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GO TO SCHOOL WITH TRANS KOETARADJA? BARRIES TO USING PUBLIC BUSSES AMONG STUDENTS Muazziss Najmi; Kamarullah Kamarullah; Naufal Afif; Phisca Aditya Rosyady
Jurnal Review Pendidikan dan Pengajaran Vol. 7 No. 2 (2024): Volume 7 No. 2 Tahun 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v7i2.26467

Abstract

Traveling to school can contribute significantly to the physical activity of school students. However, in Indonesia, as in other countries, many school students are driven by their parents when they want to gain access to education at school. In this study, researchers highlight the obstacles to using the Bus Trans Koetaradja (BTK) in Banda Aceh, Indonesia, a city with chaotic parking and traffic jams, especially during working and school hours. The data were obtained and categorized based on the barriers through forum group discussions involving 86 junior and senior high school students. The findings show that distance to school, parental involvement, the influence of building structures, ignorance of information, convenience, and social perceptions are significant barriers to using BTK to or from school. These barriers can be a reference for the further development of BTK services for the wider community, especially among students. Not only does it applicable in Aceh Province, but other regions can also consider the improvement
THE INFLUENCE OF FINANCIAL LITERACY, OVERCONFIDENCE, RISK TOLERANCE, AND RISK PERCEPTION ON INVESTMENT DECISIONS IN THE CAPITAL MARKET Indah Nur Kusuma Ningrum; Nur Hidayah; Naufal Afif
ACCRUALS (Accounting Research Journal of Sutaatmadja) Vol 8 No 02 (2024): Accruals Edisi September 2024
Publisher : Sekolah Tinggi Ilmu Ekonomi Sutaatmadja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35310/accruals.v8i02.1054

Abstract

An investment decision is a step taken to place capital in certain assets that generate profits in the future. This study aims to test and analyze financial literacy, overconfidence, risk tolerance, and risk perception that affect investment decisions in the capital market tested by generation Z in Magelang City. The data in this study were obtained from distributing questionnaires. The sampling technique in this study used purposive sampling consisting of 105 z generations in Magelang City. The analysis used is descriptive statistical test, the data quality test used is validity test and reliability test, model test and hypothesis test using multiple linear regression analysis The results showed that: (1) financial literacy and risk perception had a positive and significant effect on investment decisions, (2) overconfidence and risk tolerance had no effect on investment decisions by 37.3%, the remaining 62.7% were then explained by other factors outside the variables that had not been studied and were beyond the scope of this survey model