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All Journal Jurnal Ilmu Perbankan dan Keuangan Syariah Jurnal Ekonomika dan Bisnis Islam Journal of Finance and Islamic Banking
Muhammad Alan Nur
Unknown Affiliation
Religion Economics, Econometrics & Finance Social Sciences

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The utility of Islamic Financial Instruments in Preserving Nature Muhammad Alan Nur; Sri Herianingrum
Journal of Finance and Islamic Banking Vol. 5 No. 1 (2022)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v5i1.4950

Abstract

The degradation of nature is a global problem facing the world. The emergence of Green Finance is a response by the financial sector to preserve nature. The discussion related to Green Finance, which is linked to Islamic finance, is dominated by green Sukuk, because these instruments are currently in demand. Many other Islamic financial instruments can be explored to support Green Finance. This literature explores Islamic financial instruments that can be used to preserve nature. Reviews from various literary sources are used in this study to enrich the literature that explores the role of Islamic finance in preserving nature using various Islamic financial instruments. In addition to green Sukuk, the development of financing products carried out by Islamic financial institutions with the theme of Islamic green financing can contribute to preserving nature by providing services and financial access to environment-friendly projects. Islamic social finance instruments such as zakat, infaq, sadaqah, and waqf can also be developed to preserve nature and empower communities.
Pengaruh Rasio Keuangan Terhadap Pembiayaan Bermasalah PT Bank Muamalat Tbk Sari, Anggi Puspita; Muhammad Alan Nur; Budi Sukardi
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 5 No. 1 (2023)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v5i1.191.67-82

Abstract

Tujuan dari studi penelitian ini ialah untuk menguji apakah dampak pengaruh dari rasio keuangan terhadap pembiayaan bermasalah PT Bank Muamalat Tbk dengan indikator seluruh rasio keuangan meliputi rasio keuangan likuditas (FDR), solvabilitas (ROA), (ROE), (NIM) dan biaya operasional (BOPO) serta rentabilitas (CAR). Populasi penelitian dengan mengacu pada laporan keuangan pada PT Bank Muamalat Tbk tahun 1998 hingga 2021 menggunakan metode purposive sampling untuk pengambilan sampel. Dalam studi penelitian ini data diolah dengan alat analisis yaitu aplikasi olah data Eviews 12 menggunakan Metode Least Square (LS) yang menghasilkan nilai parameter model penduga yang lebih tepat, apakah model tersebut menyimpang dari asumsi klasik ataupun tidak serta merupakan teknik peramalan yang menggunakan data deret waktu untuk mengidentifikasi suatu tren tertentu. Digunakan dalam studi penelitian ini, untuk mengolah data dan menguji Asumsi Klasik menggunakan uji regresi linear berganda (Multikolinearitas, Autokorelasi, Heteroskedastisitas, Normalitas, dan Linearitas) serta regresi linier berganda juga diuji. Temuan penelitian ini menunjukkan bahwasanya likuiditas tidak berpengaruh terhadap NPF Nett, rentabilitas berpengaruh terhadap NPF Nett pada variabel ROA, ROE, NIM. Sedangkan variabel BOPO pada rentabilitas tidak memiliki pengaruh terhadap NPF Nett. Serta solvabilitas terbukti signifikan berpengaruh terhadap NPF Net. Dalam hal ini, CAR yang menilai kecukupan modal yang dimiliki suatu bank untuk menentukan solvabilitas berpengaruh terhadap tingkat berapa pembiayaan bermasalah yang terjadi di PT Bank Muamalat Tbk.
Pengaruh Sukuk Korporasi dan Inflasi Terhadap Profitabilitas Bank Umum Syariah Selama Pandemi Covid-19 Qulub, Ana Fidatul; Muhammad Alan Nur; Budi Sukardi
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 2 (2023): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n2.p101-113

Abstract

The Covid-19 pandemic has had an impact on various sectors including the economy. In the Islamic capital market with corporate sukuk instruments, it shows an increase in the total outstanding value of 42%, while in Islamic Commercial Banks it shows an increase in ROA of 0.12%, both of which recorded growth. Supposedly, as an institution looking for investors the relationship they have is negative. On the other hand, the inflation rate in Indonesia during the pandemic has also increased quite high. So this study aims to examine the effect of corporate sukuk and inflation on the ROA of Islamic Commercial Banks during the Covid-19 pandemic. This research is a quantitative study using samples from January 2020-December 2022 with the help of e-views 12 software. Based on the results of the analysis, only corporate sukuk have a significant positive effect on Return on Assets of Islamic Commercial Banks, while inflation is not significant. Simultaneously, both have a significant positive effect on the Return on Assets (RO) of Islamic Commercial Banks. So for Islamic Commercial Banks it is necessary to pay attention to the existence of corporate sukuk and the inflation rate because it has an impact on ROA which will ultimately have an impact on the performance of the banking itself.
Co-Authors Budi Sukardi Qulub, Ana Fidatul Sari, Anggi Puspita Sri Herianingrum