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All Journal INFERENSI Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Muqtasid: Jurnal Ekonomi dan Perbankan Syariah ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah Tadayun: Jurnal Hukum Ekonomi Syariah Neraca Manajemen, Akuntansi, dan Ekonomi Jurnal Intelek Dan Cendikiawan Nusantara J-CEKI
Anton Bawono
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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KONTRIBUSI RELIGIUSITAS DALAM RASIONALITAS KONSUMSI RUMAH TANGGA MUSLIM Anton Bawono
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 8, No 2 (2014)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v8i2.287-308

Abstract

The purpose of this study was to determine whether a Muslim in belonged toexcessive consume or are still proportional. This study uses the entire householdpopulation of Muslims who already live independently in the province of DaerahIstimewa Yogyakarta. While the sample used by 109 respondents. Methods of analysisby looking at the value of average propensity to consume (APC), if the value of theAPC 1, this illustrates that the Muslim isrof consumption or excessive, and otherwiseit is called a proportional or rational. The analysis showed that the consumptionbehavior of Muslims households a sample of this with the APC rate is less than 1,while the scoring level of religiosity respondents using a scale of 0-10 depicts theaverage respondent is in a position high enough level of religiosity. Based on thefindings in this study, it can be concluded that the level of consumption of aMuslim is still rational and not excessive. One cause of consumption rationality ofa Muslim is the level of religiosity, so that consumption is not excessive.
STUDI EMPIRIS ATAS ABSOLUTE INCOME HYPOTHESIS DAN PERMANENT INCOME HYPOTHESIS DALAM PERSPEKTIF ISLAM Anton Bawono
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 7, No 1 (2013)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v7i1.51-74

Abstract

Conventional consumption theory has complementary development and correct to one another. In this study, the aims include religiosity variable determinant of consumption, the household consumption behavior of Muslims. The analysis tool used is multiple regressions. Research findings indicate that religiosity variables have the most dominant and significant influence. While the other variables are also significant is the variable income, wealth and the wealth of productive smoothly the current period. The most dominant religiosity variable coefficients, because the more religious a Muslim will increasingly think of consumption the interests others in need, as it has a good prospect in the world in life and after death, in accordance with the guidance in the Qur’an and the Sunnah of the Prophet.
PENERAPAN ASPEK SPIRITUALITAS-RELIGIUSITAS DALAM KEPUTUSAN BEROBAT DI RUMAH SAKIT ISLAM Anton Bawono
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 5, No 1 (2011)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v5i1.19-39

Abstract

This research is trying to observe spirituality-religiousity aspect through marketing mix that influences the patients to choose Islamic hospital. By applying non-profitability sampling in which data is collected through questionaire given to the patients in Rumah Sakit Islam KalimasadaYogyakarta. The finding on statistical and classical assumption show thatspirituality-religiousity aspect is the secondary aspect in making thedecision to choose Islamic hospital. So that this aspect play an importantrole for health organization to compete in health services.
Analisis Pemahaman, Produk, dan Tingkat Religiusitas terhadap Keputusan Mahasiswa IAIN Menjadi Nasabah Bank Syariah Cabang Salatiga Anton Bawono; Milatunnikmah Finisia Rahajeng Oktaviani
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2016): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (227.808 KB) | DOI: 10.18326/muqtasid.v7i1.29-53

Abstract

The purpose of this research is to analyze the understanding, product, and level of religiosity towards students’ decision of being costumer of Islamic bank. This is a quantitative research. The object of this research is students of State Institute for Islamic Studies of Salatiga. The writer took 100 students as sample of this research. The method used to collect the data is questionnaire. The data is analyzed using test of reliability, validity, statistic and classical assumption. The research findings showed that the product of sharia bank has significant and positive influence. It occurred because the product offered by sharia bank is innovative. The variable of understanding about sharia bank and level of religiosity towards students’ decision of being costume of sharia bank has positive influence but insignificant
Kontribusi Religiusitas dalam Perilaku Pengambilan Keputusan Konsumsi Anton Bawono
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 1 (2011): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (180.463 KB) | DOI: 10.18326/muqtasid.v2i1.115-133

