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Journal : EKONOMIKA45

Analisis Risiko Likuiditas dan Risiko Solvabilitas untuk Mengetahui Kondisi Keuangan pada Perumda Bank Perkreditan Rakyat (BPR) Purwakarta yang Terdaftar di OJK Tahun 2018-2022 Tita Sri Rahayu; Rola Manjaleni
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 12 No. 1 (2024): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v12i1.3576

Abstract

People's Credit Banks (BPR) are financial institutions that play a crucial role in collecting and channeling funds. This research focuses on evaluating the financial condition of Perumda People's Credit Bank (BPR) Purwakarta from 2018 to 2022. The aim is to analyze or assess the financial situation during this period using ratios that measure liquidity risk and solvency risk. The research method used is quantitative descriptive by calculating ratios related to liquidity risk (liquidity risk ratio, deposit risk ratio) and solvency risk (risk assets ratio, secondary risk ratio). The data used in this research is secondary data obtained from publications by the Financial Services Authority (OJK). Based on the calculation results, it is found that Perumda BPR Purwakarta, in terms of liquidity risk, has had a good financial condition during the period of 2018-2022. However, it faces financial issues regarding solvency, as indicated by the financial reports for the years 2018, 2019, 2020, and 2022, leading to financial risks in meeting its long-term obligations.
Analisis Rasio Likuiditas dan Rasio Solvabilitas untuk Menilai Kinerja Keuangan pada PT. Alkindo Naratama Tbk di Bursa Efek Indonesia (BEI) Periode 2018-2022 Melly Nurhasanah; Rola Manjaleni
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 12 No. 1 (2024): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v12i1.3580

Abstract

These research intend to evaluate the health condition of PT Alkindo Naratama Tbk, liquidity and solvency ratios are two types of financial indicators that are significant in assessing the company's financial health. The population that is the focus of this research is the company PT Alkindo Naratama Tbk. These study takes a descriptive approach while utilizing quantitative tools in its research design. The data collection method used is by accessing annual financial reports from 2018 to 2022 published by the Indonesia Stock Exchange (IDX) as a form of documentation data. The results of data analysis obtained in this study indicate that the liquidity ratio is considered in a "bad" or "illiquid" state. Meanwhile, the results of data analysis also indicate that the solvency ratio is in a "bad" or "insolvent" state. So it can be concluded that the research results in terms of the company's liquidity ratio are not sufficient to meet its short-term debt. The results show that the company has difficulty in fulfilling debt obligations, both in the short and long term, and the company has an operational performance that is not in accordance with the level of its business activities.
Analisis Perbandingan Kinerja Keuangan Sebelum Pandemi dan Semasa Pandemi Covid-19 pada Perusahaan yang Terdaftar di Bursa Efek Indonesia (Studi Kasus PT Hero Supermarket Tbk Periode 2018-2022) Nurwinda Anjani; Rola Manjaleni
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 12 No. 1 (2024): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v12i1.3677

Abstract

This research is motivated by the impact of the Covid-19 pandemic felt by PT Hero Supermarket Tbk on the sustainability of its financial performance. PT Hero Supermarket Tbk recorded a decrease in net income of 26.99% in 2020. The contribution of income from the food and non-food segments both decreased by double digits. So that in 2020 PT Hero Supermarket Tbk will bear losses for the year of up to 1.21 trillion. The aim of this research is to determine the financial performance of PT Hero Supermarket Tbk before the pandemic and during the Covid-19 pandemic. And to find out the comparison of the financial performance of PT Hero Supermarket Tbk before the pandemic and during the Covid-19 pandemic. This research is quantitative research. The data collection technique in this research is a documentation technique in the form of PT Hero Supermarket Tbk's annual financial report for the 2018-2022 period. Before the pandemic, PT Hero Supermarket Tbk's liquidity and profitability ratios were in the good category. However, during the Covid-19 pandemic it got much worse in the poor category. The liquidity and profitability ratios of PT Hero Supermarket Tbk before the pandemic and during the pandemic were significantly different. The ratio results before the pandemic were good, but the results decreased significantly during the Covid-19 pandemic in the second and third years.
Analisis Rasio Likuiditas dan Rasio Profitabilitas dalam Menilai Kinerja Keuangan pada PT. Bank Pembangunan Daerah Jawa Barat dan Banten Tbk yang Terdaftar di Bursa Efek Indonesia (BEI) Periode 2018-2022 Neng Reni Sulastri; Rola Manjaleni
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 12 No. 1 (2024): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v12i1.3682

Abstract

Recent rapid technological developments have influenced the way people use technology to market their products. It also changes the way consumers transact, using payments via transfer or credit card. Banking, as an important part of the economy, also requires standards in financial reporting. Banks, whose wealth consists primarily of financial assets such as stocks and bonds, have goals to achieve. This research aims to evaluate the financial performance of PT. Regional Development Bank of West Java and Banten TBK by analyzing liquidity and profitability ratios. Financial data of PT. West Java and Banten TBK Regional Development Banks from 2018 to 2022 were used in this research. The research method used is a descriptive approach with quantitative analysis, using existing company report data to describe the situation in detail. The liquidity ratios analyzed include the current ratio, quick ratio, cash ratio, cash turnover ratio, and inventory to working capital. The profitability ratios analyzed include GPM, NPM, ROA, ROE and ROI. The research results show that the financial performance of PT. The Regional Development Bank of West Java and Banten TBK during the 2018-2022 period was unsatisfactory because the values of these ratios were still below industry standards. The liquidity ratio shows that the bank is less able to fulfill its short-term obligations, while the profitability ratio shows that the bank is less efficient in generating profits from the assets and capital it owns.
Analisis Rasio Aktivitas dan Rasio Profitabilitas untuk Menilai Kinerja Keuangan pada PT.AKR Corporindo Tbk Padatahun 2018-2022 Karmelita Romadona; Rola Manjaleni
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 12 No. 1 (2024): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v12i1.3691

Abstract

Financial performance appraisal is an integral part of financial management that cannot be separated. The financial performance of a company is an important indicator in decision making for stakeholders, especially investors. This study aims to evaluate the financial performance of PT AKR Corporindo Tbk. during the period 2018 - 2022 using a number of financial ratios, such as receivables turnover, working capital turnover, fixed asset turnover, total asset turnover, return on investment, gross profit margin, and net profit margin. The research method used is quantitative descriptive with purposive area location selection and data collection through literature studies. The results showed that the average financial performance of PT AKR Corporindo Tbk during the period showed that receivables turnover, working capital turnover, fixed asset turnover, and total asset turnover were in the poor category. However, profitability ratios such as net profit margin, return on equity, and gross profit margin are included in the good category. Indicators of activity ratios and profitability that have not reached the standard can be improved by reducing costs that can reduce company profits and utilizing available funds for financing strategies that support the company's progress, which in turn can attract investors and potential investors.