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ASSESSMENT OF TRACER STUDY REPORT AS AN EVALUATION OF DEVELOPMENT OF THE ISLAMIC BANKING STUDY PROGRAM AT UNIVERSITAS MUHAMMADIYAH PROF DR HAMKA Nur Melinda Lestari; Andi Amri
IBERS : Jurnal Pendidikan Indonesia Bermutu Vol 1 No 2 (2022): IBERS: Jurnal Pendidikan Indonesia Bermutu - Desember 2022
Publisher : Yayasan Indonesia Bermutu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61648/ibers.v1i2.15

Abstract

Tracer study is an alumni survey carried out by universities to explore information about the journey of their graduates, starting from the graduates completing their education in college until with the timing of the conduct of the survey. The purpose of the tracer study is to find out the quality of graduates produced by universities, as well as extract further information to alumni, related to career choices that are carried out as input for the improvement of the Sharia Banking study program at the University of Muhammadiyah Prof. DR HAMKA in the future. The stages passed, namely starting from the development of concepts and instruments, continued with data collection, then analysis of data that has been collected, preparation of reports on the results of tracer studies, and finally making scientific articles that can be read by academics. The study began in January to August 2022. The search was carried out to alumni of the Sharia Banking department of the Faculty of Islamic Religion, University of Muhammadiyah Prof. DR HAMKA who graduated in 2020, 2021, and 2022. The results showed that the Islamic Banking alumni who succeeded in filling in were 72 people, of which 16 were men and 56 women. The source of funds in financing college during alumni's studies comes from personal/family expenses of 93%. The learning method that is often carried out emphasizes the use of lecture, praticum, and discussion methods. In addition, for alumni satisfaction with leaders, lecturers, and educational staff / employees, the average is in a state of satisfaction. This also has an impact on graduates of the Islamic Banking study program who easily and quickly get an appropriate and ideal job, because it is also supported by the Al Islam program Kemuhammadiyahan.
Reconstructing Family Takaful in Islamic Law: Toward a Tanāhud-Based Insurance Model M. Styo Hertinto; Maman Rahman Hakim; Nur Melinda Lestari; ⁠Adam Jehan; ⁠Sofyan Rizal
Mawaddah: Jurnal Hukum Keluarga Islam Vol 4 No 1 (2026): Mei
Publisher : Universitas Muhammadiyah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52496/mjhki.v4i1.91

Abstract

Contemporary family takaful has grown significantly, yet its product design remains weakly connected to Islamic family law. Existing models mainly protect against financial risks such as death, disability, health expenses, and education costs, while socio-religious obligations in Muslim family life such as ‘aqīqah, walīmah, uḍḥiyyah, and ta‘zīyah are rarely recognized as relevant dimensions of protection. This study examines the extent to which contemporary family takaful aligns with Islamic family law and maqāṣid al-sharī‘ah, and proposes the tanāhud model as an alternative framework for family-based Islamic insurance. This research employs normative juridical research with conceptual, philosophical, statutory, and maqāṣid-based approaches. Data were obtained from Islamic legal sources, academic literature, regulatory documents, and takaful industry reports, and were analyzed through legal interpretation, conceptual analysis, and maqāṣid-based legal reasoning. The findings show that family takaful is generally compliant at the contractual level but remains substantively limited because it defines risk mainly in financial terms. This limitation reduces its relevance to the socio-religious realities of Muslim families. The novelty of this study lies in reconstructing family takaful through the tanāhud model, which combines tabarru‘, ta‘āwun, tadhamun, and hybrid contractual mechanisms to accommodate both financial and socio-religious family needs. Practically, this model offers guidance for takaful operators to develop more responsive products and for regulators to recognize family-based socio-religious protection within Islamic insurance governance.