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All Journal Jurnal Pembangunan dan Alam Lestari JPNM : Jurnal Pustaka Nusantara Multidisiplin
Ajeng Kartika Galuh
Fakultas Ekonomi Dan Bisnis Universitas Brawijaya
Religion Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Intention Model of Waste Management Education Concept based on Green Campus in Brawijaya University Sri Muljaningsih; Ajeng Kartika Galuh
Indonesian Journal of Environment and Sustainable Development Vol 9, No 2 (2018)
Publisher : Graduate Program

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1318.63 KB) | DOI: 10.21776/ub.jpal.2018.009.02.10

Abstract

This research was aimed to analyze the behaviors of Brawijaya University’s stakeholders through the intention in managing waste. Considering that campus is a place of education, the analysis of the intention associated with the educational theory in cognitive, affective and psychomotor domains. Thus, this research implementation was supported by intention model. The objects of this research were the stakeholders of Brawijaya University consisting of students, lecturers, and staffs. This research was done using survey method with a total of 120 respondents. The analysis was conducted using a path analysis method with trimming. Given that the number of variables used was quite a lot, the data were first analyzed using a factor analysis method and then followed with a path analysis method. The results of the path analysis on Model 1 showed that the significant variables to the intention of managing waste were cognitive and behavioral control variables. The indicators of cognitive variable as knowing the types of waste and the economic benefits of waste. As for Model 2, the intention of managing waste significantly influenced the realization of the green campus  varibles. The indicators of managing waste intention as intention to help manage waste in Brawijaya University, and then the indicators of green campus varible as the emerge of wise thoughts.  As the suggestion, rules or policies on waste management are highly required to be established in Brawijaya University so that the stakeholders are willing to manage and process waste.Keywords: Affective and psychomotor domains, Brawijaya University’s stakeholders, Cognitive, Green campus, Waste management intention model
Pengaruh Tingkat Suku Bunga, CAR, LDR, dan BOPO terhadap Kredit Bermasalah pada Bank dengan Aset Terbesar di Indonesia (2015–2024) Febriani Puspita Mawarni; Ajeng Kartika Galuh
JPNM Jurnal Pustaka Nusantara Multidisiplin Vol. 4 No. 2 (2026): May : Jurnal Pustaka Nusantara Multidisiplin (ACCEPTED)
Publisher : SM Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59945/jpnm.v4i2.1230

Abstract

Penelitian ini menganalisis pengaruh tingkat suku bunga, Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), dan Biaya Operasional terhadap Pendapatan Operasional (BOPO) terhadap Non Performing Loan (NPL) pada enam bank dengan aset terbesar di Indonesia selama periode 2015 hingga 2024. Dengan pendekatan kuantitatif dan data panel kuartalan, penelitian ini menggunakan regresi data panel dan menetapkan Common Effect Model (CEM) sebagai model yang paling sesuai. Hasil penelitian menunjukkan bahwa keempat variabel secara simultan berpengaruh signifikan terhadap NPL. Secara parsial, tingkat suku bunga berpengaruh negatif dan signifikan terhadap NPL, CAR berpengaruh positif dan signifikan, LDR tidak berpengaruh signifikan, sedangkan BOPO berpengaruh positif dan signifikan. Temuan ini menunjukkan bahwa risiko kredit pada bank besar lebih sensitif terhadap efisiensi operasional dan perilaku permodalan dibandingkan intensitas intermediasi semata. Pengaruh negatif suku bunga mengindikasikan adanya pengetatan kehati hatian kredit saat biaya dana meningkat, sedangkan pengaruh positif CAR menunjukkan bahwa modal yang lebih kuat dapat disertai perilaku pengambilan risiko yang lebih agresif. Hasil penelitian ini diharapkan menjadi pertimbangan bagi manajemen bank dan regulator dalam memperkuat pengawasan kualitas kredit, efisiensi operasional, dan pengelolaan modal yang prudent.
Co-Authors Febriani Puspita Mawarni Sri Muljaningsih