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All Journal Journal on Education Widya Cipta : Jurnal Sekretari dan Manajemen
St. Nurhayati
Institut Agama Islam Negeri Parepare
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Pengaruh Literasi dan Promosi terhadap Penggunaan Shopee Paylater (Studi Mahasiswa Pascasarjana IAIN Parepare) Andi Muhammad Fawzy Ramadhan; St. Nurhayati; Damirah Damirah; Syahriyah Semaun; Andi Bahri S
Journal on Education Vol 6 No 4 (2024): Journal on Education: Volume 6 Nomor 4 Mei-Agustus 2024
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v6i4.5858

Abstract

Shopee Paylater's current usage has increased drastically as a result of the post-pandemic transition of its majority millennial user transactions especially among college students whose majority is literacy and promotion as a factor of influence. The purpose of this research is to find out the influence of literacy and promotion on the use of Shopeepay paylater on postgraduate students of IAIN Parepare. Result Research is a field research (Field Research) which is quantitative with an associative approach to knowing the influence of literacy and promotion on the use of Shopeepay paylater in postgraduate students of IAIN Parepare. The data analysis techniques used are quantitative descriptive with an associative approach. Which aims to find out the relationship between two variables or more.Research results show that: (1) Literacy (X1) has a significant influence on the use of Shopeepay paylater, proven with a significance value of 0,000 > 0.05 and a regression coefficient of 0.724.(2) Promotion (X2) has a significant influence on the use of Shopeepay paylater, demonstrated with a significance value of 0,801 < 0,05 and a regression coefficient of 0,037. (3) Then literacy (X1) and promotion (X2) have simultaneously or jointly influenced the use of Shopeepay paylater, proving a F-count value of 25,736 > F-table is 3.11 with a sig. p= 0,000 < 0.05.
The Performance of Islamic Bank in Terms of Human Resources, Outstanding Loans, and NPF: Mann-Whitney Analysis I Nyoman Budiono; Hartina Husain; St. Nurhayati; Syahruddin Kadir; Nurul Fauzia; Nurul Muhlisa
Widya Cipta: Jurnal Sekretari dan Manajemen Vol. 10 No. 1 (2026): March
Publisher : Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/widyacipta.v10i1.9778

Abstract

Sharia banks act as financial institutions that perform financial intermediary functions, connecting parties with excess funds with parties in need of funds. The pandemic era in early 2020 is one of the most striking examples that shows the serious impact of macroeconomic changes on Islamic banking in Indonesia. This study focuses on the performance of Islamic banking. It aims to analyze changes in four variables: number of branches, number of human resources, outstanding financing, and Non-Forming Finance in Islamic banks, both before and during the pandemic. The method used is a statistical approach sourced from secondary data published by the OJK, which includes a sample of 12 Islamic commercial banks and 21 Islamic business units. The analysis technique used is a descriptive comparative analysis of the results of the Mann-Whitney statistical test. The results of this study, based on the analysis using the Mann-Whitney test, indicate significant differences in these variables between the periods before and during the COVID-19 pandemic in the Islamic banking sector. Therefore, a strategic response is needed from the Islamic banking sector in addressing changes in the economic situation and customer behavior influenced by external factors such as the pandemic. The importance of adaptation by the Islamic banking sector in facing a pandemic, as well as the importance of better risk management in managing business growth and credit risk.
Co-Authors Andi Bahri S Andi Muhammad Fawzy Ramadhan Damirah Damirah Hartina Husain I Nyoman Budiono Nurul Fauzia Nurul Muhlisa Syahriyah Semaun, Syahriyah SYAHRUDDIN KADIR