Abstract

Consequential is one aspect of religiousity, which one is away from any form imposed by Allah s.w.t. Consumption is forbidden by Allah swt is the consumption of haram goods. In this study will look at contributions halalness a product of consumption decisions. This study used four independent variables of quality, halal, price and side effects. The sampling method used was non-probability sampling method using the method of sampling convenience. Analysis of data has using multiple linear regression analysis. The findings of the four variables showed a positive and significant effect, the variable side effects are most dominant variable. While halal variable have the second greatest influence in determining consumption decisions. This suggests that religiosity variable is a variable that determines the capture market share, in the marketing strategy
Manfaat Haji Perspektif Ekonomi Mikro dan Makro Agus Syafei; Anton Bawono
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 1 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i1.18390

Abstract

AbstractThe purpose of this research is to find out some of the benefits of performing the pilgrimage from a micro and macro economic perspective. Research using descriptive qualitative methods is expected to reveal the benefits of performing the pilgrimage as implied in QS Al Hajj: 28 in a more comprehensive manner. The results of the study concluded that the implementation of the pilgrimage greatly influences both the micro and macro economic sectors, but has not been explored other than the management of the Hajj funds carried out by the Hajj Financial Management Agency.Keywords: Benefits, Hajj, Micro and Macroeconomics
Pengaruh ROA dan Leverage terhadap Tax Avoidance pada Bank Umum Syariah Periode 2014-2019 Fina Ainul Fitriya; Anton Bawono
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 1 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i1.18388

Abstract

Abstract            The purpose of this study is to determine and analyze the effect of ROA and leverage on tax avoidance or tax avoidance at Islamic Commercial Banks for the period 2014-219. This type of research is a quantitative study with a sample of 72 data consisting of 12 BUS that have met the purposive sampling criteria. The analytical tool used is Eviews 9 software. Data analysis methods include stationarity test, regression model test, statistical test (T test, F test, and coefficient of determination test) and classical assumption test. The results of the study indicate that profitability as proxied by ROA or Return on Assets has a significant positive effect on tax avoidance. While leverage has a significant negative effect on tax avoidance.Keywords: Tax Avoidance, ROA, Leverage, Company Size
MEDIA SOSIAL, REPUTASI, DAN TRANSPARANSI BERDAMPAK PADA KEPUTUSAN MUZZAKI DENGAN PENGETAHUAN SEBAGAI FAKTOR MODERASI Choirul Amirudin; Anton Bawono
Tadayun: Jurnal Hukum Ekonomi Syariah Vol. 4 No. 1 (2023)
Publisher : Program Studi Hukum Ekonomi Syariah, Fakultas Syariah, Universitas Islam Negeri (UIN) Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/tadayun.v4i1.88

