Sintesa
Publisher : SINTESA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Smooth return of murabahah financing is based on the smoothness or failure of the debtor in paying the loan principal according to a predetermined time. This study aims to determine the effect of the amount of financing, the period of financing repayment and the guarantee value on the smooth return of murabahah financing (an empirical study at KSPPS BMT Al-Kautsar Darmaraja for the 2019-2021 period). The research method used is a quantitative method. The data used is in the form of secondary data, namely the financing report on KSPPS BMT Al-Kautsar Darmaraja for the 2019-2021 period. Sampling using purposive sampling technique as much as 70 data. Data were analyzed using multiple linear regression analysis on IBM SPSS Statistics 27.0 software. The results of the study show that the amount of financing, the period of repayment of financing and the value of the guarantee partially have no positive and significant effect on the smooth return of murabahah financing at KSPPS BMT Al-Kautsar Darmaraja for the 2019-2021 period, the amount of financing, the period of repayment of financing, and the total collateral value simultaneously has a positive and significant effect on the smooth return of murabahah financing at KSPPS BMT Al-Kautsar Darmaraja for the 2019-2021 period.
The Effect of Temporary Syirkah Funds and Other Comprehensive Income on the Capital Performance of Bank Syariah Indonesia Periode 2019-2021 Shofia Annisa Ratnasari; Nining Kurniasih; Yuyun Yuningsih
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 3: Maret 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i3.3540

Abstract

Working capital can be interpreted as funds that must be available to finance the company's daily operations. This study aims to examine the effect of temporary syirkah funds and other comprehensive income on capital performance in Islamic Banks in Indonesia during the 2019-2021 period. The method used in this study is a quantitative method using secondary data from monthly financial reports and obtaining as many as 36 samples. The data analysis method used is descriptive statistical testing, classical assumption testing, and multiple analysis testing with the help of the SPSS 29 program. The results of this study show; (1) temporary syirkah funds partially have a significant effect on capital performance at PT Bank Syariah Indonesia for the 2019-2021 period; (2) other comprehensive income partially have a significant effect on capital performance at PT Bank Syariah Indonesia for the 2019-2021 period; and (3) temporary syirkah funds and other comprehensive income simultaneously have a significant effect on capital performance.
Co-Authors Muhammad Azhar Fauzan Nining Kurniasih Yuyun Yuningsih