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All Journal JURNAL LENTERA BISNIS AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Jurnal Kewirausahaan Bukit Pengharapan Jurnal Pengabdian Bukit Pengharapan Jurnal Intelek Dan Cendikiawan Nusantara
Clarrissa Winata
Politeknik Unggulan Cipta Mandiri
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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PENGARUH KEPEMIMPINAN DAN MOTIVASI TERHADAP KINERJA AGEN ASURANSI (STUDI PADA PT PANIN DAI-ICHI LIFE – SUKSES AGENCY) Sitompul, Pretty Naomi; Winata, Clarrissa; Sihite, Lestari; Ariadi, Eric
Jurnal Kewirausahaan Bukit Pengharapan Vol. 3 No. 2 (2023): Periode November
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/juwira.v3i2.244

Abstract

This research is formulated whether or not there was a significant influence among leadership and motivation toward insurance agent performance at Panin Dai-Ichi Life-Sukses Agency. This research is aimed at figuring out the influence among leadership and motivation toward Insurance Agent performance at Panin Dai-Ichi Life-Sukses Agency. This research was such an quantitative descriptive research. The variables of this research were leadership, motivation, and Insurance Agent. The Population and samples of this research were all the Agent of Panin Dai-Ichi Life-Sukses Agency. Primary data was used as souce of data of this research. The researcher used quesionaires technique to collect the data. To analyze the data, the researcher used the quantitative analysis. The analysis technique used in this research is multiple linear regression analysis. Form the test results of the determination coefficient, the results of R square were 0,713 or 71,3%, which means that influence of the leadership and motivation is influenced by insurance agent performance The results showed that the effect of leadership and work motivation on Insurance Agent performance at Panin Dai-Ichi Life - Sukses Agency.
PENDAMPINGAN PENYUSUNAN BUSINESS PLAN BAGI PELAKU UMKM DI KELURAHAN DURIAN KECAMATAN MEDAN TIMUR Winata, Clarrissa; Sitompul, Pretty Naomi; Salim, Denny
Jurnal Pengabdian Bukit Pengharapan Vol. 3 No. 2 (2023)
Publisher : LPPM Institut Teknologi dan Bisnis Kristen Bukit Pengarapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/jurdian.v4i1.197

Abstract

Bisnis di Indonesia sudah sangat banyak, dari perusahaan mikro sampai perusahaan besar sehingga persaingan bisnis semakin kompleks. Persaingan dalam menjual produk maupun jasa semakin banyak, sehingga banyak para pengusaha menawarkan produk maupun jasanya dengan berbagai macam cara agar konsumen tertarik untuk membeli produk atau jasa yang dijual, untuk itu sangatlah penting membuat perencanaan bisnis. Perencanaan bisnis merupakan pedoman untuk mempertajam rencana-rencana yang diharapkan, dan cara mencapai sasaran yang ingin dicapai. Pendampingan Penyusunan Business Plan Bagi Pelaku UMKM di Kelurahan Durian Kecamatan Medan Timur dilakukan karena masih banyak pelaku UMKM yang belum mengerti dan memahami tentang bagaimana penyusunan perencanaan bisnis yang baik untuk mengembangkan usahanya.
PELATIHAN PERENCANAAN KEUANGAN BAGI SISWA SMA DI SEKOLAH GAJAH MADA MEDAN Khairani, Khairani; Sitompul, Pretty Naomi; Salim, Denny; Winata, Clarrissa; Wijaya, Selvia Fransiska
Jurnal Pengabdian Bukit Pengharapan Vol. 4 No. 2 (2024): Spesial Issue
Publisher : LPPM Institut Teknologi dan Bisnis Kristen Bukit Pengarapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/jurdian.v5i1.620

Abstract

The Community Service Program (PKM) titled "Financial Planning Training for Students at Gajah Mada High School Medan" aims to enhance financial literacy among high school students through lectures, interactive discussions, and practical simulations. This program successfully improved students' understanding of basic financial planning concepts, such as budgeting, the importance of saving, and wise expenditure management. However, some students still faced challenges in distinguishing between needs and wants and allocating budgets effectively. Parental involvement was also identified as a critical factor in fostering good financial habits among students. Overall, this program made a positive contribution to increasing students' financial literacy and instilling financial management skills beneficial for their future. Recommendations include conducting follow-up training sessions and enhancing sustained parental involvement.
KORELASI ANTAR VARIABLE MONETER DAN FISKAL YANG MEMPENGARUHI JUMLAH KREDIT PERBANKAN DI INDONESIA Khairani Khairani; Clarrissa Winata
JURNAL LENTERA BISNIS Vol. 14 No. 1 (2025): JURNAL LENTERA BISNIS, JANUARI 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v14i1.1485

