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All Journal Jurnal Bina Praja Journal of Socioeconomics and Development Economics Development Analysis Journal
Muzayanah, Irfani Fithria Ummul
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Agriculture, Biological Sciences & Forestry Arts Humanities Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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More networks, more financial inclusion? An empirical evidence from Indonesia Pertiwi, Ristiyanti Hayu; Muzayanah, Irfani Fithria Ummul
JOURNAL OF SOCIOECONOMICS AND DEVELOPMENT Vol 5, No 2 (2022): October
Publisher : Publisher of Widyagama University of Malang (UWG Press)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/jsed.v5i2.3894

Abstract

Social capital is essential in mediating financial inclusion. We employ broader horizontal and vertical social engagement of social capital such as bonding, bridging and linking. Meanwhile, financial inclusion is defined as saving ownership in a formal financial institution. Using a logistic regression model and a sample of 74,454 individual respondents from the 2018 National Socioeconomic Survey, we found that social capital is essential in promoting formal saving behavior. Among three indicators (bonding, bridging, and linking), the results show that a rise in the bridging variable was associated with a 10 per cent higher likelihood of having a formal savings, higher in magnitude than the linking variable. Bonding variable had no effect in promoting financial inclusion, but upon further observation, it was still suitable to be implemented in rural area. Our estimates justified the presence of financial information transmission among people in their respective social circles. Our findings suggest that the government should consider a financial campaign using a community-based approach to complement the current inclusion strategy.JEL Classification:  D14; G41; O17
Orangtua yang Lebih Cerdas, Nutrisi Anak yang Lebih Baik? Syauqan, Teuku Muhammad; Muzayanah, Irfani Fithria Ummul
Jurnal Bina Praja Vol 16 No 2 (2024)
Publisher : Research and Development Agency Ministry of Home Affairs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21787/jbp.16.2024.427-440

Abstract

The Indonesian government aims for an ‘Indonesia Emas 2045,’ but child malnutrition remains a major challenge. One important factor that influences malnutrition is parental education level. Previous studies have shown that children’s food consumption is influenced by parental knowledge and education and various interrelated multidimensional factors. This study aims to assess the influence of parental education on improving child nutrition in Indonesia, focusing on developing a model for infants aged 6 to 24 months receiving nutritious complementary foods. The method used in this study was a review of relevant literature. Results show that parental education has a significant influence on increasing the number of infants receiving nutritious complementary foods. In addition, the change in the number of infants consuming nutritious complementary foods is also influenced by several control variables, such as parents’ access to the internet, the impact of smoking among housewives, PKH assistance, parents’ employment status, area of residence, and per capita expenditure. However, this study has limitations as it does not cover the quality and quantity of food consumed by infants, does not consider local cultural influences due to data limitations, and primarily focuses on socioeconomic aspects. Thus, parental education not only improves their access to quality nutritional information but also enriches their knowledge and raises awareness about the importance of nutrition. All these factors cumulatively contribute to improved nutritional intake for children, positively impacting their long-term health.
The Role of Family Support in Combating Social Disconnection Muzayanah, Irfani Fithria Ummul
Economics Development Analysis Journal Vol. 14 No. 2 (2025): Economics Development Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/edaj.v14i2.23917

Abstract

This study examines the role of family relationships in mitigating social disconnection, specifically feelings of lacking friendships, being left out, and experiencing isolation. A logit regression analysis was employed using nationally representative data from the 2021 Indonesian Happiness Survey. The study measured three dimensions of family support: communication frequency, shared family activities, and perceived family harmony. Findings indicate that frequent communication and family togetherness significantly reduce the likelihood of experiencing loneliness. In contrast, perceived family harmony exhibited a weaker effect. These results suggest that the quantity of family interactions is more critical than their perceived quality in alleviating social disconnection. The study highlights the importance of family engagement and communication as effective strategies for combating loneliness and enhancing individual well-being.
Peran Akses Lembaga Keuangan Mikro Agribisnis (LKM-A) terhadap Penanggulangan Kemiskinan: Studi Kasus di Kabupaten Kuningan Gunawan, Muhammad Ridho; Muzayanah, Irfani Fithria Ummul
Jurnal Bina Praja Vol 15 No 2 (2023)
Publisher : Research and Development Agency Ministry of Home Affairs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21787/jbp.15.2023.357-372

Abstract

This study aims to determine whether the role of the Agribusiness Microfinance Institution (LKM-A) has an actual or significant effect on the poverty of farmer households. By using various financial instruments, especially Indonesia's aspirations towards an inclusive financial system for everyone, especially in the agricultural sector, it is very important to examine the agribusiness microfinance institutions (LKM-A) to see how much impact they have on farming communities so they can get out of poverty status. This study used a mixed method with a sample using a purposive sampling method with a total sample of 52 divided into three growing seasons (MT I, MT-II, and MT III). The analytical method used the logit or logistic regression method with the variable of interest, namely access to LKM-A debtors and ten other control variables, which are divided into financing characteristics indicators, farming characteristics indicators, and household characteristics indicators as well as qualitative findings from field interviews with respondents. The results showed that 4 out of 11 variables have a negative effect (coefficient below 1), which means that they have a relationship to reduce the risk of being poor, namely the variable access to LKMA debtors, Bank debtor access; land area, and marital status. The results of this study showed that banks have a significant effect on reducing the risk of possible poverty levels, so the government needs to provide convenience for vulnerable people, especially farmers, to be able to access LKM-A and banks and increase financial inclusion.
Co-Authors Gunawan, Muhammad Ridho Pertiwi, Ristiyanti Hayu Syauqan, Teuku Muhammad