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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah FITRAH:Jurnal Kajian Ilmu-ilmu Keislaman
Rukiah Rukiah
UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan
Religion Economics, Econometrics & Finance Education Social Sciences

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Analysis of Factors Affecting the Increase in Income of Micro, Small and Medium Enterprises (MSME) in Padangsidimpuan City with Entrepreneurship as an Intervening Variable Ikhwan Maksum; Darwis Harahap; Rukiah Rukiah
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i3.20598

Abstract

This research is motivated by the findings of researchers regarding the phenomenon where MSME actors in the city of Padangsidimpuan in general have not maximized access to financial inclusion, low self-efficacy, low motivation and do not yet have an entrepreneurial spirit and character. This research uses quantitative research methods. The research sample was 177 MSME actors in Padangsidimpuan City. The data collection instrument was carried out by distributing questionnaires to respondents. Then data analysis uses the outer model test, inner model and hypothesis testing. The results of the study show (a) there is a significant effect of financial inclusion on entrepreneurship b) there is no effect of efficacy on entrepreneurship (c) there is a motivational effect on entrepreneurship (d) there is no effect of religiosity on entrepreneurship (e) there is no effect of entrepreneurship on MSME income in the city of Padangsidimpuan (f) there is a significant effect of financial inclusion on MSME income in the city of Padangsidimpuan (g) there is no efficacy effect on MSE income in the city of Padangsidimpuan (h) there is no motivational effect on MSME income in the city of Padangsidimpuan (i) there is no effect of religiosity on MSME income in the city of Padangsidimpuan (j) there is no effect of financial inclusion on the income of MSMEs in the city of Padang Sidimpuan through entrepreneurship (k) there is no efficacy effect on MSME income in the city of Padangsidimpuan through entrepreneurship (l) there is no motivational effect on MSME income in the city of Padangsidimpuan through entrepreneurship (m) there is no effect of religiosity on MSME income in Padangsidimpuan City through entrepreneurship.
Powering State Islamic Universities Management with Balanced Scorecard Insight Rukiah Rukiah; Ananda Anugrah Nasution; Wanda Khairun Nasirin
FITRAH: Jurnal Kajian Ilmu-ilmu Keislaman Vol 11, No 1 (2025): 8 Articles, Pages 1-156
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/fitrah.v11i1.15476

Abstract

This study examines the relationship between the implementation of GUG, organizational culture, internal control, and management performance at State Islamic Religious Universities (PTKIN) in North Sumatra, with organizational commitment as a moderating variable. This research is a quantitative associative study conducted in 2023, focusing on PTKIN in North Sumatra Province. The research population consists of all program study leaders at State Islamic Religious Universities in North Sumatra. Data analysis was conducted using PLS SEM with the Smart PLS application. The research results indicate that Good University Governance (GUG) has a significant influence on management performance at PTKIN. Additionally, a strong organizational culture and effective internal control also positively contribute to management performance at PTKIN. Organizational commitment does not significantly affect management performance at PTKIN and does not moderate the influence of factors such as GUG, Organizational Culture, and Internal Control. This suggests that despite implementing GUG, a strong organizational culture, and an internal control system, organizational commitment does not significantly impact the strengthening of PTKIN management performance in North Sumatra. This research also indicates that management performance, measured by the Balanced Scorecard (BSC), is highly correlated with the integration of tawhid, such as financial performance being related to ihsan and israf, internal process performance being related to the principles of itqan and amanah, learning and growth performance being closely related to Tafaqquh fi 'l-Din and Ilm, and customer performance being related to Adl and Maslahah.
Co-Authors Ananda Anugrah Nasution Harahap, Darwis Ikhwan Maksum Wanda Khairun Nasirin