Abstract

This study aims to analyze the determinants of the amount of credit successfully distributed by banks and analyze the correlation between variables. The type of data used is secondary data collected using the documentation method. Data sourced from the Central Statistics Agency and the Financial Services Authority using monthly data from 2019-2024. The data analysis technique used is SEM PLS with the help of SmartPLS 3.8 software. All model criteria have been met in terms of Q square and GoF. The results of the BI rate hypothesis test have a positive and significant effect on banking ROA in Indonesia, while inflation and banking NPL show a significant negative effect on banking ROA, on the other hand there is not enough evidence that banking DPK has a significant effect on banking ROA. The results of the hypothesis test also show that banking DPK and banking ROA have a significant positive effect on the amount of investment credit and the amount of working capital credit in banking in Indonesia. Meanwhile, the results of the test for banking NPL in Indonesia show a significant positive effect on the amount of banking working capital credit, but do not have a significant effect on the amount of banking investment credit. The results of the Gross Domestic Product hypothesis test have a significant positive effect on banking DPK, while the Consumer Price Index shows no significant effect on DPK collected by banks in Indonesia.
PENGELOLAAN MANAJEMEN KEUANGAN YANG PROFESIONAL DALAM PENGEMBANGAN BISNIS PADA ERA DIGITALISASI DI KELURAHAN DURIAN, KECAMATAN MEDAN TIMUR Winata, Clarrissa; Salim, Denny; Sitompul, Pretty Naomi; Khairani, Khairani
Jurnal Pengabdian Bukit Pengharapan Vol. 4 No. 1 (2024)
Publisher : LPPM Institut Teknologi dan Bisnis Kristen Bukit Pengarapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/jurdian.v4i2.431

Abstract

The purpose of this community service activity (PkM) is to provide knowledge and information on how to manage finances effectively so that it can be applied in the businesses of the community in Kelurahan Durian, Medan Timur District. The business owners in Kelurahan Durian, Medan Timur District can understand and comprehend how to manage financial management properly. Furthermore, the business owners in Kelurahan Durian, Medan Timur District will be able to learn about how to manage finances in business effectively in the era of digitalization. Overall, the PkM activities received a positive and enthusiastic response from the residents. Continued assistance will be provided to the business owners in Kelurahan Durian, Medan Timur District to enhance their skills and understanding of financial management in business during the digitalization era.
Pengaruh Kualitas Produk, Harga dan Kualitas Pelayanan terhadap Keputusan Pembelian Kerupuk PF di CV. Putera Fajar Medan Winata, Clarrissa
AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Vol. 4 No. 2 (2024): AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmeb.v4i2.817

Abstract

The purpose of this study is to find out and analyze the Effect of Product Quality, Price and Service Quality on the Decision to Purchase Pf Crackers in CV. Putera Fajar Medan. The type of research used in this study is associative research. The sampling technique uses a saturated sampling method, with a sample count of 85 stores. The data analysis method used is multiple linear regression analysis. Based on the test results in the study, it shows that initially the variables of product quality, price and service quality affect the decision to buy PF crackers in CV. Putera Fajar Medan. Simultaneously, the variables of product quality, price and service quality affect the purchase decision of PF crackers in CV. Putera Fajar Medan. The value of the coefficient of determination (Adjust R Square) is 0.137 or 13.7 which means the decision to buy PF crackers on the CV. Putera Fajar Medan was influenced by product quality, price and service quality by 13.7% and the remaining 86.3% was influenced by other factors that were not studied in this study.
PENGARUH DISIPLIN KERJA DAN MOTIVASI KERJA TERHADAP KINERJA KARYAWAN PADA PT WIDYA TECHNO ABADI Clarrissa Winata
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 1 No. 1 (2024): FEBRUARI - MARET 2024
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Rumusan masalah pada penelitian ini adalah adakah pengaruh disiplin kerja dan motivasi kerja terhadap kinerja karyawan pada PT Widya Techno Abadi. Tujuan penelitian ini adalah untuk mengetahui pengaruh disiplin kerja dan motivasi kerja terhadap kinerja karyawan pada PT Widya Techno Abadi. Jenis penelitian ini adalah jenis penelitian deskriptif kuantitaif. Variabel dalam penelitian ini adalah disiplin kerja, motivasi kerja, dan kinerja karyawan. Populasi dan sampel pada penelitian ini adalah seluruh karyawan PT Widya Techno Abadi. Data yang digunakan yaitu data primer. Teknik pengumpulan data primer pada penelitian ini adalah kuesioner. Analisis data yang digunakan adalah analisis kuantitatif. Teknik analisis yang digunakan pada penelitian ini adalah analisis regresi linier berganda. Dari hasil uji koefisien determinasi diperoleh hasil R square sebesar 0,639 atau 63,9%, yang artinya besarnya pengaruh disiplin kerja dan motivasi kerja dipengaruhi oleh kinerja karyawan PT Widya Techno Abadi. Hasil penelitian menunjukan bahwa disiplin kerja dan motivasi kerja berpengaruh terhadap kinerja karyawan PT Widya Techno Abadi.
Co-Authors Ariadi, Eric Khairani Khairani Khairani Khairani SALIM, DENNY Sihite, Lestari Sitompul, Pretty Naomi Wijaya, Selvia Fransiska