Abstract

This study aims to determine the effect of social media, reputation, transparency on the decision of muzzaki to pay zakat, as well as to examine the role of knowledge as a moderating variable. Based on disparate findings, researchers have the opportunity to combine variables by adding knowledge as a moderating variable. Additionally, no prior research has examined zakat at Baitul Mal BMT Mitra Usaha Mandiri Wonogiri, and there is a lack of studies utilizing a combination of social media, reputation, transparency, and knowledge as moderators in zakat research. This research uses a quantitative method. The data used are primary data obtained from questionnaires. The sample technique used is purposive sampling. The samples in this study were 71 respondents. The research findings show: (1) social media does not significantly impact the muzzaki's decision to pay zakat; (2) transparency significantly influences the muzzaki's decision to pay zakat in a positive manner; (3) knowledge does not moderate the influence of social media on the muzzaki's decision to pay zakat; (4) knowledge does not moderate the influence of reputation on the muzzaki's decision to pay zakat; (5) knowledge does not moderate the influence of transparency on the muzzaki's decision to pay zakat. Abstrak Penelitian ini bertujuan untuk mengetahui pengaruh media sosial, reputasi, dan transparansi terhadap keputusan muzzaki dalam membayar zakat. serta untuk mengetahui peran pengetahuan sebagai variabel moderasi dalam memoderasi pengaruh media sosial, reputasi, dan transparansi terhadap keputusan muzzaki membayar zakat. Berdasarkan perbedaan hasil penelitian sebelumnya, peneliti melihat peluang untuk menggabungkan variabel-variabel tersebut dengan menambahkan pengetahuan sebagai variabel moderasi. Selain itu, penelitian ini akan mengisi kekosongan literatur tentang zakat di Baitul Mal BMT Mitra Usaha Mandiri Wonogiri, karena belum ada penelitian sebelumnya yang telah dilakukan di tempat tersebut. Sepengetahuan penulis, belum ada penelitian yang menggabungkan media sosial, reputasi, dan transparansi dengan pengetahuan sebagai variabel moderasi dalam konteks zakat. Penelitian ini menggunakan metode kuantitatif dengan menggunakan data primer yang diperoleh melalui kuesioner. Sampel penelitian ini diambil menggunakan teknik purposive sampling, dengan jumlah responden sebanyak 71 orang. Hasil penelitian ini menunjukkan bahwa: (1) media sosial tidak memiliki pengaruh positif dan signifikan terhadap keputusan muzzaki membayar zakat; (2) transparansi memiliki pengaruh positif dan signifikan terhadap keputusan muzzaki membayar zakat; (3) pengetahuan tidak dapat memoderasi pengaruh media sosial terhadap keputusan muzzaki membayar zakat; (4) pengetahuan tidak dapat memoderasi pengaruh reputasi terhadap keputusan muzzaki membayar zakat; (5) pengetahuan tidak dapat memoderasi pengaruh transparansi terhadap keputusan muzzaki membayar zakat
Pengaruh Upah Minimum Regional dan Pengangguran terhadap Tingkat Kemiskinan (Studi Kasus 35 Kab./Kota di Jawa Tengah Tahun 2021) Wafirrotullaela Wafirrotullaela; Anton Bawono
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 2 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i2.19317

Abstract

AbstractPoverty is the government's main problem which is thought to be caused by the Minimum Wage and the unemployment rate in an area. This study aims to determine the effect of the Minimum Wage (U) and the unemployment rate (P) on the poverty level. This type of research is a quantitative study with a sample of 35 districts/cities in Central Java Province. The analysis technique used is multiple linear regression with the help of the SPSS program. With a significance level of 5%, the t-test results show that partially the Minimum Wage (U) has a negative effect on poverty while the unemployment rate has no effect on the poverty level. The F test shows that the Minimum Wage (U) and the unemployment rate together have a significant positive effect on the poverty level.Keyword: Minimum Wage, Unemployment, poverty
QRIS SEBAGAI ALAT PENINGKATAN EFISIENSI TRANSAKSI UMKM: STUDI KASUS PERSPEKTIF MASLAHAH EKONOMI DI SEKTOR RITEL Nurul Wulandari Putri; Anton Bawono
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 13 No. 12 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v13i12.10145

Abstract

QRIS is a barcode-based digital payment system designed to facilitate cashless transactions. This study aims to analyze the impact of QRIS implementation on the efficiency of UMKM transactions and the challenges faced in an Islamic economic perspective. The research method used is qualitative, with interviews conducted with 10 food and beverage UMKM and 10 consumers. The results show that the implementation of QRIS has a significant positive impact on increasing the efficiency of micro, small and medium enterprises transactions through accelerating the digital payment process and increasing business competitiveness. However, the dominance of cash payments, low digital literacy among MSMEs, and less supportive ICT infrastructure are the main challenges. It is recommended to optimize the socialization of QRIS and develop information and communication technology infrastructure so that the benefits of fast transactions can be felt evenly by UMKM while still observing sharia principles.
Co-Authors Agus Syafei Arum Teguh Fitriyani Choirul Amirudin Fina Ainul Fitriya Khusnul Lailia Milatunnikmah Finisia Rahajeng Oktaviani Nurul Wulandari Putri Sutandi Wafirrotullaela Wafirrotullaela