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All Journal J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi
Arum Teguh Fitriyani
UIN SALATIGA
Humanities Economics, Econometrics & Finance Social Sciences

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The Effect of Payment Using Shopeepay Later on Islamic Consumption Behavior in the Millennial Generation Arum Teguh Fitriyani; Anton Bawono
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 4: Juni 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i4.3743

Abstract

The rapid development of technology and the many marketplaces that have mushroomed in Indonesia have made the millennial generation prefer to carry out activities on one hand. One way is to buy various necessities. One of the platforms that provides various community needs is Shopee. Shopee itself has many features, not only providing clothing and necessities but also providing various postpaid services, PBB, and so on. Shopee provides a payment feature, namely Shopeepay Later, where this feature functions almost the same as credit, but Shopee does not ask for any collateral so this feature helps the millennial generation to shop even if they don't have money. This research will discuss the influence of Shopeepay Later payments on Islamic consumption behavior in the millennial generation. This research is quantitative research using interval data types and primary data sources. From the results of this research, convenience, trust, and lifestyle simultaneously influence consumption behavior in the millennial generation, whereas convenience and trust do not influence Islamic consumption behavior in the millennial generation, while lifestyle variables influence consumption behavior in the millennial generation.
The Influence Of Religiosity, Technology, Trust, Education, and Income of Gen-Z On Interest in Infaq Using Digital Platforms (QRIS) Using The Probit Method Approach Arum Teguh Fitriyani; Anton Bawono
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 5: Juli 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i5.3882

Abstract

The rapid development of technology has significantly changed the economy, from being conducted directly to now being possible online. One example is the donation payment using QRIS, where transactions can be made simply by scanning a QR code. This study is interesting to investigate because there are relatively few studies related to the interest in donating using digital platforms (QRIS) viewed from the aspects of technological influence, religiosity, income, education, and trust. This research is a quantitative study, using 101 Generation Z samples. The analysis test in this study uses the probit method approach, with the research results showing that religiosity has a significant positive effect on the interest in infaq using QRIS. Technology has a significant negative effect on the interest in infaq using QRIS. Trust has a significant positive effect on the interest in infaq using QRIS. Education has no effect on the interest in donating using QRIS. Income has no effect on the interest in infaq using QRIS.
Co-Authors Anton Bawono Anton Bawono