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All Journal Jurnal Pendidikan Ekonomi Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Afkar, Journal For Islamic Studies Iqtishoduna: Jurnal Ekonomi Islam DIROSAT: Journal of Education, Social Sciences & Humanities JEBD Assyarikah: Journal Of Islamic Economic Business Journal of Shariah Economics
Holilur Rahman
Universitas Al-Amien Prenduan
Religion Humanities Economics, Econometrics & Finance Education Engineering Social Sciences Other

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Karakteristik Dan Tujuan Pendidikan Berbasis Entrepreneurship Farihatul Hasanah; Lumanatul Latifah; Holilur Rahman
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract Entrepreneurship education is given to students as early as possible considering the economic problems faced in this country. Entrepreneurship education is basically a process of internalizing entrepreneurship values to students so that they have the character of an entrepreneur. The value of entrepreneurship is important for students to face the problems of life, the purpose of this study is to determine the objectives and characteristics of entrepreneurship education. The research method used is library research with a descriptive approach. Data analysis techniques use data reduction, data presentation and conclusions. The results of this study state that entrepreneurship education aims to develop the attitude, spirit and ability to create something of value for oneself and others. there are five main values in entrepreneurship education, including the courage to take risks, be creative in facing problems and opportunities, have a leadership spirit, be task and result oriented and have strong motivation and drive to succeed.
Relation Between Education and Entrepreneurship Nur Lathifah Aini; Holilur Rahman; Ach. Nurholis Majid
Jurnal Pendidikan Ekonomi Vol. 17 No. 1 March 2024
Publisher : Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/UM014v17i1p035

Abstract

Analisis Minat Nasabah Dalam Menggunakan Produk Gadai di Bank Syariah Indonesia KCP Sumenep Holilur Rahman; Intan Permata Sari
JOURNAL OF SHARIA ECONOMICS Vol 7 No 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1007

Abstract

Financing through pawn products is generally available at pawnshop institutions, but along with the development of Islamic finance, Bank Syariah Indonesia (BSI) also participated in financing opportunities for 732 people through pawn. The large interest of these customers needs to be analyzed considering that BSI, a sharia financial institution that initially focused on savings and financing, is currently shifting to pawn products. This study uses a descriptive qualitative research approach with a case study type. Data collection techniques used are observation, interviews and documentation. The results of the study indicate that the marketing strategy of BSI KCP Sumenep offers gold pawn services using Philip Kotler's strategy, namely: product strategy, price, place and promotion and one of the innovations of BSI KCP Sumenep itself is market raids and casual walks (JJS). Advantages The application procedure is very easy to do, the loan process is very fast, the BSI KCP Sumenep gold pawn product itself is able to provide relatively large loan funds, customers receive loans to customer accounts, collateral is stored safely at BSI and notification to customers who pawn gold at BSI when the due date, with that customers are interested in using pawn products at BSI KCP Sumenep.
Implementation and Effectiveness of the Use of BOS Funds in Improving the Competence of Islamic Religious Education Teachers (Study at MTsS Al-Ihsan I Pragaan and MTsS Raudlatul Ulum Kapedi in 2025) Mohammad Khoirur Rahman; Holilur Rahman
al-Afkar, Journal For Islamic Studies Vol. 9 No. 3 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i3.3581

Abstract

The School Operational Assistance Fund (BOS) is a government policy instrument designed to support improvements in the quality of education, including teacher competency development. In practice, BOS Fund management in madrasas is often more oriented toward administrative compliance than its strategic role in human resource development. This study aims to analyze the effectiveness of BOS Fund use in improving the competency of Islamic Religious Education (PAI) teachers at MTsS Al-Ihsan I Pragaan and MTsS Raudlatul Ulum Kapedi. This study used a qualitative approach with a descriptive-comparative design. Data were collected through in-depth interviews, observations, and documentation studies with madrasah principals, BOS Fund treasurers, PAI teachers, and other relevant parties. Data validity was ensured through triangulation of sources and techniques, while data analysis was conducted interactively through reduction, presentation, and drawing conclusions. The results indicate that the use of BOS Funds in both madrasas complies with the BOS Technical Guidelines (Juknis BOS) and is administratively effective. However, planning remains administrative in nature, PAI teacher participation is not yet strategic, competency needs identification is not systematic, and program evaluation has not been utilized as a basis for further planning. The program's impact on Islamic Religious Education (PAI) teacher competency is partial and uneven. This study concludes that the BOS Fund in both madrasas has not fully functioned as a strategic instrument for developing Islamic Religious Education (PAI) teacher competency. Strengthening the quality orientation in planning, implementation, and evaluation is needed to ensure that the BOS Fund contributes more optimally to improving the quality of learning.
Dimensi Carter dalam Peningkatan Kualitas Layanan dan Loyalitas Nasabah pada PT. BPRS Bhakti Sumekar Cab. Pragaan Siti Inayatul Azaliya; Holilur Rahman
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 1 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i1.30936

