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Pelaksanaan Eksekusi Hak Tanggungan Akibat Wanprestasi Dalam Perjanjian Kredit di Bank BRI (Studi Putusan Nomor 1/Pdt.GS/2023/PN BAN) Laily Maghfiroh; Nawalia Azahra; Syifadilla Subagyo Putri; Muhammad Dewanto Adi Saputra; Muhammad Rahmadzani Hidayat; Dwi Aryanti Ramadhani
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 1, No 5 (2023): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10362467

Abstract

The aim of this research is to analyze and understand the elements of default in credit agreements at Bank BRI and the execution of mortgage rights due to default in credit agreements at Bank BRI. The research uses a normative juridical approach and a qualitative research method based on previous journals and prevailing regulations in Indonesia. Default occurred because the debtor did not pay installments on time and showed no intention to settle the debt. The execution of mortgage rights is divided into six types, including claiming, direct private sale, private auction by the creditor, auction through an auction office without court involvement, court fiat execution, and ordinary civil lawsuit through the court. Decision number 1/Pdt.GS/2023/PN Ban executed the auction through a civil lawsuit.
Analisis Yuridis Keterbatasan Penegakan Hukum Terhadap Kejahatan Perdagangan Manusia Transnasional (Studi Kasus Human Traffic di Kamboja) Lazarus L; Muhammad Rahmadzani Hidayat; Qurrotul Aini; Raisya Syafira Zahra
Media Hukum Indonesia (MHI) Vol 4, No 1 (2026): March
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17877461

Abstract

This study conducts a juridical analysis of the limitations in law enforcement against transnational human trafficking (TPPO), focusing on the case study of Indonesian citizens (WNI) exploited in Cambodia through online fraud schemes (scam compounds). Although both Indonesia and Cambodia are bound by international (UNTOC, Palermo Protocol) and regional (ACTIP, MLAT) legal instruments, the effectiveness of cross-border cooperation remains far from optimal. The research identifies major obstacles stemming from inconsistencies in the legal definitions of TPPO and standards of proof, weak mechanisms for extradition and Mutual Legal Assistance (MLA), and inadequate information exchange. Specifically in Cambodia, enforcement is hampered by the inconsistent application of the 2008 TSE Law, insufficient victim protection, and high levels of structural corruption. Using a normative juridical approach, this study concludes that human trafficking, as an extraordinary crime, cannot be addressed unilaterally. It requires strengthened and integrated international cooperation including the optimization of MLA, extradition, the formation of Joint Investigation Teams (JITs), and the harmonization of regulations at the ASEAN level to close legal loopholes and enhance the justice response. Recommendations include improving the capacity of investigators, standardizing TPPO definitions, and establishing comprehensive victim protection mechanisms.