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More networks, more financial inclusion? An empirical evidence from Indonesia Pertiwi, Ristiyanti Hayu; Muzayanah, Irfani Fithria Ummul
JOURNAL OF SOCIOECONOMICS AND DEVELOPMENT Vol 5, No 2 (2022): October
Publisher : Publisher of Widyagama University of Malang (UWG Press)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/jsed.v5i2.3894

Abstract

Social capital is essential in mediating financial inclusion. We employ broader horizontal and vertical social engagement of social capital such as bonding, bridging and linking. Meanwhile, financial inclusion is defined as saving ownership in a formal financial institution. Using a logistic regression model and a sample of 74,454 individual respondents from the 2018 National Socioeconomic Survey, we found that social capital is essential in promoting formal saving behavior. Among three indicators (bonding, bridging, and linking), the results show that a rise in the bridging variable was associated with a 10 per cent higher likelihood of having a formal savings, higher in magnitude than the linking variable. Bonding variable had no effect in promoting financial inclusion, but upon further observation, it was still suitable to be implemented in rural area. Our estimates justified the presence of financial information transmission among people in their respective social circles. Our findings suggest that the government should consider a financial campaign using a community-based approach to complement the current inclusion strategy.JEL Classification:  D14; G41; O17
Analisis Potensi Dampak Investasi JIIPE Sebagai Bakal Kawasan Ekonomi Khusus (KEK) Gresik Terhadap Perekonomian Jawa Timur: Analysis on the Potential Impact of JIIPE Investment on East Java Economy Pertiwi, Ristiyanti Hayu; Dewanti, Nala Syifa
Jurnal Kolaboratif Sains Vol. 8 No. 12: Desember 2025
Publisher : Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/jks.v8i12.9337

Abstract

Penelitian ini bertujuan untuk mengetahui dampak dari investasi pada Java Integrated Industrial and Ports Estate (JIIPE) sebagai bakal KEK Gresik di Jawa Timur. Analisis dilakukan menggunakan Tabel IO Provinsi Jawa Timur tahun 2015 dengan metode agregasi 17 sektor dan perhitungan angka pengganda (multiplier). Dari pengolahan tersebut, dilakukan analisis dampak terhadap output, pendapatan, jumlah tenaga kerja, dan Nilai Tambah Bruto. Selain itu, studi ini juga menganalisis kebutuhan investasi yang dibutuhkan apabila Provinsi Jawa Timur memiliki target pertumbuhan ekonomi tertentu. Secara umum, investasi total JIIPE pada tahun 2030 akan berdampak pada peningkatan output sebesar Rp 148 triliun (4,65%), total peningkatan pendapatan pegawai sebesar Rp 17 triliun (1,01%), peningkatan penyerapan tenaga kerja sebanyak 765.624 orang, dan peningkatan Nilai Tambah Bruto sebesar Rp 69 triliun (4.09%). Peningkatan ini masih berada di bawah target pertumbuhan ekonomi pemerintah Provinsi Jawa Timur dengan kebutuhan investasi senilai Rp 1.395 triliun.