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All Journal Jurnal Manajemen Pendidikan dan Ilmu Sosial (JMPIS) Jurnal Ilmiah Mahasiswa Raushan Fikr
Maidalena Maidalena
Universitas Islam Negeri Sumatera Utara, Indonesia
Religion Arts Decision Sciences, Operations Research & Management Education Social Sciences

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Analisis Implementasi Kebijakan PT. Jasa Raharja dalam Pemberian Santunan pada Masyarakat yang Mengalami Kecelakaan Diri Tunggal di PT. Jasa Raharja Tk. II Padangsidimpuan Anjali Marwiyah Siregar; Maidalena Maidalena; Ahmad Muhaisin B Syarbaini
JURNAL MANAJEMEN PENDIDIKAN DAN ILMU SOSIAL Vol. 5 No. 3 (2024): Jurnal Manajemen Pendidikan dan Ilmu Sosial (April - Mei 2024)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jmpis.v5i3.2004

Abstract

The inappropriate implementation of PT Jasa Raharja (Persero) compensation for victims of traffic accidents and the disproportionate number of accident victims who receive compensation for their injuries are the basis of this research. The procedure for filing claims on behalf of these victims is still unclear to some people. Therefore, the role of the state should not only be limited to accident prevention efforts, but should also include providing protection to accident victims. The researcher in this study used field research as the research strategy, which was logically examined and organized using a qualitative approach. From June to August, this research was conducted in Batu Nadua Sub-district, Padang Sidempuan City. From the results of this research it is clear that Jasa Raharja and the community have different perspectives on how the policy of providing compensation to victims of traffic accidents should be implemented. According to Jasa Raharja, the policy has been implemented in accordance with the prevailing laws and regulations. However, accident victims see things differently. They argue that Jasa Raharja does not fulfill its obligation to provide fair compensation to every traffic accident victim.
Determinan Makroekonomi terhadap Pembiayaan Bermasalah pada Bank Umum Syariah di Indonesia: Bukti Data Panel 2021-2025 Adinda Putri Kamalia; Maidalena Maidalena; Nuri v
Jurnal Ilmiah Mahasiswa Raushan Fikr Vol 15 No 1 (2026): Jurnal Ilmiah Mahasiswa Raushan Fikr
Publisher : Lembaga Kajian dan Pemberdayaan Mahasiswa UIN Prof. KH. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/jimrf.v15i1.16227

Abstract

This study examines the partial and simultaneous effects of inflation, the BI Rate, the rupiah exchange rate, and Gross Domestic Product (GDP) on Non-Performing Financing (NPF) in Islamic Commercial Banks in Indonesia during the 2021-2025 period. Employing a quantitative panel-data approach, the study uses data from Islamic Commercial Bank financial reports, Bank Indonesia, and the Central Statistics Agency. The population consists of 14 Islamic Commercial Banks listed in the 2025 Islamic banking statistics of the Financial Services Authority, with 12 banks selected through purposive sampling based on full operational status and complete financial-report availability throughout the observation period. The data were analyzed using panel-data multiple linear regression with EViews 12.0 according to the selected estimation model. The findings show that inflation and the BI Rate have negative and significant partial effects on NPF, whereas the rupiah exchange rate and GDP have no significant effect. Simultaneously, the four macroeconomic variables significantly affect NPF, with an Adjusted R-squared value of 67.35%, indicating that the model explains most of the variation in NPF, while the remainder is influenced by factors outside the study.
Co-Authors Adinda Putri Kamalia Ahmad Muhaisin B. Syarbaini Anjali Marwiyah Siregar Nuri v