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All Journal Taraadin : Jurnal Ekonomi dan Bisnis Islam J-EBI Jurnal Ekonomi dan Bisnis Islam
Rina Samsiyah Agustina
Universitas Siliwangi
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice

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STRATEGI DALAM MENINGKATKAN EKSISTENSI ASURANSI SYARIAH DI INDONESIA Luluwatun Nazla; Rina Samsiyah Agustina; Silva Nuraini; Siti Nurul Hanapiah; Joni Ahmad Mughni
Taraadin : Jurnal Ekonomi dan Bisnis Islam Vol. 4 No. 2 (2024): Taraadin : Jurnal Ekonomi dan Bisnis Islam
Publisher : FEB Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24853/trd.4.2.%p

Abstract

Asuransi syariah memiliki peran penting dalam memenuhi tuntutan umat Islam akan alternatif pengelolaan asuransi yang bebas dari unsur riba. Kehadiran asuransi syariah memiliki perbedaan nyata dalam pengaturan, termasuk pengawasan oleh dewan syariah, akad, investasi dana, dan prinsip-prinsip syariah. Meskipun pertumbuhan awal asuransi syariah menunjukkan potensi besar, tantangan utama adalah persaingan dengan asuransi konvensional yang sudah mapan. Metode penelitian yang digunakan adalah kajian pustaka dengan pendekatan deskriptif kualitatif. Hasil penelitian menunjukkan bahwa perusahaan asuransi syariah perlu memiliki modal yang kuat, melakukan edukasi pasar, mengembangkan produk berkelanjutan, dan memperkuat dukungan keuangan. Kesalahpahaman masyarakat perlu diatasi melalui edukasi yang tepat,
ANALISIS KECENDERUNGAN PEMBELIAN SECARA IMPULSIF DITINJAU DARI SUDUT PANDANG ISLAM Rina Samsiyah Agustina; Azka Muhammad Mufti; Ima Rahmawati; Irni Fahrani
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 3 No 01 (2024): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v3.i01.70

Abstract

The needs of modern consumers are often influenced by capitalist lifestyles that complicate the understanding between needs and wants. Impulse buying is a common phenomenon that raises questions about the compatibility of this consumptive practice with Islamic teachings that emphasize balance and justice. This study aims to analyze impulse buying tendencies from an Islamic perspective. Through a qualitative descriptive approach, this research analyzes various relevant literatures to understand the factors that drive impulse buying and its implications in the context of Islamic values. The results show that impulse buying often violates the principle of istishab (continuity) in Islam and can lead to unhealthy consumptive behavior that is financially and spiritually detrimental. Therefore, a deeper understanding of Islamic teachings and values and the application of these practices in daily life is expected to help Muslims overcome impulse buying tendencies and develop more balanced and responsible consumption patterns.
Co-Authors Azka Muhammad Mufti Ima Rahmawati Irni Fahrani Joni Ahmad Mughni Luluwatun Nazla Silva Nuraini Siti Nurul Hanapiah