Abstract

The quality of service provided by the bank is one of the factors that can attract customers. To find out how much quality of service in Islamic banking, you can use the CARTER dimensions, namely Compliance, Assurance, Reliability, Tangible, Empathy, and Responsiveness. However, there are still complaints from customers regarding the quality of service that is not optimal. Starting from the parking facilities that are still minimal and the assumption that BPRS does not provide ATM facilities. The problem raised in this study is how the quality of service and customer loyalty at BPRS Bhakti Sumekar Cab. Pragaan by using the CARTER dimension, which is described in two focuses, namely: 1. How is the application of the CARTER dimension at PT BPRS Bhakti Sumekar Cab. Pragaan 2. How the CARTER dimension can improve service quality and customer loyalty at PT BPRS Bhakti Sumekar Cab. Pragaan. This research was designed using a descriptive qualitative approach. The data sources in this research are branch heads, tellers, and customers. The data collection techniques used were observation, interviews, and documentation. Data analysis uses data reduction, data presentation, and conclusion drawing. For data validity, researchers used observation persistence and triangulation. The results of this study are the implementation of the CARTER dimension that has been carried out at PT. Bank BPRS Bhakti Sumekar Cab. Pragaan has been implemented well, this can be seen from customer satisfaction with the services provided both in terms of compliance with sharia, guarantees, reliability, physical evidence, concern and responsiveness. CARTER dimensions can improve service quality and customer loyalty at BPRS Bhakti Sumekar Cab. Pragaan, this can be seen from employees when providing services to customers. While customer loyalty is seen from customers making repeated purchases, customers recommending to others, talking about positive things to others and showing immunity to the pull of competitors.
Kepatuhan Syariah dalam Implementasi Pembiayaan Tabarok dengan Akad Sopian Hanapi; Holilur Rahman
Assyarikah: Journal of Islamic Economic Business Vol. 6 No. 2 (2025): Assyarikah: Journal Of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/assyarikah.v6i2.2491

Abstract

This study aims to examine the implementation of Tabarok financing using the mu??rabah contract and to identify the factors influencing its Sharia compliance at PT. BPRS Sarana Prima Mandiri Pamekasan. The focus of the study is directed toward assessing the conformity of financing practices with Sharia principles, considering the distinctive characteristics of the Tabarok product, which applies a daily installment system and a door-to-door marketing strategy that may lead to variations in implementation in the field. This research adopts a qualitative approach with a descriptive method, employing interviews, observations, and documentation as data collection techniques, while data validity is ensured through source triangulation. The findings indicate that Tabarok financing is implemented under a mu??rabah scheme, in which the bank acts as the ???ibul m?l (capital provider) and the customer as the mu??rib (entrepreneur), with a flexible daily installment mechanism adjusted to the customer’s business capacity. The One Day One Street marketing strategy is applied to bring financing services closer to micro-entrepreneurs while simultaneously expanding Islamic financial inclusion. Sharia compliance in Tabarok financing is influenced by several key factors, including customer selection and eligibility assessment, Sharia education related to mu??rabah principles, active supervision by the Sharia Supervisory Board, and continuous financing monitoring. The study concludes that the implementation of Tabarok financing complies with Sharia principles in terms of contractual structure, fund management mechanisms, and supervisory processes. This research contributes to enriching empirical studies on mu??rabah-based financing practices in Islamic rural banks (BPRS), particularly microfinance products utilizing daily installment systems and direct community-based marketing approaches.
The Relationship between Religion and Entrepreneurship in an Islamic Perspective Ade Faizin; Holilur Rahman; Muhammad Edi Gunawan; Aminullah
DIROSAT: Journal of Education, Social Sciences & Humanities Vol. 3 No. 1 (2025): Innovation in Education and Social Sciences Research
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/dirosat.v3i1.90

Abstract

This paper discusses the relationship between religions, especially Islam and entrepreneurship. Entrepreneurship is considered an important pillar for economic development in developing countries. From an Islamic perspective, religion emphasizes the importance of working hard and entrepreneurship as a form of worship to Allah. Various studies have shown that religion influences entrepreneurial activity, both in terms of attitudes, processes and behavior of entrepreneurs. Religious values ​​such as integrity, honesty, and responsibility are a strong foundation for entrepreneurs in building successful and sustainable businesses. On the other hand, religiosity can also provide motivation and inspiration for entrepreneurs in running their businesses. This paper concludes that religion, especially Islam, has an important role in encouraging and shaping entrepreneurial activity. A deep understanding of the relationship between religion and entrepreneurship can contribute to the development of more meaningful entrepreneurship and have a positive impact on society.
Reinventing Pesantren Economies: Islamic Social Entrepreneurship as a Model for Sustainable Community Transformation Zaid Raya Argantara; Slamet Haryono; Moh. Wardi; Holilur Rahman; Iqbal Rafiqi; Noor Aimi Mohamad Puad
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 15 No. 1 (2026): April (on progress)
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v15i1.3012

Abstract

This study examines the role of Islamic social entrepreneurship in reinventing pesantren-based economies as a sustainable model for community transformation within the broader discourse of inclusive and ethical development. Employing a qualitative descriptive-analytical approach, data were collected through in-depth interviews, participant observation, and documentation at Pondok Pesantren Al-Amien Prenduan, Indonesia. The findings demonstrate that the implementation of Islamic social entrepreneurship through the Micro Waqf Bank (BWM) Al-Pend Barokah Mandiri significantly contributes to economic empowerment among productive low-income communities. Beyond local impact, this pesantren-based model addresses global challenges related to financial inclusion, social inequality, and sustainable development by embedding Islamic ethical values within entrepreneurial practices. The study contributes to the literature by conceptualizing pesantren not merely as religious institutions but as transformative socio-economic actors capable of driving inclusive growth. This research proposes pesantren-based Islamic social entrepreneurship as a viable alternative framework for sustainable community transformation in emerging Muslim economies.
Co-Authors Ach. Nurholis Majid Ade Faizin Aminullah Farihatul Hasanah Intan Permata Sari Lumanatul Latifah Moh. Wardi Mohammad Khoirur Rahman Muhammad Edi Gunawan Noor Aimi Mohamad Puad Nur Lathifah Aini Rafiqi, Iqbal Siti Inayatul Azaliya Slamet Haryono Sopian Hanapi Zaid Raya Argantara