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Dwi Susanti
Matematika, Fakultas MIPA, Universitas Padjadjaran
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PENENTUAN HARGA KONTRAK ASURANSI JIWA DWIGUNA UNIT LINK MENGGUNAKAN METODE POINT TO POINT Dwi Susanti; Iin Irianingsih; Qurrotun A’yun A; Muhamad Deni Johansyah; Badrulfalah Badrulfalah
In Search (Informatic, Science, Entrepreneur, Applied Art, Research, Humanism) Vol 18 No 2 (2019): In Search
Publisher : LPPM UNIBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37278/insearch.v18i2.213

Abstract

Some people now prefer to invest their money because it is considered more profitable than following traditional life insurance. Life insurance that there is an element of investment and provide protection to the insured is endowment unit link life insurance. Endowment unit link life insurance is an insurance that combines traditional endowment insurance with modern unit link insurance. In this research, the formulation of single premium net life of endowment unit link life insurance using Point to Point method to find the value of premium to be paid by the insured to the insurance company. Data used in this research is stock closing price for case study at PT. Bank Central Asia Tbk and the 45 years old insured data obtained from Mortalita Indonesia Table 2011. Based on the research result, the single premium net endowment unit link life insurance of 10 years for a man aged 45 years with the initial stock price of Rp 15,500 and the number of shares of 100 shares is Rp 15,605,951.
PENGARUH PERKEMBANGAN PASAR ASURANSI JIWA TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA MENGGUNAKAN ANALISIS REGRESI Iin Irianingsih; Dwi Susanti; Nibros Komara; Muhamad Deni Johansyah; Badrulfalah Badrulfalah
In Search (Informatic, Science, Entrepreneur, Applied Art, Research, Humanism) Vol 18 No 2 (2019): In Search
Publisher : LPPM UNIBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37278/insearch.v18i2.214

Abstract

Life insurance is a contractual agreement between the policy holder or the insured and the insurance company as the guarantor and the insurance company will pay a nominal amount of money if there is a risk of death to the insurance policy holder. Insurance has been going on in Indonesia since the Dutch colonial era. The growth of insurance awareness is certainly inseparable from the influence of increasing public income which is at the same time an indication of economic growth. Regression analysis is a statistical technique used to study and model the relationships between research variables. This study discusses the influence of the development of the life insurance market on economic growth in Indonesia in the 2003-2017 period. The method used is a multiple linear regression model with independent variables are Life Insurance Penetration (LIP) and Life Insurance Density (LID), while the dependent variable is per capita Real Gross Domestic Product (RGDP). Based on the results of the analysis it was found that LIP significantly had a negative effect on RGPD per capita, while LID significantly had a positive effect on RGDP per capita.
Co-Authors Badrulfalah Badrulfalah Iin Irianingsih Muhammad Deni Johansyah Nibros Komara Qurrotun A’yun A