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All Journal El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Siska Putri Utami
Universitas Muhammadiyah Sidoarjo
Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Efektivitas Tingkat Literasi Keuangan, Kepercayaan dan Kualitas Pelayanan terhadap Minat Menabung di Bank Syariah Sriyono; Siska Putri Utami; Tiara Nur Mediana Faradilah; Safira Ariskiya; Sofiyatus Zahro
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.1645

Abstract

Due to a lack of knowledge and exposure to sharia banks, people tend to think that saving at conventional banks and sharia banks is the same. The decline in people's interest in saving in sharia banking is also influenced by the increasingly widespread use of conventional banking compared to sharia banking. Financial literacy does not have a significant effect on interest in saving at Islamic banks. Trust has a positive and significant effect on interest in saving in Islamic banks. The influence of service quality on the research results shows that the service quality variable has a significant influence on people's interest in saving at Sharia Banks. Financial literacy does not have a significant effect on interest in saving at Sharia Banks. Trust has a positive impact on interest in saving at Sharia Banks. The quality of this service has a big influence on people's interest in saving at Sharia Banks
Efektivitas Tingkat Literasi Keuangan, Kepercayaan dan Kualitas Pelayanan terhadap Minat Menabung di Bank Syariah Sriyono; Siska Putri Utami; Tiara Nur Mediana Faradilah; Safira Ariskiya; Sofiyatus Zahro
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.1645

Abstract

Due to a lack of knowledge and exposure to sharia banks, people tend to think that saving at conventional banks and sharia banks is the same. The decline in people's interest in saving in sharia banking is also influenced by the increasingly widespread use of conventional banking compared to sharia banking. Financial literacy does not have a significant effect on interest in saving at Islamic banks. Trust has a positive and significant effect on interest in saving in Islamic banks. The influence of service quality on the research results shows that the service quality variable has a significant influence on people's interest in saving at Sharia Banks. Financial literacy does not have a significant effect on interest in saving at Sharia Banks. Trust has a positive impact on interest in saving at Sharia Banks. The quality of this service has a big influence on people's interest in saving at Sharia Banks
Co-Authors Safira Ariskiya Sofiyatus Zahro Sriyono Tiara Nur Mediana Faradilah