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All Journal International Journal of Evaluation and Research in Education (IJERE) International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET)
Nur Yuhainis Ab Wahab
Universiti Utara Malaysia
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education

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Relationship between parental income and financial literacy level among students Nur Yuhainis Ab Wahab; Crister Kujat; Norlaile Salleh Hudin
International Journal of Evaluation and Research in Education (IJERE) Vol 13, No 3: June 2024
Publisher : Institute of Advanced Engineering and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11591/ijere.v13i3.27159

Abstract

Financial literacy has become an important element in improving the quality of individual, familial, societal, and national well-being. This study aims to find the relationship between parental income and financial literacy level among students at Universiti Pendidikan Sultan Idris. The research employed a quantitative method using a closed-ended questionnaire to collect the data for the analysis. The research sample was selected using a stratified sampling technique and simple random sampling that consists of 366 undergraduate education students. The result indicates that parental income has a weak and significant positive relationship with financial literacy levels among students. Based on the regression analysis, the father’s income explains about 2.76% of the variance in financial literacy, while the mother’s income explains 10.8% of the variance in financial literacy. The results of this study show that parental income has a relationship with student’s financial literacy level. This finding of this study will help to understand more about the factor that can affect financial literacy.
THE STRATEGIC ROLE OF ORGANIZATIONAL LEARNING IN LINKING INTERNAL CAPABILITIES AND FIRM PERFORMANCE AMONG INDONESIAN SMES Ahmad Reza Hariyadi; Rawiyah Abd Hamid; Nur Yuhainis Ab Wahab
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 4 (2026): MARCH
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.19080764

Abstract

Small and Medium Enterprises (SMEs) play a strategic role in Indonesia’s economic development, yet many face persistent challenges in transforming internal resources into sustainable firm performance. This study aims to examine the strategic role of organizational learning in linking internal capabilities and firm performance among Indonesian SMEs. Using a qualitative research design, this study adopts a library research approach combined with content analysis to synthesize recent scholarly literature on organizational learning, internal capabilities, and SME performance. The analysis focuses on key dimensions of internal capabilities, including managerial competence, innovation capability, operational flexibility, and knowledge management, and how these capabilities are strengthened through organizational learning processes such as knowledge acquisition, knowledge sharing, experimentation, and continuous improvement. The findings indicate that organizational learning plays a mediating and strategic role in transforming internal capabilities into improved firm performance. SMEs that foster a strong learning culture demonstrate higher levels of innovation, adaptability, and productivity in dynamic business environments. The study contributes to the strategic management and SME literature by highlighting organizational learning as a critical mechanism for enhancing resource utilization and long-term competitiveness. Practically, the findings provide insights for SME managers and policymakers to design capacity-building programs and knowledge-based development strategies that support sustainable SME growth in emerging economies
Co-Authors Ahmad Reza Hariyadi Crister Kujat Norlaile Salleh Hudin Rawiyah Abd Hamid